2026 FLORIDA CAM CORE MAIN EXAMINATION
QUESTIONS AND ANSWERS SURE A+
✔✔An HO-6 Covers: - ✔✔a member in a condo or coop
✔✔an HO-3 covers: - ✔✔A member in a HOA
✔✔Three Primary objectives of a Community Association are: - ✔✔Preserve Protect
and enhance the value of the community
Enhance the lifestyle of the community
provide a harmonious community
✔✔Requirements for a Community association - ✔✔Membership is mandatory
Members have the right to vote
An unpaid assessment can become a lien on a members property
✔✔Members in a community Association have a_____________ to _________,
__________, and _________ the property in accordance with the __________, and
requirements of the __________, ____________. - ✔✔responsibility, occupy, use,
maintain, statutes, legal documents.
,✔✔Legal structure of the community association - ✔✔Each community has a different
legal structure, is governed by a different structure, and has documents that are specific
to that community association.
✔✔Limited common property: - ✔✔Common property limited to use by one or more but
not all members.
✔✔Appurtenances are: - ✔✔Accessory rights that are inherent to a member of the
association.
✔✔Who decides what type of community it will be? - ✔✔The Developer
✔✔Florida statute requires that the assocaition be organized as a corporation, granting
what powers? - ✔✔Budgeted for the maintenance and operation of the property,
association and assets;
Collecting the necessary funds to carry out duties
Entering into contract, hiring employees and taking other measures as needed to meet
objectives.
✔✔All Associations are corporations, not for profit. - ✔✔True
✔✔All association money is for the benefit of the member, not to create surplus or
reinvest. - ✔✔True
✔✔Comprehensive Development Master Plan ( CDMP) - ✔✔provides for the future
development and use of land
✔✔Zoning Regulations - ✔✔Control what a given parcel of land may be used for;
regulates the form that a building can take
Specifies the type of supporting infrastructure and amenities that must be provided.
✔✔Can a developer obtain a waiver from ADA or other federal standards or building
construction standards? - ✔✔No
✔✔How does the developer "declare" the property? - ✔✔By filing the required
documents for the project with the appropriate legal entity.
✔✔The Declaration of Covenants and Restrictions ( DCR) - ✔✔Establishes the formal
regulations for all of the property
Is a statement of covenants, which run with the land
Defines certain rights and imposes certain restrictions on the members and community
association
is based in real estate law
, ✔✔Articles of Incorporation ( Corporate Charter) - ✔✔Establishes the power and
authority of the community association
establishes the corporate entity that is responsible for management, maintenance, and
operation of the community association
is based in corporate law
✔✔Bylaws - ✔✔establish formal procedures for carrying out operational responsibilities
as outlined in the articles of incorporation
are based in corporate law
✔✔A condo or coop is required to provide an audit at turnover. - ✔✔True
✔✔All Community associations have - ✔✔to file with the department of the secretary of
state
✔✔What is filed with the secretary of state? - ✔✔Articles of Incorporation and Bylaws. (
Cond0s)
✔✔Condominiums and HOA's must file what with the Clerk of the Court? -
✔✔Declaration of covenants and restrictions or Declaration of condo, Articles of
Incorporation, Bylaws.
✔✔Condos must file with the DBPR - ✔✔a complete set of all required documents,
within 120 days after they are filed with the clerk of court. $20 per unit planned.
