WGU D775 Updated Actual Exam Question
and Answer (2026/2027) | 100% Verified
Answers
• Accounting -✓✓ Recording and reporting past financial transactions.
• Finance -✓✓ Managing assets, liabilities, and planning for future growth.
• Personal Finance -✓✓ Managing individual or household money (budgeting,
saving, investing).
• Public Finance -✓✓ Government money management, including taxes, spending,
and debt.
• Business Finance / Corporate Finance -✓✓ Managing company money, including
investments, funding, and risk.
• Capital Budgeting -✓✓ Deciding which projects a company should invest in.
• Cost of Capital -✓✓ The return a company must earn to cover the cost of funding
a project.
• Financial Ratios -✓✓ Comparisons of financial data to measure performance.
• Common Stock -✓✓ Ownership in a company with voting rights and potential
dividends.
,• Preferred Stock -✓✓ Ownership with fixed dividends and priority in asset claims,
usually no voting rights.
• Capital Appreciation -✓✓ Increase in an asset's value over time.
• Bonds -✓✓ Loans made to companies or governments that must be repaid with
interest.
• Coupon Rate -✓✓ The interest rate a bond pays to investors.
• Maturity -✓✓ The date a bond's final payment is due.
• Corporate Bonds -✓✓ Bonds issued by companies, usually higher risk and higher
return than government bonds.
• Municipal Bonds -✓✓ Local or state government bonds, often tax-exempt.
• Treasury Bonds -✓✓ U.S. federal government bonds, considered very low risk.
• Financial Derivatives -✓✓ Contracts whose value is based on another asset's
price.
• Options -✓✓ Contracts giving the right (not obligation) to buy/sell at a set price
before a date.
, • Futures -✓✓ Contracts requiring buying/selling at a set price on a set date.
• Investment Funds -✓✓ Pools of money from many investors invested in a
portfolio.
• Mutual Funds -✓✓ Investment funds priced daily based on net asset value
(NAV).
• Exchange-Traded Funds (ETFs) -✓✓ Investment funds traded like stocks.
• Hedge Funds -✓✓ High-risk funds for wealthy or institutional investors.
• Pension Funds -✓✓ Retirement savings invested for long-term growth.
• Public Markets -✓✓ Securities traded openly on exchanges.
• Private Markets -✓✓ Securities traded privately, not on public exchanges.
• Primary Market -✓✓ Where new securities are sold for the first time (e.g., IPO).
• Secondary Market -✓✓ Where existing securities are traded between investors.
• Dealer Market -✓✓ Market where dealers buy/sell from their own accounts.
and Answer (2026/2027) | 100% Verified
Answers
• Accounting -✓✓ Recording and reporting past financial transactions.
• Finance -✓✓ Managing assets, liabilities, and planning for future growth.
• Personal Finance -✓✓ Managing individual or household money (budgeting,
saving, investing).
• Public Finance -✓✓ Government money management, including taxes, spending,
and debt.
• Business Finance / Corporate Finance -✓✓ Managing company money, including
investments, funding, and risk.
• Capital Budgeting -✓✓ Deciding which projects a company should invest in.
• Cost of Capital -✓✓ The return a company must earn to cover the cost of funding
a project.
• Financial Ratios -✓✓ Comparisons of financial data to measure performance.
• Common Stock -✓✓ Ownership in a company with voting rights and potential
dividends.
,• Preferred Stock -✓✓ Ownership with fixed dividends and priority in asset claims,
usually no voting rights.
• Capital Appreciation -✓✓ Increase in an asset's value over time.
• Bonds -✓✓ Loans made to companies or governments that must be repaid with
interest.
• Coupon Rate -✓✓ The interest rate a bond pays to investors.
• Maturity -✓✓ The date a bond's final payment is due.
• Corporate Bonds -✓✓ Bonds issued by companies, usually higher risk and higher
return than government bonds.
• Municipal Bonds -✓✓ Local or state government bonds, often tax-exempt.
• Treasury Bonds -✓✓ U.S. federal government bonds, considered very low risk.
• Financial Derivatives -✓✓ Contracts whose value is based on another asset's
price.
• Options -✓✓ Contracts giving the right (not obligation) to buy/sell at a set price
before a date.
, • Futures -✓✓ Contracts requiring buying/selling at a set price on a set date.
• Investment Funds -✓✓ Pools of money from many investors invested in a
portfolio.
• Mutual Funds -✓✓ Investment funds priced daily based on net asset value
(NAV).
• Exchange-Traded Funds (ETFs) -✓✓ Investment funds traded like stocks.
• Hedge Funds -✓✓ High-risk funds for wealthy or institutional investors.
• Pension Funds -✓✓ Retirement savings invested for long-term growth.
• Public Markets -✓✓ Securities traded openly on exchanges.
• Private Markets -✓✓ Securities traded privately, not on public exchanges.
• Primary Market -✓✓ Where new securities are sold for the first time (e.g., IPO).
• Secondary Market -✓✓ Where existing securities are traded between investors.
• Dealer Market -✓✓ Market where dealers buy/sell from their own accounts.
