2026 FLORIDA CAM STUDY EXAMS GUIDE
QUESTIONS AND ANSWERS SURE A+
✔✔FS 718.1124 - ✔✔Definitions of required contents of bylaws, including
administration, notice requirements, quorum, proxies, voting requirements, elections,
electronic voting, candidate eligibility, director certificate/education requirements,
recalls, arbitration, timeshare condominium exceptions, board and member meetings,
Annual budget requirements, assessments, amendment of bylaws, transfer fees,
director and officer delinquencies and offenses, common elements ( limited power to
convey to a condemning authority)
✔✔FS 718.113 - ✔✔Maintenance requirements, display of flags and religious
decorations, hurricane shutters, and other types of code-complaint hurricane protection
✔✔FS 718.114 - ✔✔Association powers, acquisition of leasehold memberships and
other possessory or use interests
✔✔FS 718.115 - ✔✔Common Expenses and common surplus, expense and credits for
hurricane protection, communication expenses
✔✔FS 718.116 - ✔✔Liability for not paying common expenses, including the right to
assess interest, lien, foreclose, and collect rents from delinquent members etc., liability
of first mortgage holder, liability of previous owners
,✔✔FS 718.303 - ✔✔Provides that if a member is more than 90 days delinquent or has
failed to comply with his or her monetary obligation that is due to the community
association, or has failed to comply with the documents or reasonable rules, the right to
use common elements can be suspended. Provides fining authority and procedures.
✔✔The pH of the pool water must be maintained at: - ✔✔7.2-7.8
✔✔Condominium and Cooperative Associations pay an annual fee of $_______ per
residential unity, per ______ to the DFCTSMH Trust Fund - ✔✔$4.00/ Year
✔✔A windstorm self insurance pool must include 3 or more associations, all of which
must be residential, with not less than 50 units. - ✔✔True
✔✔The member must place an election ballot in an inner envelope, and place the inner
envelope in an outer envelope, which the member signs. - ✔✔Procedures for voting in
secret for members who are not in attendance at the annual meeting.
✔✔The purpose of Regulatory Council of Community Association Managers is to -
✔✔Provide licensure exam and continuing education requirements for CAMS
✔✔A volunteer director who is not compensated for his duties as a director need not
have a CAM license - ✔✔True
✔✔Prospective members must receive certain information from an HOA when
purchasing a new unit, including Community Association Disclosures - ✔✔True
✔✔An employee of the ombudsman's office may not serve as an officer in a local, state,
or national political party - ✔✔True
✔✔Components of a collection policy should not include court charges for filing of liens
- ✔✔True
✔✔At will means - ✔✔an employee who may be dismissed at any time for any non-
discriminatory reasons, with or without cause
.
✔✔FS 482 - ✔✔governs pest control companies and operators
✔✔The Ombudsman duties include but are not limited to - ✔✔Encourage and facilitate
voluntary meetings with and between members, directors, managers, and other affected
parties of condominiums
,✔✔Community association management companies must file for company insurance -
✔✔Once very two years on October 1st of odd numbered years.
✔✔HOA's must file for arbitration with DBPR when members contest elections of recalls
- ✔✔True
✔✔Pursuant to FS 720, an HOA has all the following powers in an emergency declared
by the governer: - ✔✔to cancel and reschedule an association meeting
to designate assistant officers who are not directors
to relocate the association's principal officer or designate an alternative office
✔✔In an emergency an HOA Can not - ✔✔contract, on behalf of a member for items of
services for which the member is individually responsible.
✔✔Condominium members may vote to terminate the association if: - ✔✔cost to make
necessary repairs so that the property meets code is too high.
✔✔If there are more than _____ units, or the budget exceeds $________, the manager
must be licensed through DBPR as a community Association Manager -
✔✔40/$100,000
✔✔How many members are there on the Regulatory Council of Condominium
Managers? - ✔✔7 members appointed by the Governor of the State
✔✔Cooperative - ✔✔A type of joint ownership of real estate where an individual
purchases shares of stock in a corporation, which gives the purchaser the right to
occupy a unit under a proprietary lease.
✔✔When is a condominium created? - ✔✔When its declaration of covenants is
recorded in the public records of the county in which the property is located.
✔✔Timeshare - ✔✔a community that permits units to be owned and occupied for fixed
period of time in a given year.
