JOURNEYMAN PIPEFITTER LICENSE EXAM 5
SCRIPT 2026 QUESTIONS AND SOLUTIONS
COMPREHENSIVE STUDY SHEET FULL
PRACTICE SET
◉ Which of the following parts of a vehicle would NOT be covered
under a Mechanical Breakdown insurance policy?
A. Body panels
B. Electronics system
C. Transmission
D. Air conditioning system.
Answer: A. Body panels
◉ Which of the following statements about the Business Owners
Policy is FALSE?
A. A BOP can include workers comp coverage for eligible small
businesses.
B. A BOP would cover business personal property in a vehicle sitting
80 feet away from the insured structure.
C. A BOP bundles property, liability, and income protection
coverages in a single package.
,D. A BOP typically provides coverage for businesses on an open-peril
basis..
Answer: A. A BOP can include workers comp coverage for eligible
small businesses.
◉ All of the following are true of the liability coverage in a Business
Owner's Policy, except:
A. Coverage is provided for both bodily injury and property damage
from business operations and premises.
B. Coverage is provided on a "claims-made" basis.
C. Coverage comes with a series of separate aggregate limits.
D. Coverage is provided for product and operation liability..
Answer: B. Coverage is provided on a "claims-made" basis.
◉ Which Inland Marine Business Floater would cover a slab of
marble that the insured business has sold if it gets dropped and
destroyed while being delivered to the buyer?
A. Valuable Stones and Metals coverage
B. Installation coverage
C. Delivery coverage
D. Dealer's coverage.
Answer: B. Installation coverage
,◉ Which of the following will be covered under Harry's DP-3 policy?
A. Janice swerves off the road and plows through Harry's kitchen
wall with her car.
B. A large bird flies into Harry's living room window and cracks it.
C. Wind blows down a $400 tree in Harry's front yard.
D. Harry's neighbor Bob puts smudge pots all over his orchard to
protect the trees from frost, and the smoke seeps into Harry's house
and causes tremendous smoke damage..
Answer: A. Janice swerves off the road and plows through Harry's
kitchen wall with her car.
◉ The Hometown Paint store burns down one night, and almost
everything is destroyed. Which of the following items would NOT be
covered under Coverage B in the store's commercial property
policy?
A. Computers used for matching paint colors
B. A small, portable table top paint mixer
C. A large paint mixer permanently affixed to the floor
D. Paint and supplies for sale.
Answer: C. A large paint mixer permanently affixed to the floor
◉ When a fire breaks out in Bill's small woodworking business, it
quickly builds momentum by igniting the scrap wood and other
building materials. The fire department manages to contain and
, extinguish the fire, but the inside of the shop needs some serious
repair. During these repairs, Bill cannot fill his orders and loses vital
income. Which additional coverage could help replace Bill's lost
income?
A. Electronic Data Processing Insurance
B. Valuable Papers Business Insurance
C. Time Element Insurance
D. Fire Insurance.
Answer: C. Time Element Insurance
◉ Jill was forced to close her convenience store and evacuate
because of a strong hurricane that hit her town. Jill was not allowed
to reopen her store for two weeks, so she lost two full weeks of
income. Which additional coverage would indemnify Jill for this
loss?
A. Law and Ordinance Coverage
B. Business Interruption Insurance
C. Business Owners Liability Insurance
D. Extra Expenses Coverage.
Answer: B. Business Interruption Insurance
◉ While driving the company car on business, Jack causes an
accident with a bus carrying a sports team. Five people were injured
in the accident, and the injuries totaled $240,000. Jack's company's
SCRIPT 2026 QUESTIONS AND SOLUTIONS
COMPREHENSIVE STUDY SHEET FULL
PRACTICE SET
◉ Which of the following parts of a vehicle would NOT be covered
under a Mechanical Breakdown insurance policy?
A. Body panels
B. Electronics system
C. Transmission
D. Air conditioning system.
Answer: A. Body panels
◉ Which of the following statements about the Business Owners
Policy is FALSE?
A. A BOP can include workers comp coverage for eligible small
businesses.
B. A BOP would cover business personal property in a vehicle sitting
80 feet away from the insured structure.
C. A BOP bundles property, liability, and income protection
coverages in a single package.
,D. A BOP typically provides coverage for businesses on an open-peril
basis..
Answer: A. A BOP can include workers comp coverage for eligible
small businesses.
◉ All of the following are true of the liability coverage in a Business
Owner's Policy, except:
A. Coverage is provided for both bodily injury and property damage
from business operations and premises.
B. Coverage is provided on a "claims-made" basis.
C. Coverage comes with a series of separate aggregate limits.
D. Coverage is provided for product and operation liability..
Answer: B. Coverage is provided on a "claims-made" basis.
◉ Which Inland Marine Business Floater would cover a slab of
marble that the insured business has sold if it gets dropped and
destroyed while being delivered to the buyer?
A. Valuable Stones and Metals coverage
B. Installation coverage
C. Delivery coverage
D. Dealer's coverage.
Answer: B. Installation coverage
,◉ Which of the following will be covered under Harry's DP-3 policy?
A. Janice swerves off the road and plows through Harry's kitchen
wall with her car.
B. A large bird flies into Harry's living room window and cracks it.
C. Wind blows down a $400 tree in Harry's front yard.
D. Harry's neighbor Bob puts smudge pots all over his orchard to
protect the trees from frost, and the smoke seeps into Harry's house
and causes tremendous smoke damage..
Answer: A. Janice swerves off the road and plows through Harry's
kitchen wall with her car.
◉ The Hometown Paint store burns down one night, and almost
everything is destroyed. Which of the following items would NOT be
covered under Coverage B in the store's commercial property
policy?
A. Computers used for matching paint colors
B. A small, portable table top paint mixer
C. A large paint mixer permanently affixed to the floor
D. Paint and supplies for sale.
Answer: C. A large paint mixer permanently affixed to the floor
◉ When a fire breaks out in Bill's small woodworking business, it
quickly builds momentum by igniting the scrap wood and other
building materials. The fire department manages to contain and
, extinguish the fire, but the inside of the shop needs some serious
repair. During these repairs, Bill cannot fill his orders and loses vital
income. Which additional coverage could help replace Bill's lost
income?
A. Electronic Data Processing Insurance
B. Valuable Papers Business Insurance
C. Time Element Insurance
D. Fire Insurance.
Answer: C. Time Element Insurance
◉ Jill was forced to close her convenience store and evacuate
because of a strong hurricane that hit her town. Jill was not allowed
to reopen her store for two weeks, so she lost two full weeks of
income. Which additional coverage would indemnify Jill for this
loss?
A. Law and Ordinance Coverage
B. Business Interruption Insurance
C. Business Owners Liability Insurance
D. Extra Expenses Coverage.
Answer: B. Business Interruption Insurance
◉ While driving the company car on business, Jack causes an
accident with a bus carrying a sports team. Five people were injured
in the accident, and the injuries totaled $240,000. Jack's company's