✔✔Coops must file with the DBPR - ✔✔$20 per unit to be constructed, proprietary
leases, within 30 days after they are filed with the Secretary of State
✔✔The DBPR has ___ days to notify the mobile home park owner of any deficiencies in
the prospectus - ✔✔45
✔✔Who regulates Community Associations? - ✔✔the Dbpr through the Division of
Condo's timshares, and mobile homes ( DFCTSMH)
✔✔Where is the authority to regulate derived from? - ✔✔Florida Statutes
✔✔How are the acts and statutes enforced? - ✔✔Through the Florida Administrative
Code
✔✔What are the two main bureaus of the Division? - ✔✔Bureau of standards and
registration
bureau of compliance
QUESTIONS AND ANSWERS SURE A+
✔✔An HO-6 Covers: - ✔✔a member in a condo or coop
✔✔an HO-3 covers: - ✔✔A member in a HOA
✔✔Three Primary objectives of a Community Association are: - ✔✔Preserve Protect
and enhance the value of the community
Enhance the lifestyle of the community
provide a harmonious community
✔✔Requirements for a Community association - ✔✔Membership is mandatory
Members have the right to vote
An unpaid assessment can become a lien on a members property
✔✔Members in a community Association have a_____________ to _________,
__________, and _________ the property in accordance with the __________, and
requirements of the __________, ____________. - ✔✔responsibility, occupy, use,
maintain, statutes, legal documents.
,✔✔Legal structure of the community association - ✔✔Each community has a different
legal structure, is governed by a different structure, and has documents that are specific
to that community association.
✔✔Limited common property: - ✔✔Common property limited to use by one or more but
not all members.
✔✔Appurtenances are: - ✔✔Accessory rights that are inherent to a member of the
association.
✔✔Who decides what type of community it will be? - ✔✔The Developer
✔✔Florida statute requires that the assocaition be organized as a corporation, granting
what powers? - ✔✔Budgeted for the maintenance and operation of the property,
association and assets;
Collecting the necessary funds to carry out duties
Entering into contract, hiring employees and taking other measures as needed to meet
objectives.
✔✔All Associations are corporations, not for profit. - ✔✔True
✔✔All association money is for the benefit of the member, not to create surplus or
reinvest. - ✔✔True
✔✔Comprehensive Development Master Plan ( CDMP) - ✔✔provides for the future
development and use of land
✔✔Zoning Regulations - ✔✔Control what a given parcel of land may be used for;
regulates the form that a building can take
Specifies the type of supporting infrastructure and amenities that must be provided.
✔✔Can a developer obtain a waiver from ADA or other federal standards or building
construction standards? - ✔✔No
✔✔How does the developer "declare" the property? - ✔✔By filing the required
documents for the project with the appropriate legal entity.
✔✔The Declaration of Covenants and Restrictions ( DCR) - ✔✔Establishes the formal
regulations for all of the property
Is a statement of covenants, which run with the land
Defines certain rights and imposes certain restrictions on the members and community
association
is based in real estate law
, ✔✔Articles of Incorporation ( Corporate Charter) - ✔✔Establishes the power and
authority of the community association
establishes the corporate entity that is responsible for management, maintenance, and
operation of the community association
is based in corporate law
✔✔Bylaws - ✔✔establish formal procedures for carrying out operational responsibilities
as outlined in the articles of incorporation
are based in corporate law
✔✔A condo or coop is required to provide an audit at turnover. - ✔✔True
✔✔All Community associations have - ✔✔to file with the department of the secretary of
state
✔✔What is filed with the secretary of state? - ✔✔Articles of Incorporation and Bylaws. (
Cond0s)
✔✔Condominiums and HOA's must file what with the Clerk of the Court? -
✔✔Declaration of covenants and restrictions or Declaration of condo, Articles of
Incorporation, Bylaws.
✔✔Condos must file with the DBPR - ✔✔a complete set of all required documents,
within 120 days after they are filed with the clerk of court. $20 per unit planned.
✔✔Coops must file with the DBPR - ✔✔$20 per unit to be constructed, proprietary
leases, within 30 days after they are filed with the Secretary of State
✔✔The DBPR has ___ days to notify the mobile home park owner of any deficiencies in
the prospectus - ✔✔45
✔✔Who regulates Community Associations? - ✔✔the Dbpr through the Division of
Condo's timshares, and mobile homes ( DFCTSMH)
✔✔Where is the authority to regulate derived from? - ✔✔Florida Statutes
✔✔How are the acts and statutes enforced? - ✔✔Through the Florida Administrative
Code
✔✔What are the two main bureaus of the Division? - ✔✔Bureau of standards and
registration
bureau of compliance
