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Arizona Insurance Producer License EXAM QUESTIONS AND
CORRECT VERIFIED SOLUTIONS LATEST UPDATE THIS YEAR –
JUST RELEASED
Arizona Insurance Producer License Exam – Casualty Exam
EXAM COVERAGE OVERVIEW (10 Key Points)
1. Exam Format: The Arizona Casualty exam (Series 13-43) consists of 100 multiple-choice
questions with a 2-hour time limit. The combined Property & Casualty exam (Series 13-
34) has 150 questions with a 2.5-hour limit. A 70% passing score is required on each
section independently—scores are not averaged .
2. Licensing Authority: The Arizona Department of Insurance and Financial Institutions
(DIFI) regulates insurance licensing. PSI Services administers the exams (effective
September 1, 2025). Arizona does NOT require pre-licensing education .
3. Exam Fee & Attempts: The Casualty-only exam fee is $50**; the combined P&C exam is
**$59. Candidates are limited to 4 exam attempts per line within 12 months; after the
4th failure, a 12-month waiting period applies .
4. License Term & CE: Producer licenses are valid for 4 years, expiring on the last day of the
birth month. Renewal requires 48 CE hours per 4-year period, including at least 6 hours
of ethics .
5. Key Exam Content: The Casualty exam covers Licensing (5%), General Insurance (9%),
Casualty Insurance Basics (15%), Auto Insurance (19%), Commercial General Liability
(23%), Workers' Compensation (12%), Bonds & Other Coverages (7%), and
Ethics/Consumer Protection (10%) .
6. Auto Coverage Required: Arizona's mandatory auto liability limits are 25/50/15:
$25,000 bodily injury per person, $50,000 per accident, and $15,000 property damage.
Uninsured/underinsured motorist coverage is required .
7. Claim Handling Timeframes: Insurers must acknowledge a claim within 15 days, accept
or deny within 30 days of receiving all documentation, and pay within 45 days of
settlement .
8. Producer Recordkeeping: Producers must keep records of insurance transactions for 5
years. Termination of an appointment must be reported to the Director within 30 days .
9. Controlled Business Limits: Controlled business cannot exceed 10% of total written
premium per year. Making false statements on an application is subject to a civil penalty
of up to $10,000 per violation .
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10. Temporary License: The Director may issue a temporary insurance producer license for
up to 180 days in cases of disability, death, or military service. A temporary
license cannot be issued to someone who fails the licensing exam .
SECTION 1: LICENSING REQUIREMENTS AND REGULATIONS (Questions 1-25)
1. In Arizona, an insurance producer's license must be renewed every:
A) One year
B) Two years
C) Three years
D) Four years
Answer: D) Four years
Rationale: Arizona requires insurance producers to renew their licenses every four years. The
license expires on the final day of the producer's birthday month .
2. What is the minimum age required to apply for an insurance producer license in Arizona?
A) 16 years old
B) 17 years old
C) 18 years old
D) 21 years old
Answer: C) 18 years old
Rationale: The minimum age for an insurance producer license in Arizona is 18 years old .
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3. An Arizona insurance producer must complete how many continuing education (CE) hours
every four-year license term?
A) 12 hours
B) 24 hours
C) 48 hours
D) 60 hours
Answer: C) 48 hours
Rationale: Arizona requires 48 hours of continuing education every four-year license term,
including at least 6 hours of ethics training .
4. How many hours of pre-licensing education are required in Arizona before taking the
casualty exam?
A) 20 hours
B) 40 hours
C) 100 hours
D) None
Answer: D) None
Rationale: Arizona is one of the few states that does not require pre-licensing education to sit
for the exam. However, DIFI strongly recommends a prep course. You can schedule and sit for
the exam immediately through PSI Services .
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5. How many days does an insurer have to accept or deny a claim after receiving all necessary
documentation in Arizona?
A) 15 days
B) 20 days
C) 30 days
D) 45 days
Answer: C) 30 days
Rationale: Under Arizona law, an insurer must accept or deny a claim within 30 days of receiving
all necessary documentation. After settlement, payment must be made within 45 days .
6. How many days does an insurer have to acknowledge receipt of a claim under Arizona law?
A) 5 days
B) 10 days
C) 15 days
D) 30 days
Answer: C) 15 days
Rationale: Under Arizona law, an insurer must acknowledge receipt of a claim within 15 days .
7. What is the maximum percentage of total written premium per year that may constitute
"controlled business" for an Arizona producer?