✔✔A cooperative or HOA may suspend the voting rights of a unit or member due to
nonpayment of any monetary 26 obligation due to the association, which is more than
90 days delinquent. - ✔✔True
✔✔A condominium may suspend the voting rights of a member that owes more than
$1,000 of any fee, fine, or other 28 mandatory obligation that is more than 90 days
delinquent. The condominium must provide proof of the amount 29 owed to the unit
owner 30 days before such suspension takes effect. - ✔✔True
, ✔✔Who can vote at Member Meetings - ✔✔Members are guaranteed the right to vote
when they purchase in a community association. However, the association may remove
the right to vote under certain circumstances.
✔✔The association bylaws may provide for terms longer than 1 year - ✔✔True
✔✔The Cooperative and HOA Acts are silent with respect to term limits - ✔✔True
✔✔The Condominium Act restricts directors to a maximum of four consecutive 2-year
terms, unless approved by an affirmative vote of two-thirds TVI or unless there are not
enough eligible candidates to fill the vacancies on the board. The statute does not
address 1-year terms or whether the new limits on 2-year terms are retroactive or
applies to terms beginning after July 1, 2017. You should check with the associations
attorney.to - ✔✔True
✔✔Provides the rules for distribution of condominium or association property and
proceeds from the sale of condominium and association property. - ✔✔FS 718.117
✔✔The termination of a condominium does not change the corporate status of the
association. - ✔✔True
✔✔The official records of a community association must be maintained within the state,
for a minimum of 7 years, unless otherwise stated in the applicable statute. - ✔✔True
✔✔Official records must be made available to members for inspection or photocopying
within 45 miles of the community association or within the county in which the
association is located. - ✔✔True
✔✔By July 1, 2018, a condominium with 150 or more units, which does not manage
timeshare units, must create a website, if it does not already have one. - ✔✔True
✔✔What must an association's website include? - ✔✔an independent website or web
portal wholly owned and operated by the association, or
• a website or web portal operated by a third-party provider with whom the association
owns, leases, rents, or otherwise obtains the right to operate a web page, subpage, web
portal or collection of subpages or web portals.
✔✔information provided to any person, other than a unit or parcel owner, by the
association, is legally binding, even if factually incorrect. - ✔✔True
✔✔An association is required to issue an estoppel certificate within 10 business days
after receipt of a written or electronic request from a unit or parcel owner, the unit or
parcel owner's designee, the unit's or parcel's mortgagee, or 2 the unit's or parcel's
QUESTIONS AND ANSWERS SURE A+
✔✔FS 718.1124 - ✔✔Definitions of required contents of bylaws, including
administration, notice requirements, quorum, proxies, voting requirements, elections,
electronic voting, candidate eligibility, director certificate/education requirements,
recalls, arbitration, timeshare condominium exceptions, board and member meetings,
Annual budget requirements, assessments, amendment of bylaws, transfer fees,
director and officer delinquencies and offenses, common elements ( limited power to
convey to a condemning authority)
✔✔FS 718.113 - ✔✔Maintenance requirements, display of flags and religious
decorations, hurricane shutters, and other types of code-complaint hurricane protection
✔✔FS 718.114 - ✔✔Association powers, acquisition of leasehold memberships and
other possessory or use interests
✔✔FS 718.115 - ✔✔Common Expenses and common surplus, expense and credits for
hurricane protection, communication expenses
✔✔FS 718.116 - ✔✔Liability for not paying common expenses, including the right to
assess interest, lien, foreclose, and collect rents from delinquent members etc., liability
of first mortgage holder, liability of previous owners
,✔✔FS 718.303 - ✔✔Provides that if a member is more than 90 days delinquent or has
failed to comply with his or her monetary obligation that is due to the community
association, or has failed to comply with the documents or reasonable rules, the right to
use common elements can be suspended. Provides fining authority and procedures.
✔✔The pH of the pool water must be maintained at: - ✔✔7.2-7.8
✔✔Condominium and Cooperative Associations pay an annual fee of $_______ per
residential unity, per ______ to the DFCTSMH Trust Fund - ✔✔$4.00/ Year
✔✔A windstorm self insurance pool must include 3 or more associations, all of which
must be residential, with not less than 50 units. - ✔✔True
✔✔The member must place an election ballot in an inner envelope, and place the inner
envelope in an outer envelope, which the member signs. - ✔✔Procedures for voting in
secret for members who are not in attendance at the annual meeting.
