RANDOM CMCA PRACTICE TEST QUESTIONS (UNDER CONSTRUCTION)
NEWEST VERSION REAL EXAM 270 QUESTIONS AND CORRECT
ANSWERS(VERIFIED ANSWERS)|AGRADE||BRAND NEW VERSION
2026!!
Which of the following is a common management control for ensuring
maintenance work is performed in a timely manner?
A. A purchase order system
B. An equipment warranties
C. A work order/response form
D. A contractor's invoice - CORRECT ANSWERS-C. A work order/response
form - A, B, and D speak to elements OTHER than a control to ensure
maintenance work is completed.
The primary management control tool for identifying whether the association
needs to maintain a particular property element is:
A. Physical inspections
B. Association bylaws
C. Maintenance responsibility chart
D. Community asset inventory - CORRECT ANSWERS-C. Maintenance
responsibility chart along, with the governing documents, defines parameters of
association maintenance responsibility.
The other answers have no bearing on necessity of maintenance or maintenance
responsibility.
,In what type of a contract would a waiver of lien by recommended?
A. Repair of the HVAC system
B. Re-roofing the buildings
C. Repair of the pool pump
D. Annual tree pruning - CORRECT ANSWERS-B. Re-roofing the buildings -
Large contracts involving significant material purchase and/or use of sub-
contractors commonly include lien waivers and should be recommended to the
board.
A, C, and D typically do not include significant material purchases or the use of
sub-contractors so a waiver of lien is not necessary.
What does "Co-Insurance" obligate the Association to do?
A. Pay the deductible
B. Maintain certain limits of insurance
C. Cover the depreciated value of all association buildings
D. Provide insurance for homeowners - CORRECT ANSWERS-B. Maintain
certain limits of insurance - Co-insurance seeks to the limits of insurance in place
at the time of a loss and speaks to insurance obligation for the parties involved
in the claim.
Co-insurance does not obligate the Association to pay a deductible. Provides no
obligation to provide insurance for homeowners.
,When an association contracts out all of its services and has no employees, it is
a best business practice to:
A. Negotiate contracts within the bidding process.
B. Purchase employment practices liability insurance.
C. Assume the contractors carry their own insurance coverage.
D. Increase the coverage under the D&O insurance policy. - CORRECT
ANSWERS-A. Negotiate contracts within the bidding process.
Incorrect Answers:
B. Employment practices liability insurance is typically purchased by an
association that has employees to provide coverage against certain types of
claims by those employees, and usually accompanies a workers compensation
insurance policy.
C. The association MUST NEVER assume that contractors carry their own
insurance coverage and should require all contractors to provide evidence of
insurance.
D. D&O insurance policies is designed to pay for wrongful acts that do not lead
to property damage (PD), bodily injury (BI), personal injury (PI), or advertising
injury (AI); an example of a claim for coverage under D&O would be if a board of
directors is accused of not uniformly enforcing rules or covenants. Therefore, it
is unlikely that the services of independent contractors would lead to claims
under D&O.
If an owner fails to receive notice of a meeting, the association is not
responsible if the owner:
, A. Did not notify association of their current address.
B. Does not usually attend the meetings.
C. Already signed the petition to call the meeting.
D. Shares title with multiple owners. - CORRECT ANSWERS-A. Did not notify
association of their current address. It is the owner's responsibility to provide
current contact information to Management.
Incorrect:
B. The duty to notify all owners of meetings belongs to the Board, which is often
delegated to Management.
C. Signing a petition to hold a meeting is not legal notice of the meeting. The
duty to notify all owners of meetings belongs to the Board, which is often
delegated to Management.
D. The notice of meetings is sent to the "Owner of Record" at the last known
address. In the case of multiple owners sharing title to a unit, the owners of that
unity have the duty to notify the Board/Management which one of the owners
will receive notices, and provide current contact information.
What is the primary source of requirements when developing the association's
annual maintenance budget?
