NYC NOTARY EXAM APRIL 2026
QUESTIONS AND ANSWERS WITH
COMPLETE SOLUTIONS 100%
CORRECT RATED A+
The Purpose of a Jurat
What is the primary legal purpose of a "jurat" on a notarized document?
A. To confirm that the signer understands the terms of the document they are
signing.
B. To certify that the signer physically appeared, signed the document, and
swore an oath or affirmation before the notary.
C. To serve as proof that the notary public is personally acquainted with the
signer.
D. To act as a public record of the date and time the notarial act took place.
✔✔ Answer: B. To certify that the signer physically appeared, signed the
document, and swore an oath or affirmation before the notary.
Legal Rationale: A jurat is the specific notarial certificate attached to an affidavit
or deposition. Unlike an acknowledgment (which merely verifies a signer's identity
and voluntary signature), a jurat certifies that the signer took a formal oath or
affirmation, swearing that the contents of the document are 100% true.
Remote Online Identity Verification
Under New York State Remote Online Notarization (RON) laws, if a remote
signer is not personally known to the electronic notary, which combination of
security protocols is required to establish "satisfactory evidence" of their
identity?
A. Credential analysis, identity proofing, and identity verification.
B. A verbal confirmation from a family member and a digital scan of a photo
ID.
C. The remote, simultaneous appearance of two credible witness signers.
, D. A background check run by the state and an uploaded copy of a birth
certificate.
✔✔ Answer: A. Credential analysis, identity proofing, and identity verification.
Legal Rationale: To prevent remote identity fraud, New York law requires a
multi-layered verification process when the signer is not personally known to the
electronic notary:
1. Credential Analysis: An automated process using technology to verify the
security features and authenticity of a government-issued photo ID.
2. Identity Proofing: A process (such as dynamic Knowledge-Based
Authentication, or KBA) where the signer must answer personal questions
generated from public and credit records to prove they are who they claim to
be.
3. Identity Verification: The final step where the notary visually compares the
signer on the live audio-video feed with the photo on the analyzed
credential.
What is the penalty for violating the provisions of §§478, 479, 480, 481, 482, 483,
or 484?
A. A fine
B. Revocation of notary commission
C. Imprisonment
D. Misdemeanor charge -ANSWER ✔✔D. Misdemeanor charge
A notary public is asked to take an acknowledgment over the phone. What should
the notary do?
A. Refuse to take the acknowledgment over the phone.
B. Take the acknowledgment over the phone.
QUESTIONS AND ANSWERS WITH
COMPLETE SOLUTIONS 100%
CORRECT RATED A+
The Purpose of a Jurat
What is the primary legal purpose of a "jurat" on a notarized document?
A. To confirm that the signer understands the terms of the document they are
signing.
B. To certify that the signer physically appeared, signed the document, and
swore an oath or affirmation before the notary.
C. To serve as proof that the notary public is personally acquainted with the
signer.
D. To act as a public record of the date and time the notarial act took place.
✔✔ Answer: B. To certify that the signer physically appeared, signed the
document, and swore an oath or affirmation before the notary.
Legal Rationale: A jurat is the specific notarial certificate attached to an affidavit
or deposition. Unlike an acknowledgment (which merely verifies a signer's identity
and voluntary signature), a jurat certifies that the signer took a formal oath or
affirmation, swearing that the contents of the document are 100% true.
Remote Online Identity Verification
Under New York State Remote Online Notarization (RON) laws, if a remote
signer is not personally known to the electronic notary, which combination of
security protocols is required to establish "satisfactory evidence" of their
identity?
A. Credential analysis, identity proofing, and identity verification.
B. A verbal confirmation from a family member and a digital scan of a photo
ID.
C. The remote, simultaneous appearance of two credible witness signers.
, D. A background check run by the state and an uploaded copy of a birth
certificate.
✔✔ Answer: A. Credential analysis, identity proofing, and identity verification.
Legal Rationale: To prevent remote identity fraud, New York law requires a
multi-layered verification process when the signer is not personally known to the
electronic notary:
1. Credential Analysis: An automated process using technology to verify the
security features and authenticity of a government-issued photo ID.
2. Identity Proofing: A process (such as dynamic Knowledge-Based
Authentication, or KBA) where the signer must answer personal questions
generated from public and credit records to prove they are who they claim to
be.
3. Identity Verification: The final step where the notary visually compares the
signer on the live audio-video feed with the photo on the analyzed
credential.
What is the penalty for violating the provisions of §§478, 479, 480, 481, 482, 483,
or 484?
A. A fine
B. Revocation of notary commission
C. Imprisonment
D. Misdemeanor charge -ANSWER ✔✔D. Misdemeanor charge
A notary public is asked to take an acknowledgment over the phone. What should
the notary do?
A. Refuse to take the acknowledgment over the phone.
B. Take the acknowledgment over the phone.