✔✔The purpose of Regulatory Council of Community Association Managers is to -
✔✔Provide licensure exam and continuing education requirements for CAMS
✔✔A volunteer director who is not compensated for his duties as a director need not
have a CAM license - ✔✔True
✔✔Prospective members must receive certain information from an HOA when
purchasing a new unit, including Community Association Disclosures - ✔✔True
✔✔An employee of the ombudsman's office may not serve as an officer in a local, state,
or national political party - ✔✔True
✔✔Components of a collection policy should not include court charges for filing of liens
- ✔✔True
✔✔At will means - ✔✔an employee who may be dismissed at any time for any non-
discriminatory reasons, with or without cause
.
✔✔FS 482 - ✔✔governs pest control companies and operators
✔✔The Ombudsman duties include but are not limited to - ✔✔Encourage and facilitate
voluntary meetings with and between members, directors, managers, and other affected
parties of condominiums
,✔✔Community association management companies must file for company insurance -
✔✔Once very two years on October 1st of odd numbered years.
✔✔HOA's must file for arbitration with DBPR when members contest elections of recalls
- ✔✔True
✔✔Pursuant to FS 720, an HOA has all the following powers in an emergency declared
by the governer: - ✔✔to cancel and reschedule an association meeting
to designate assistant officers who are not directors
to relocate the association's principal officer or designate an alternative office
✔✔In an emergency an HOA Can not - ✔✔contract, on behalf of a member for items of
services for which the member is individually responsible.
✔✔Condominium members may vote to terminate the association if: - ✔✔cost to make
necessary repairs so that the property meets code is too high.
✔✔If there are more than _____ units, or the budget exceeds $________, the manager
must be licensed through DBPR as a community Association Manager -
✔✔40/$100,000
✔✔How many members are there on the Regulatory Council of Condominium
Managers? - ✔✔7 members appointed by the Governor of the State
✔✔Cooperative - ✔✔A type of joint ownership of real estate where an individual
purchases shares of stock in a corporation, which gives the purchaser the right to
occupy a unit under a proprietary lease.
✔✔When is a condominium created? - ✔✔When its declaration of covenants is
recorded in the public records of the county in which the property is located.
✔✔Timeshare - ✔✔a community that permits units to be owned and occupied for fixed
period of time in a given year.
✔✔A cooperative or HOA may suspend the voting rights of a unit or member due to
nonpayment of any monetary 26 obligation due to the association, which is more than
90 days delinquent. - ✔✔True
✔✔A condominium may suspend the voting rights of a member that owes more than
$1,000 of any fee, fine, or other 28 mandatory obligation that is more than 90 days
delinquent. The condominium must provide proof of the amount 29 owed to the unit
owner 30 days before such suspension takes effect. - ✔✔True
, ✔✔Who can vote at Member Meetings - ✔✔Members are guaranteed the right to vote
when they purchase in a community association. However, the association may remove
the right to vote under certain circumstances.
✔✔The association bylaws may provide for terms longer than 1 year - ✔✔True
✔✔The Cooperative and HOA Acts are silent with respect to term limits - ✔✔True
✔✔The Condominium Act restricts directors to a maximum of four consecutive 2-year
terms, unless approved by an affirmative vote of two-thirds TVI or unless there are not
enough eligible candidates to fill the vacancies on the board. The statute does not
address 1-year terms or whether the new limits on 2-year terms are retroactive or
applies to terms beginning after July 1, 2017. You should check with the associations
attorney.to - ✔✔True
✔✔Provides the rules for distribution of condominium or association property and
proceeds from the sale of condominium and association property. - ✔✔FS 718.117
✔✔The termination of a condominium does not change the corporate status of the
association. - ✔✔True
✔✔The official records of a community association must be maintained within the state,
for a minimum of 7 years, unless otherwise stated in the applicable statute. - ✔✔True
✔✔Official records must be made available to members for inspection or photocopying
within 45 miles of the community association or within the county in which the
association is located. - ✔✔True
✔✔By July 1, 2018, a condominium with 150 or more units, which does not manage
timeshare units, must create a website, if it does not already have one. - ✔✔True
✔✔What must an association's website include? - ✔✔an independent website or web
portal wholly owned and operated by the association, or
• a website or web portal operated by a third-party provider with whom the association
owns, leases, rents, or otherwise obtains the right to operate a web page, subpage, web
portal or collection of subpages or web portals.
✔✔information provided to any person, other than a unit or parcel owner, by the
association, is legally binding, even if factually incorrect. - ✔✔True
✔✔An association is required to issue an estoppel certificate within 10 business days
after receipt of a written or electronic request from a unit or parcel owner, the unit or
parcel owner's designee, the unit's or parcel's mortgagee, or 2 the unit's or parcel's
