AHIP FINAL EXAM TEST QUESTIONS LATEST 2026/2027 ACTUAL EXAM QUESTIONS WITH CORRECT ANSWERS 100% VERIFIED GRADED A+

AHIP FINAL EXAM TEST QUESTIONS
LATEST 2026/2027 ACTUAL EXAM
QUESTIONS WITH CORRECT ANSWERS
100% VERIFIED GRADED A+
1. Mrs.mWestmwearsmglassesmandmdenturesmandmhasmenjoyedmconsiderablempainmreliefmfromm
arthritismthroughmacupuncture.mShemismconcernedmaboutmwhethermormnotmMedicaremwillmc
overmthesemitemsmandmservices.mWhatmshouldmyoumtellmher?m-
mCORRECTmANSWERmMedicaremdoesmnotmcovermacupuncture,mor,minmgeneral,mglassesmormd


entures.



2. Mr.mBickfordmdidmnotmquitemqualifymformthemextramhelpmlow-
incomemsubsidymundermthemMedicaremPartmDmPrescriptionmDrugmprogrammandmhemismwond
eringmifmtheremismanymothermoptionmhemhasmformobtainingmhelpmwithmhismconsiderablemdrug
mcosts.mWhatmshouldmyoumtellmhim?m-


mCORRECTmANSWERmHemcouldmcheckmwithmthemmanufacturersmofmhismmedicationsmtomsee


mifmtheymoffermanmassistancemprogrammtomhelpmpeoplemwithmlimitedmmeansmobtainmthemme


dicationsmtheymneed.mAlternatively,mhemcouldmcheckmtomseemwhethermhismstatemhasmamphar
macymassistancemprogrammtomhelpmhimmwithmhismexpenses.



3. Mr.mLombardimisminterestedminmamMedicaremAdvantagem(MA)mPPOmplanmthatmyoumrepresen
t.mItmismonemofmthreemplansmoperatedmbymthemsamemorganizationminmMr.mLombardi'smarea.m
ThemMAmPPOmplanmdoesmnotmincludemdrugmcoverage,mbutmthemothermtwomplansmdo.mMr.mL
ombardimlikesmthemPPOmplanmthatmdoesmnotmincludemdrugmcoveragemandmintendsmtomobtai
nmhismdrugmcoveragemthroughmamstand-
alonemMedicaremprescriptionmdrugmplan.mWhatmshouldmyoumtellmhimmaboutmthismsituation
?m-
mCORRECTmANSWERmHemcouldmenrollminmonemofmthemMAmplansmthatmincludemprescriptionm


drugmcoveragemormamMedigapmplanmandmamstand-
alonemprescriptionmdrugmplan,mbutmhemcannotmenrollminmthemMA-
onlymPPOmplanmandmamstand-alonemprescriptionmdrugmplan.

, 4. Mr.mTorresmhasmamsmallmsavingsmaccount.mHemwouldmlikemtompaymformhismmonthlymPartmDmp
remiumsmwithmanmautomaticmmonthlymwithdrawalmfrommhismsavingsmaccountmuntilmitmismex
hausted,mandmthenmhavemhismpremiumsmwithheldmfrommhismSocialmSecuritymcheck.mWhatms
houldmyoumtellmhim?m-
mCORRECTmANSWERmInmgeneral,mhemmustmselectmamsinglemPartmDmpremiummpaymentmmec


hanismmthatmwillmbemusedmthroughoutmthemyear.



5. AgentmJenningsmmakesmampresentationmonmMedicaremadvertisedmasmanmeducationalmevent
.mAgentmJenningsmdistributesmmaterialsmthatmaremsolelymeducationalminmnature.mHowever,m
shemgivesmambriefmpresentationmthatmmentionsmplan-
specificmpremiums.mIsmthismamprohibitedmactivitymatmanmeventmthatmhasmbeenmadvertisedma
smeducational?m-
mCORRECTmANSWERmYes.mWhenmanmeventmhasmbeenmadvertisedmasm"educational,"mdiscus


singmplan-specificmpremiumsmismimpermissible.



6. Mrs.mMulcahymismconcernedmthatmshemmaymnotmqualifymformenrollmentminmamMedicarempre
scriptionmdrugmplanmbecause,malthoughmshemismentitledmtomPartmA,mshemismnotmenrolledmun
dermMedicaremPartmB.mWhatmshouldmyoumtellmher?m-
mCORRECTmANSWERmEveryonemwhomismentitledmtomPartmAmormenrolledmundermPartmBmismeli


giblemtomenrollminmamMedicaremprescriptionmdrugmplan.mAsmlongmasmMrs.mMulcahymismentitl
edmtomPartmA,mshemdoesmnotmneedmtomenrollmundermPartmBmbeforemenrollingminmamprescripti
onmdrugmplan.



7. Mr.mJacobmunderstandsmthatmtheremismamstandardmMedicaremPartmDmprescriptionmdrugmben
efit,mbutmwhenmhemlooksmatminformationmonmvariousmplansmavailableminmhismarea,mhemseesm
amwidemrangeminmwhatmtheymchargemformdeductibles,mpremiumsmandmcostmsharing.mHowmc
anmyoumexplainmthismtomhim?m-
mCORRECTmANSWERmMedicaremPartmDmdrugmplansmmaymhavemdifferentmbenefitmstructures


,mbutmonmaverage,mtheymmustmallmbematmleastmasmgoodmasmthemstandardmmodelmestablished
mbymthemgovernment.




8. Ms.mMooremplansmtomretiremwhenmshemturnsm65minmamfewmmonths.mShemisminmexcellentmhea
lthmandmwillmhavemconsiderablemincomemwhenmshemretires.mShemismconcernedmthatmherminc
omemwillmmakemitmimpossiblemformhermtomqualifymformMedicare.mWhatmcouldmyoumtellmhermt