A) 5%
B) 10%
Arizona Insurance Producer License EXAM QUESTIONS AND
CORRECT VERIFIED SOLUTIONS LATEST UPDATE THIS YEAR –
JUST RELEASED
Arizona Insurance Producer License Exam – Casualty Exam
EXAM COVERAGE OVERVIEW (10 Key Points)
1. Exam Format: The Arizona Casualty exam (Series 13-43) consists of 100 multiple-choice
questions with a 2-hour time limit. The combined Property & Casualty exam (Series 13-
34) has 150 questions with a 2.5-hour limit. A 70% passing score is required on each
section independently—scores are not averaged .
2. Licensing Authority: The Arizona Department of Insurance and Financial Institutions
(DIFI) regulates insurance licensing. PSI Services administers the exams (effective
September 1, 2025). Arizona does NOT require pre-licensing education .
3. Exam Fee & Attempts: The Casualty-only exam fee is $50**; the combined P&C exam is
**$59. Candidates are limited to 4 exam attempts per line within 12 months; after the
4th failure, a 12-month waiting period applies .
4. License Term & CE: Producer licenses are valid for 4 years, expiring on the last day of the
birth month. Renewal requires 48 CE hours per 4-year period, including at least 6 hours
of ethics .
5. Key Exam Content: The Casualty exam covers Licensing (5%), General Insurance (9%),
Casualty Insurance Basics (15%), Auto Insurance (19%), Commercial General Liability
(23%), Workers' Compensation (12%), Bonds & Other Coverages (7%), and
Ethics/Consumer Protection (10%) .
6. Auto Coverage Required: Arizona's mandatory auto liability limits are 25/50/15:
$25,000 bodily injury per person, $50,000 per accident, and $15,000 property damage.
Uninsured/underinsured motorist coverage is required .
7. Claim Handling Timeframes: Insurers must acknowledge a claim within 15 days, accept
or deny within 30 days of receiving all documentation, and pay within 45 days of
settlement .
8. Producer Recordkeeping: Producers must keep records of insurance transactions for 5
years. Termination of an appointment must be reported to the Director within 30 days .
9. Controlled Business Limits: Controlled business cannot exceed 10% of total written
premium per year. Making false statements on an application is subject to a civil penalty
of up to $10,000 per violation .
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10. Temporary License: The Director may issue a temporary insurance producer license for
up to 180 days in cases of disability, death, or military service. A temporary
license cannot be issued to someone who fails the licensing exam .
SECTION 1: LICENSING REQUIREMENTS AND REGULATIONS (Questions 1-25)
1. In Arizona, an insurance producer's license must be renewed every:
A) One year
B) Two years
C) Three years
D) Four years
Answer: D) Four years
Rationale: Arizona requires insurance producers to renew their licenses every four years. The
license expires on the final day of the producer's birthday month .
2. What is the minimum age required to apply for an insurance producer license in Arizona?
A) 16 years old
B) 17 years old
C) 18 years old
D) 21 years old
Answer: C) 18 years old
Rationale: The minimum age for an insurance producer license in Arizona is 18 years old .
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3. An Arizona insurance producer must complete how many continuing education (CE) hours
every four-year license term?
A) 12 hours
B) 24 hours
C) 48 hours
D) 60 hours
Answer: C) 48 hours
Rationale: Arizona requires 48 hours of continuing education every four-year license term,
including at least 6 hours of ethics training .
4. How many hours of pre-licensing education are required in Arizona before taking the
casualty exam?
A) 20 hours
B) 40 hours
C) 100 hours
D) None
Answer: D) None
Rationale: Arizona is one of the few states that does not require pre-licensing education to sit
for the exam. However, DIFI strongly recommends a prep course. You can schedule and sit for
the exam immediately through PSI Services .
, Page 4 of 110
5. How many days does an insurer have to accept or deny a claim after receiving all necessary
documentation in Arizona?
A) 15 days
B) 20 days
C) 30 days
D) 45 days
Answer: C) 30 days
Rationale: Under Arizona law, an insurer must accept or deny a claim within 30 days of receiving
all necessary documentation. After settlement, payment must be made within 45 days .
6. How many days does an insurer have to acknowledge receipt of a claim under Arizona law?
A) 5 days
B) 10 days
C) 15 days
D) 30 days
Answer: C) 15 days
Rationale: Under Arizona law, an insurer must acknowledge receipt of a claim within 15 days .
7. What is the maximum percentage of total written premium per year that may constitute
"controlled business" for an Arizona producer?
A) 5%
B) 10%
