AHIP 2026 FINAL PRACTICE EXAM & STUDY nc nc nc nc nc nc
GUIDE 2026 PDF nc nc nc
1. Which part of Medicare covers inpatient hospital care, skilled nursing, an
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d hospice? A. Part A
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B. Part B nc nc
C. Part C nc nc
D. Part D nc nc
✅ Answer: A nc nc
. Rationale: Part A is hospital insurance —
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it pays for inpatient stays, skilled nursing, hospice, and some home health c
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are.
2. What is the primary source of funding for Medicare Part A?
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A. Income taxes nc
B. Payroll taxes nc
C. Beneficiary premiums nc
D. State general funds nc nc
✅ Answer: B nc nc
. Rationale: Part A is funded by the FICA payroll tax paid by employees and e
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mployers.
3. Which of the following individuals automatically qualifies for Medicare?
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A. A 50-year-old with hypertension
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B. A 62-year-old spouse of a Medicare beneficiary
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C. A 68-year-old with 40 quarters of covered employment
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D. A 63-year-old with employer insurance
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✅ Answer: C nc nc
. Rationale: Anyone aged 65+ with at least 40 quarters of covered work qualifies
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automatically.
4. How many quarters of coverage must someone earn for premium-
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free Part A? nc nc
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, A. 20
B. 30
C. 40
D. 50 ✅ Answer: C nc nc nc
. Rationale: 40 quarters (10 years) of covered employment grants premium-
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free Part A. nc nc
5. Which service is not covered under Medicare Part A?
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A. Inpatient hospital stay nc nc
B. Home health care nc nc
C. Physician services nc
D. Hospice care nc
✅ Answer: Cnc nc
. Rationale: Physician services are covered under Part B, not Part A.
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🏥 MODULE 2: Medicare Advantage (Part C)
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6. What is the main feature of Medicare Advantage plans?
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A. Managed by the federal government nc nc nc nc
B. Combine Parts A & B (and often D) under private plans
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C. For low-income individuals only
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D. Replace Medigap nc
✅ Answer: Bnc nc
. Rationale: MA plans are offered by private insurers and must provide at least th
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e same benefits as Original Medicare (A & B).
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7. Which MA plan requires a provider network and usually a primary car
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e provider? A. PFFS
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B. PPO nc
C. HMO nc
D. MSA ✅ Answer: C
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GUIDE 2026 PDF nc nc nc
1. Which part of Medicare covers inpatient hospital care, skilled nursing, an
nc nc nc nc nc nc nc nc nc nc
d hospice? A. Part A
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B. Part B nc nc
C. Part C nc nc
D. Part D nc nc
✅ Answer: A nc nc
. Rationale: Part A is hospital insurance —
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it pays for inpatient stays, skilled nursing, hospice, and some home health c
nc nc nc nc nc nc nc nc nc nc nc nc nc
are.
2. What is the primary source of funding for Medicare Part A?
nc nc nc nc nc nc nc nc nc nc
A. Income taxes nc
B. Payroll taxes nc
C. Beneficiary premiums nc
D. State general funds nc nc
✅ Answer: B nc nc
. Rationale: Part A is funded by the FICA payroll tax paid by employees and e
nc nc nc nc nc nc nc nc nc nc nc nc nc nc nc
mployers.
3. Which of the following individuals automatically qualifies for Medicare?
nc nc nc nc nc nc nc nc
A. A 50-year-old with hypertension
nc nc nc
B. A 62-year-old spouse of a Medicare beneficiary
nc nc nc nc nc nc
C. A 68-year-old with 40 quarters of covered employment
nc nc nc nc nc nc nc
D. A 63-year-old with employer insurance
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✅ Answer: C nc nc
. Rationale: Anyone aged 65+ with at least 40 quarters of covered work qualifies
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automatically.
4. How many quarters of coverage must someone earn for premium-
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free Part A? nc nc
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, A. 20
B. 30
C. 40
D. 50 ✅ Answer: C nc nc nc
. Rationale: 40 quarters (10 years) of covered employment grants premium-
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free Part A. nc nc
5. Which service is not covered under Medicare Part A?
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A. Inpatient hospital stay nc nc
B. Home health care nc nc
C. Physician services nc
D. Hospice care nc
✅ Answer: Cnc nc
. Rationale: Physician services are covered under Part B, not Part A.
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🏥 MODULE 2: Medicare Advantage (Part C)
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6. What is the main feature of Medicare Advantage plans?
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A. Managed by the federal government nc nc nc nc
B. Combine Parts A & B (and often D) under private plans
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C. For low-income individuals only
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D. Replace Medigap nc
✅ Answer: Bnc nc
. Rationale: MA plans are offered by private insurers and must provide at least th
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e same benefits as Original Medicare (A & B).
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7. Which MA plan requires a provider network and usually a primary car
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e provider? A. PFFS
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B. PPO nc
C. HMO nc
D. MSA ✅ Answer: C
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