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Philadelphia Home Improvement Contractor EXAM QUESTIONS AND CORRECT VERIFIED SOLUTIONS LATEST UPDATE THIS YEAR – JUST RELEASED.pdf

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Tap on AVAILABLE IN BUNDLE/PACKAGE DEAL to unlock free bonus exams – save more while you get what you need. The Philadelphia Home Improvement Contractor Exam Questions and Correct Verified Solutions – Latest Updated Edition is a comprehensive and structured study resource designed to help contractors prepare for Pennsylvania Home Improvement Contractor (HIC) registration and Philadelphia home-improvement work requirements. Importantly, Pennsylvania does not generally require a statewide contractor license for most construction contractors; however, most contractors performing at least $5,000 in home improvements per year must register with the Pennsylvania Attorney General under the Home Improvement Consumer Protection Act (HICPA). This preparation resource covers major Pennsylvania and Philadelphia home-improvement compliance topics, including HIC registration, contractor responsibilities, written contracts, consumer protections, deposits and payments, change orders, warranties, insurance, lien-related requirements, advertising, subcontractors, recordkeeping, dispute resolution, prohibited practices, and enforcement. Particular emphasis is placed on the Pennsylvania Home Improvement Consumer Protection Act, which establishes registration and consumer-protection requirements for home-improvement contractors. The current Pennsylvania HIC registration fee is $100 every two years, and the state's online registration system became operational again on April 24, 2026. The material also covers Philadelphia-specific requirements. Contractors working exclusively on existing one- or two-family dwellings generally do not need a separate Philadelphia Contractor License when performing qualifying home-improvement work, but they must be registered with the Pennsylvania Attorney General and satisfy Philadelphia's permit and documentation requirements. Electrical, plumbing, and fire-suppression work remain subject to specialized licensing requirements. The study guide reinforces contract requirements and consumer relations, including identifying the parties, describing the work and materials, establishing the contract price and payment schedule, handling changes to the scope of work, maintaining required documentation, and avoiding deceptive or prohibited business practices. Another major area is insurance and financial responsibility. Candidates review the insurance documentation required for home-improvement operations and the distinction between Pennsylvania HIC registration requirements and Philadelphia permit-related insurance requirements. Philadelphia currently requires specific insurance documentation when a PA HIC is submitting permits through the City's process. The resource also addresses jobsite safety and OSHA requirements. Philadelphia requires workers performing qualifying construction or demolition work to complete OSHA 10 Construction training or an approved alternative, while the City's supervisor OSHA 30 requirement generally applies to contractors requiring a Philadelphia Contractor License and does not apply to registered PA home-improvement contractors operating without a separate Philadelphia license. Additional coverage includes permits, inspections, subcontractor disclosure, construction-code compliance, property-owner responsibilities, and Philadelphia Department of Licenses and Inspections (L&I) procedures. Philadelphia contractors and trade licensees must disclose subcontractors working under their permits within the City's specified timeframe. The guide further reviews the distinction between PA HIC registration and a Philadelphia Contractor License. Philadelphia's current guidance explains that general construction on existing one- or two-family dwellings can generally be performed under PA Home Improvement Contractor registration, while broader construction, demolition, repair, and specialized trades can trigger separate City licensing requirements. Current 2026 preparation should also account for the restored Pennsylvania HIC online registration system, which allows contractors to register, renew, and update their information online. The resource should be treated as a study and practice resource rather than an official or leaked licensing examination. Pennsylvania and Philadelphia requirements can change, so candidates should verify current rules directly with the Pennsylvania Attorney General and Philadelphia L&I. Aligned with current Pennsylvania HICPA requirements, Pennsylvania HIC registration procedures, Philadelphia L&I requirements, contractor compliance rules, and home-improvement consumer protections, this study guide supports preparation in HIC registration, contracts, consumer protection, insurance, payments, change orders, subcontractors, permits, safety, advertising, recordkeeping, warranties, and Philadelphia-specific compliance. Ideal for Pennsylvania home-improvement contractors, Philadelphia remodeling contractors, residential builders, renovation companies, contractors seeking HIC registration, subcontractors, and candidates reviewing Pennsylvania home-improvement compliance requirements, this resource provides focused review material, exam-style practice questions, and solution explanations to support effective preparation.

