M100 Community Association Management
Exam – Complete Practice Questions & Answers
The M100 Community Association Management Exam is the certification
exam for the Certified Manager of Community Associations
(CMCA) credential offered by the Community Associations Institute (CAI) .
The exam consists of 80-100 multiple-choice questions with a 120-
minute time limit, and the passing score is 70% .
This comprehensive test bank includes practice questions with correct
answers and detailed rationales covering all key topics tested on the M100
exam .
Exam Topics Overview
The M100 exam covers the following core content areas:
• Types of Associations – Condominiums, HOAs, Cooperatives
• Governing Documents – CC&Rs, Bylaws, Articles of Incorporation
• Board Governance & Fiduciary Duties – Duty of care, loyalty,
obedience
• Financial Management – Operating vs. reserve budgets, audits,
internal controls
• Insurance & Risk Management – D&O, general liability, fidelity
bonds
• Legal Compliance – Fair Housing Act, ADA, FDCPA, FLSA, OSHA
• Meetings & Procedures – Notice requirements, quorum, proxies,
minutes
• Rule Enforcement & Due Process – Fines, hearings, enforcement
procedures
, • Maintenance & Capital Planning – Preventive maintenance,
reserves, contracts
• Management Forms – Portfolio, onsite, self-management
Question 1
An association board passes a resolution to establish a new rule regarding
pool hours. This type of resolution is known as a:
A. Policy resolution
B. Administrative resolution
C. Special resolution
D. General resolution
*Correct Answer: A. Policy resolution. *
Rationale: Policy resolutions are used to establish rules, regulations, and
policies that govern the community. Administrative resolutions address
internal operations, while special resolutions are used for specific actions like
borrowing money or making major expenditures.
Question 2
The Soldiers' and Sailors' Civil Relief Act (now the Servicemembers Civil
Relief Act) provides protection to:
A. All veterans regardless of service status
B. Active duty military members in civil court proceedings
C. Military retirees only
D. National Guard members only during peacetime
,*Correct Answer: B. Active duty military members in civil court
proceedings. *
Rationale: The Soldiers' and Sailors' Civil Relief Act (now the Servicemembers
Civil Relief Act) delays all civil court actions involving active duty military
members. This includes eviction proceedings, foreclosures, and default
judgments.
Question 3
When enforcing architectural guidelines, the association's rules should
address all of the following EXCEPT:
A. Behavior of residents, guests, and visitors
B. Appearance of individual lots and units
C. Use of common property
D. Political affiliations of residents
*Correct Answer: D. Political affiliations of residents. *
Rationale: Architectural guidelines and rules of conduct typically address the
behavior of residents, guests, and visitors, the appearance of individual
lots/units, and the use of common property. Political affiliations are protected
and cannot be regulated by the association.
Question 4
Which of the following is NOT one of the three key characteristics common
to all community associations?
A. Mandatory membership in the association for all owners
B. Mandatory lien-based economic charges levied on each owner
, C. A requirement that all owners serve on the board of directors
D. Binding governing documents that run with the land
*Correct Answer: C. A requirement that all owners serve on the board
of directors. *
Rationale: The three key characteristics common to all community
associations are: (1) mandatory membership for all owners, (2) mandatory
lien-based assessments, and (3) binding governing documents that run with
the land. Serving on the board is not a requirement—it is a voluntary
opportunity for members.
Question 5
An association is considering borrowing money for a major capital
improvement. What type of board resolution is typically required?
A. Policy resolution
B. Administrative resolution
C. Special resolution
D. General resolution
*Correct Answer: C. Special resolution. *
Rationale: Special resolutions are used for specific, significant actions such as
borrowing money, making major expenditures, or amending governing
documents. These typically require a higher voting threshold than policy or
administrative resolutions.
Question 6
The hierarchy of authority for community association governance from
highest to lowest is:
Exam – Complete Practice Questions & Answers
The M100 Community Association Management Exam is the certification
exam for the Certified Manager of Community Associations
(CMCA) credential offered by the Community Associations Institute (CAI) .
The exam consists of 80-100 multiple-choice questions with a 120-
minute time limit, and the passing score is 70% .
This comprehensive test bank includes practice questions with correct
answers and detailed rationales covering all key topics tested on the M100
exam .
Exam Topics Overview
The M100 exam covers the following core content areas:
• Types of Associations – Condominiums, HOAs, Cooperatives
• Governing Documents – CC&Rs, Bylaws, Articles of Incorporation
• Board Governance & Fiduciary Duties – Duty of care, loyalty,
obedience
• Financial Management – Operating vs. reserve budgets, audits,
internal controls
• Insurance & Risk Management – D&O, general liability, fidelity
bonds
• Legal Compliance – Fair Housing Act, ADA, FDCPA, FLSA, OSHA
• Meetings & Procedures – Notice requirements, quorum, proxies,
minutes
• Rule Enforcement & Due Process – Fines, hearings, enforcement
procedures
, • Maintenance & Capital Planning – Preventive maintenance,
reserves, contracts
• Management Forms – Portfolio, onsite, self-management
Question 1
An association board passes a resolution to establish a new rule regarding
pool hours. This type of resolution is known as a:
A. Policy resolution
B. Administrative resolution
C. Special resolution
D. General resolution
*Correct Answer: A. Policy resolution. *
Rationale: Policy resolutions are used to establish rules, regulations, and
policies that govern the community. Administrative resolutions address
internal operations, while special resolutions are used for specific actions like
borrowing money or making major expenditures.
Question 2
The Soldiers' and Sailors' Civil Relief Act (now the Servicemembers Civil
Relief Act) provides protection to:
A. All veterans regardless of service status
B. Active duty military members in civil court proceedings
C. Military retirees only
D. National Guard members only during peacetime
,*Correct Answer: B. Active duty military members in civil court
proceedings. *
Rationale: The Soldiers' and Sailors' Civil Relief Act (now the Servicemembers
Civil Relief Act) delays all civil court actions involving active duty military
members. This includes eviction proceedings, foreclosures, and default
judgments.
Question 3
When enforcing architectural guidelines, the association's rules should
address all of the following EXCEPT:
A. Behavior of residents, guests, and visitors
B. Appearance of individual lots and units
C. Use of common property
D. Political affiliations of residents
*Correct Answer: D. Political affiliations of residents. *
Rationale: Architectural guidelines and rules of conduct typically address the
behavior of residents, guests, and visitors, the appearance of individual
lots/units, and the use of common property. Political affiliations are protected
and cannot be regulated by the association.
Question 4
Which of the following is NOT one of the three key characteristics common
to all community associations?
A. Mandatory membership in the association for all owners
B. Mandatory lien-based economic charges levied on each owner
, C. A requirement that all owners serve on the board of directors
D. Binding governing documents that run with the land
*Correct Answer: C. A requirement that all owners serve on the board
of directors. *
Rationale: The three key characteristics common to all community
associations are: (1) mandatory membership for all owners, (2) mandatory
lien-based assessments, and (3) binding governing documents that run with
the land. Serving on the board is not a requirement—it is a voluntary
opportunity for members.
Question 5
An association is considering borrowing money for a major capital
improvement. What type of board resolution is typically required?
A. Policy resolution
B. Administrative resolution
C. Special resolution
D. General resolution
*Correct Answer: C. Special resolution. *
Rationale: Special resolutions are used for specific, significant actions such as
borrowing money, making major expenditures, or amending governing
documents. These typically require a higher voting threshold than policy or
administrative resolutions.
Question 6
The hierarchy of authority for community association governance from
highest to lowest is:
