2027 AHIP Module 3 exam questions and correct answers

2027 AHIP Module 3 exam questions and correct answers Mr. Livingston was still working when he first qualified for Medicare. At that time, he had employer group coverage that was creditable. During his initial Part D eligibility period, he decided not to enroll because he was satisfied with his drug coverage. It is now a year later, and Mr. Livingston has lost his employer group coverage within the last two weeks. How would you advise him? Mr. Livingston should enroll in a Part D plan before he has a 63-day break in coverage to avoid a premium penalty. Who is most likely to benefit from the Medicare Prescription Payment Plan? Ryan, who suffered a heart attack at the beginning of the year requiring him to take an expensive brand name blood thinner on a daily basis, as well as an equally expensive injectable cholesterol medication on a bi-weekly basis for which he incurs high out-of-pocket costs. Mr. Wells gets by on a very small amount of fixed income. He has heard there may be extra help paying for Part D prescription drugs for Medicare beneficiaries with limited income. He wants to know whether he might qualify. What should you tell him? The extra help is available to beneficiaries whose income and assets do not exceed the annual limits specified by the government. Mrs. Enriquez is one of your clients. She has read that there is a new program that may help her manage prescription drug costs. What do you tell her about the Medicare Prescription Payment Plan? Part D enrollees can opt into the Medicare Prescription Payment Plan at the beginning of the plan year or any point during the year. Mr. Bravo complains to you that because he takes multiple expensive drugs, he has trouble paying his cost sharing for his prescription drugs, particularly at the beginning of the year during the deductible phase. He is happy with his plan and does not want to change. However, he said he had heard about a new