A. Governing documents
B. State law
C. Annual audit
NEWEST VERSION REAL EXAM 270 QUESTIONS AND CORRECT
ANSWERS(VERIFIED ANSWERS)|AGRADE||BRAND NEW VERSION
2026!!
Which of the following is a common management control for ensuring
maintenance work is performed in a timely manner?
A. A purchase order system
B. An equipment warranties
C. A work order/response form
D. A contractor's invoice - CORRECT ANSWERS-C. A work order/response
form - A, B, and D speak to elements OTHER than a control to ensure
maintenance work is completed.
The primary management control tool for identifying whether the association
needs to maintain a particular property element is:
A. Physical inspections
B. Association bylaws
C. Maintenance responsibility chart
D. Community asset inventory - CORRECT ANSWERS-C. Maintenance
responsibility chart along, with the governing documents, defines parameters of
association maintenance responsibility.
The other answers have no bearing on necessity of maintenance or maintenance
responsibility.
,In what type of a contract would a waiver of lien by recommended?
A. Repair of the HVAC system
B. Re-roofing the buildings
C. Repair of the pool pump
D. Annual tree pruning - CORRECT ANSWERS-B. Re-roofing the buildings -
Large contracts involving significant material purchase and/or use of sub-
contractors commonly include lien waivers and should be recommended to the
board.
A, C, and D typically do not include significant material purchases or the use of
sub-contractors so a waiver of lien is not necessary.
What does "Co-Insurance" obligate the Association to do?
A. Pay the deductible
B. Maintain certain limits of insurance
C. Cover the depreciated value of all association buildings
D. Provide insurance for homeowners - CORRECT ANSWERS-B. Maintain
certain limits of insurance - Co-insurance seeks to the limits of insurance in place
at the time of a loss and speaks to insurance obligation for the parties involved
in the claim.
Co-insurance does not obligate the Association to pay a deductible. Provides no
obligation to provide insurance for homeowners.
,When an association contracts out all of its services and has no employees, it is
a best business practice to:
A. Negotiate contracts within the bidding process.
B. Purchase employment practices liability insurance.
C. Assume the contractors carry their own insurance coverage.
D. Increase the coverage under the D&O insurance policy. - CORRECT
ANSWERS-A. Negotiate contracts within the bidding process.
Incorrect Answers:
B. Employment practices liability insurance is typically purchased by an
association that has employees to provide coverage against certain types of
claims by those employees, and usually accompanies a workers compensation
insurance policy.
C. The association MUST NEVER assume that contractors carry their own
insurance coverage and should require all contractors to provide evidence of
insurance.
D. D&O insurance policies is designed to pay for wrongful acts that do not lead
to property damage (PD), bodily injury (BI), personal injury (PI), or advertising
injury (AI); an example of a claim for coverage under D&O would be if a board of
directors is accused of not uniformly enforcing rules or covenants. Therefore, it
is unlikely that the services of independent contractors would lead to claims
under D&O.
If an owner fails to receive notice of a meeting, the association is not
responsible if the owner:
, A. Did not notify association of their current address.
B. Does not usually attend the meetings.
C. Already signed the petition to call the meeting.
D. Shares title with multiple owners. - CORRECT ANSWERS-A. Did not notify
association of their current address. It is the owner's responsibility to provide
current contact information to Management.
Incorrect:
B. The duty to notify all owners of meetings belongs to the Board, which is often
delegated to Management.
C. Signing a petition to hold a meeting is not legal notice of the meeting. The
duty to notify all owners of meetings belongs to the Board, which is often
delegated to Management.
D. The notice of meetings is sent to the "Owner of Record" at the last known
address. In the case of multiple owners sharing title to a unit, the owners of that
unity have the duty to notify the Board/Management which one of the owners
will receive notices, and provide current contact information.
What is the primary source of requirements when developing the association's
annual maintenance budget?
A. Governing documents
B. State law
C. Annual audit
