UNITED HEALTH CARE MEDICARE CERTIFICATION |ACTUAL QUESTIONS AND VERIFIED ANSWERS |LATEST 2026/2027 UPDATE|GRADED A+

QUESTIONS AND VERIFIED ANSWERS |LATEST 2026/2027
UPDATE|GRADED A+


Question 1

Medicare

CORRECT ANSWER

Federal health insurance program




Question 2

Medicare is administered by whom?

CORRECT ANSWER

CMS ( Centers for medicare and medicaid services)




Question 3

Parts A & B of medicare are

CORRECT ANSWER

federal health insurance program referred to as original medicare




Question 4

Part A?

CORRECT ANSWER

Hospital insurance



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,Question 5

Part B?

CORRECT ANSWER

Medical insurance




Question 6

What doesnt medicare cover?
CORRECT ANSWER

routine dental, eye care hearing exam,deductibles, coinsurance and copayments




Question 7

Part C?

CORRECT ANSWER

Medicare Advantage Plans




Question 8

MA covers?
CORRECT ANSWER

Part A &B coverage, and some part D coverage




Question 9

MA plans are not?

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,CORRECT ANSWER

Medicare supplement insurance plans




Question 10

What offers lower monthly premiums MADP or supplement?
CORRECT ANSWER

MADP




Question 11

do MAP's have a annual maximum OOP maximum that limits the amount of money a
member must spend every year for covered services?

CORRECT ANSWER

YES




Question 12

MA plans integrate what type of additonal coverage?

CORRECT ANSWER

part D prescription drug coverage




Question 13

If a customer wants to keep their stand alone prescription drug plan, what may the
customer want to enroll in?

CORRECT ANSWER

MA-only PFFS plan

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, Question 14

What is a stand alone drug plan called?

CORRECT ANSWER

PDP




Question 15

WHat is PFFS?

CORRECT ANSWER

Private Fee for Service (PFFS) - Plans that allow you to go to any doctor or hospital that
accepts their terms




Question 16

If a customer lives in a rural area, what type of plan may they want because it gives them
freedom to access doctors that may not be in their network?

CORRECT ANSWER

PFFS plan




Question 17

Do HMO's require referals?

CORRECT ANSWER

Yes




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