Claims Adjuster (P&C) Exam - Mock Test and
Study Guide
,AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and
Study Guide
1. Within the Products and services for Adjuster scope, A peer review of the proposed step to
prioritize corrective action finds that the team is measured against a target that was changed
after the period ended. How should the team respond to preserve safety, quality, and
traceability? The responsible team has 2 dependent tasks waiting.
A. Restore the approved target or clearly disclose the authorized change.
B. Treat the issue as resolved because no immediate loss has occurred.
C. Accept the condition because the schedule has already been approved.
D. Use the previous result without checking whether it remains valid.
Correct Answer: A - Restore the approved target or clearly disclose the authorized change.
Explanation: Performance evaluation must use transparent and authorized criteria.
2. Within the Client needs and suitability for Arizona scope, A formal verification linked to
Client needs and suitability for Arizona documents that the decision memorandum omits a
significant alternative. Which response best controls the immediate risk and preserves a
reliable record? The current review is the 8th verification in the process.
A. Change the acceptance criterion to match the available result.
B. Add the alternative and its implications before final approval.
C. Transfer responsibility without explaining the unresolved finding.
D. Replace the original record with a cleaner summary and proceed.
Correct Answer: B - Add the alternative and its implications before final approval.
Explanation: A defensible decision record should reflect material options.
3. Within the Calculations and valuation for Series scope, A field observation in a customer
service program establishes that a vendor deliverable does not meet the documented acceptance
criteria. Which response best protects the integrity of the decision? The item is scheduled for
controlled use in 41 minutes.
A. Use the previous result without checking whether it remains valid.
B. Reduce the documented severity so the item can be closed.
C. Withhold acceptance and require an approved corrective action.
D. Treat the issue as resolved because no immediate loss has occurred.
Correct Answer: C - Withhold acceptance and require an approved corrective action.
Explanation: Acceptance should be based on defined and verified requirements.
AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and Study Guide 1
,AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and
Study Guide
4. Within the Risk and controls for Insurance scope, A discrepancy between the plan and field
evidence shows that the customer complaint trend is omitted from the management report. Which
decision is most appropriate in this operational setting? The current file contains 11 related
entries.
A. Remove the conflicting evidence from the final file.
B. Proceed using the most convenient interpretation of the evidence.
C. Ask an unassigned colleague to make the decision informally.
D. Include the trend and analyze its operational significance.
Correct Answer: D - Include the trend and analyze its operational significance.
Explanation: Material customer evidence should inform management decisions.
5. Within the Transactions and records for Arizona scope, The decision file remains incomplete
because a staffing plan assumes capacity that is not available. Which action is most consistent
with competent professional practice? The decision affects 6 authorized users or stakeholders.
A. Revise the plan using verified capacity and priority requirements.
B. Delay all action until the next scheduled review cycle.
C. Ask an unassigned colleague to make the decision informally.
D. Replace the original record with a cleaner summary and proceed.
Correct Answer: A - Revise the plan using verified capacity and priority requirements.
Explanation: Plans should be feasible under actual resource constraints.
6. Within the Regulation and consumer protection for Series scope, The program manager compares
current conditions with the approved plan and finds that the reported performance metric uses
an unapproved definition. Which action provides the strongest basis for a valid outcome? The
discrepancy was confirmed through 8 independent checks.
A. Ask an unassigned colleague to make the decision informally.
B. Recalculate the metric using the approved definition and disclose the correction.
C. Treat the issue as resolved because no immediate loss has occurred.
D. Transfer responsibility without explaining the unresolved finding.
Correct Answer: B - Recalculate the metric using the approved definition and disclose the correction.
Explanation: Comparable performance reporting depends on consistent measures.
AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and Study Guide 2
, AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and
Study Guide
7. Within the Applied financial scenarios for Insurance scope, The most recent observation from
an operational planning meeting confirms that one employee can initiate and approve the same
payment. How should the responsible professional address the finding before final approval? The
evidence was collected during control cycle 2.
A. Proceed using the most convenient interpretation of the evidence.
B. Remove the conflicting evidence from the final file.
C. Separate the incompatible duties and review affected transactions.
D. Ask an unassigned colleague to make the decision informally.
Correct Answer: C - Separate the incompatible duties and review affected transactions.
Explanation: Segregation of duties reduces error and fraud risk.
8. Within the Ethics and professional conduct for Claims scope, The planned release is stopped
when the risk register lists an exposure without an accountable owner. Which step should be
completed before the matter is closed? The issue appears in sample group 13.
A. Proceed using the most convenient interpretation of the evidence.
B. Use the previous result without checking whether it remains valid.
C. Reduce the documented severity so the item can be closed.
D. Assign an authorized owner and define treatment and review dates.
Correct Answer: D - Assign an authorized owner and define treatment and review dates.
Explanation: Risks require clear accountability and follow-through.
9. Within the Products and services for Adjuster scope, A verification step linked to Products
and services for Adjuster cannot be completed because the forecast excludes a known cost
commitment. What action should take priority under the applicable requirement? The affected
evidence supports 10 downstream activities.
A. Revise the forecast to include the commitment before approval.
B. Accept the condition because the schedule has already been approved.
C. Delay all action until the next scheduled review cycle.
D. Approve the work conditionally without recording the limitation.
Correct Answer: A - Revise the forecast to include the commitment before approval.
Explanation: Decisions require complete and supportable financial information.
AA2163 - Arizona - Series 13-36: Insurance Claims Adjuster (P&C) Exam - Mock Test and Study Guide 3