Colossal Contractor recently completed the construction of a new bank building.
Colossal Contractor's CGL policy includes medical payments coverage with a $10,000
limit. For which of the following would the injured party be entitled to recover under
Coverage C of Colossal's CGL?
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A spectator observing Colossal's operations was struck by construction
debris.
A suit is filed against the owner of a new home by an employee of Happy
Homebuilder who was injured while working on the new home. Although Happy is not
named in the suit, he is contractually obligated to defend and indemnify his client
(indemnitee) for this claim. Which of the following accurately portrays Happy's CGL
insurer's obligation in regards to the client's defense?
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, The insurer does not have to provide a defense for the client, but defense
costs are covered "contractual liabilities" payable within the limits of
insurance.
Colossal Contractor's umbrella policy will not cover any claims that are not also
covered by one of Colossal's underlying policies. The umbrella therefore is said to
provide:
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follow form coverage.
Kent Stopp and Wanda Goh formed a legal partnership doing business as the Stopp
and Goh Signal Company (S&G). S&G, which installs traffic signals for highway
construction contractors, carries a CGL policy on which the company is the named
insured. With respect to their involvement in S&G's business activities, all of the
following are also insureds under S&G's CGL except:
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X-Cavator, a subcontractor.
Which of the following is not an element of a covered "personal and advertising
injury"?
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, The offense was the result of an accident.
Gerry's General Contracting has been hired to construct a minor league baseball
stadium. Gerry intends to use various trade subcontractors to perform some of the
work. The construction contract requires Gerry's General Contracting to "indemnify
and hold harmless" the stadium owner. This means that:
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Gerry will bear responsibility for the owner's liability for injury or damage to
third parties in connection with the work performed under the contract.
Bogle Construction Company, which employs fewer than 100 people, has a general
liability policy in which only Bogle Construction Company is listed as the named
insured. Bogle's foreman asks the firm's insurance broker whether this policy provides
any coverage for his employees. The broker correctly tells him that the employees:
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Are insureds only to the extent their liability arises out of their work for
Bogle Construction.
CGL exclusions are designed to remove coverage for particular types of exposures.
Which of the following is not a category of excluded loss?
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Colossal Contractor's CGL policy includes medical payments coverage with a $10,000
limit. For which of the following would the injured party be entitled to recover under
Coverage C of Colossal's CGL?
Give this one a try later!
A spectator observing Colossal's operations was struck by construction
debris.
A suit is filed against the owner of a new home by an employee of Happy
Homebuilder who was injured while working on the new home. Although Happy is not
named in the suit, he is contractually obligated to defend and indemnify his client
(indemnitee) for this claim. Which of the following accurately portrays Happy's CGL
insurer's obligation in regards to the client's defense?
Give this one a try later!
, The insurer does not have to provide a defense for the client, but defense
costs are covered "contractual liabilities" payable within the limits of
insurance.
Colossal Contractor's umbrella policy will not cover any claims that are not also
covered by one of Colossal's underlying policies. The umbrella therefore is said to
provide:
Give this one a try later!
follow form coverage.
Kent Stopp and Wanda Goh formed a legal partnership doing business as the Stopp
and Goh Signal Company (S&G). S&G, which installs traffic signals for highway
construction contractors, carries a CGL policy on which the company is the named
insured. With respect to their involvement in S&G's business activities, all of the
following are also insureds under S&G's CGL except:
Give this one a try later!
X-Cavator, a subcontractor.
Which of the following is not an element of a covered "personal and advertising
injury"?
Give this one a try later!
, The offense was the result of an accident.
Gerry's General Contracting has been hired to construct a minor league baseball
stadium. Gerry intends to use various trade subcontractors to perform some of the
work. The construction contract requires Gerry's General Contracting to "indemnify
and hold harmless" the stadium owner. This means that:
Give this one a try later!
Gerry will bear responsibility for the owner's liability for injury or damage to
third parties in connection with the work performed under the contract.
Bogle Construction Company, which employs fewer than 100 people, has a general
liability policy in which only Bogle Construction Company is listed as the named
insured. Bogle's foreman asks the firm's insurance broker whether this policy provides
any coverage for his employees. The broker correctly tells him that the employees:
Give this one a try later!
Are insureds only to the extent their liability arises out of their work for
Bogle Construction.
CGL exclusions are designed to remove coverage for particular types of exposures.
Which of the following is not a category of excluded loss?
Give this one a try later!