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Philadelphia Home Improvement Contractor EXAM
QUESTIONS AND CORRECT VERIFIED SOLUTIONS LATEST
UPDATE THIS YEAR – JUST RELEASED
Philadelphia Home Improvement Contractor License


Exam Coverage Overview (10 Key Areas)
1. HIC Registration vs. City License Requirements – State HIC registration ($100 biennial)
vs. Philadelphia Contractor License (no exam but separate city requirements) .
2. State HIC Registration Rules – PA Home Improvement Contractor (HIC) registration
through PA Attorney General; $51 biennial fee; required for work over $5,000; no exam .
3. Philadelphia-Specific Requirements – City Contractor License required for commercial
work; HIC registration sufficient for one/two-family dwellings (excluding
electrical/plumbing/fire) .
4. Insurance Requirements – General liability $500,000 per occurrence; auto $300,000;
workers' comp $100,000/$100,000/$500,000 .
5. OSHA Training Requirements – OSHA 10 for all workers; OSHA 30 for supervisors (within
5 years); subcontractors included .
6. Application Process – eCLIPSE online system; Commercial Activity License required; tax
compliance (BIRT); no exam .
7. Contract & Consumer Protection – HIC number on all ads/contracts; written contracts;
HICPA compliance; 3-day cooling-off period .
8. Pennsylvania Mechanics' Lien Law – Notice requirements; lien rights; 1963 Act
provisions .
9. Special Trades & Exemptions – Electrical, plumbing, fire suppression require city trade
licenses; excavation requires separate license .
10. Renewal & Compliance – Annual renewal; tax compliance; active insurance; OSHA
training current; penalties for non-compliance .




1. What is the primary requirement for a contractor performing home improvement work on

a one- or two-family dwelling in Philadelphia?

A) A Philadelphia Contractor License

, Page 2 of 125


B) Registration with the PA Office of the Attorney General

C) A Commercial Activity License only

D) A Philadelphia trade license


Correct Answer: B


Rationale: Contractors working on one- or two-family dwellings in Philadelphia do not need a

city contractor license if they are not performing electrical, plumbing, or fire suppression work.

Instead, they must register as a Home Improvement Contractor (HIC) with the PA Office of the

Attorney General .




2. Which city agency is responsible for contractor licensing and permitting in Philadelphia?

A) Philadelphia Building Department

B) Department of Licenses and Inspections (L&I)

C) Pennsylvania Attorney General's Office

D) Philadelphia Department of Commerce


Correct Answer: B


Rationale: The Philadelphia Department of Licenses and Inspections (L&I) oversees contractor

licensing, permitting, and inspections for construction work in the city .




3. Which state agency administers the Home Improvement Contractor (HIC) registration

program?

, Page 3 of 125


A) Pennsylvania Department of Labor and Industry

B) Pennsylvania Department of Revenue

C) Pennsylvania Office of the Attorney General

D) Pennsylvania Department of Environmental Protection


Correct Answer: C


Rationale: The Pennsylvania Home Improvement Contractor (HIC) registration program is

administered by the PA Office of the Attorney General under the Home Improvement Consumer

Protection Act (HICPA) .




4. Which of the following work activities requires a Philadelphia trade license even on a one-

or two-family dwelling?

A) Installing windows

B) Reroofing a house

C) Electrical work

D) Exterior siding installation


Correct Answer: C


Rationale: Contractors still need a trade license to do electrical work, plumbing work, or fire

suppression work, even on one- or two-family residences. Window installation, roofing, and

siding work do not require a specialized trade license .

, Page 4 of 125


5. What is the minimum general liability insurance coverage required for a Philadelphia

contractor?

A) $100,000 per occurrence

B) $300,000 per occurrence

C) $500,000 per occurrence

D) $1,000,000 per occurrence


Correct Answer: C


Rationale: Philadelphia requires contractors to provide proof of general liability insurance with

a minimum coverage of $500,000 per occurrence .




6. What is the threshold for Pennsylvania Home Improvement Contractor registration?

A) Any paid work on residential property

B) Projects valued at $500 or more

C) Projects valued at $5,000 or more per year

D) Commercial projects only


Correct Answer: C


Rationale: Home Improvement Contractor registration is required for anyone performing

$5,000 or more of home improvement work per year under the Home Improvement Consumer

Protection Act (73 P.S. § 517.1 et seq.) .

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