California Property and Casualty Insurance
Practice Exam Questions and Answers with
Verified Solutions | Latest Updated 2026
Which of the following is TRUE 1. Any person who is unable to obtain
regarding who qualifies for basic
coverage property insurance through normal
under the California Fair Access to channels.
Insurance Requirements plan?
1.
Any person who is unable to
obtain
basic property insurance through
normal channels.
2.
Any person who qualifies will
receive
superior coverage to other forms
of
property insurance.
3.
Any person who does NOT have
an
insurable interest in a property can
participate in the FAIR plan.
4.
Any person who qualifies will have
the inspection automatically
waived
if they are a FAIR plan participant.
,A Special Surplus Line Broker is 3. transportation involving bridges and
allowed to place coverage with a tunnels.
non-admitted insurer for all the
following EXCEPT
1.
aircraft insurance.
2.
interstate commerce involving
railroads.
3.
transportation involving bridges
and
tunnels.
4.
insurance against perils of
navigation
for import and exporting of goods.
,Which of the following is TRUE 1. The fees and process are the same as
regarding the application and for a
renewal of the limited lines personal lines licensee.
automobile insurance agent
license?
1.
The fees and process are the
same
as for a personal lines licensee.
2.
There are no fees for filing the
application or renewal applications
for the license.
3.
The limited lines agent is ineligible
to
become a property or casualty
broker-agent.
4.
The agent must pass an
examination
on the insurance code and
products,
but not ethics.
, Which of the following is TRUE 1. Any licensee shall satisfactorily
regarding continuing education complete 24
requirements of an agent or hours of instruction prior to license
broker? renewal.
1.
Any licensee shall satisfactorily
complete 24 hours of instruction
prior to license renewal.
2.
Any licensee in good standing for
10
years may apply for exemption to
the continuing education
requirement if reputation has been
proven.
3.
An agent or broker licensed in life
and health requires more
continuing
education hours than an agent or
broker licensed in property and
casualty.
4.
A licensee who is 65 years or
older
shall be exempt from continuing
education hours if reputation of
agent or broker is in good standing
for 25 years.
Practice Exam Questions and Answers with
Verified Solutions | Latest Updated 2026
Which of the following is TRUE 1. Any person who is unable to obtain
regarding who qualifies for basic
coverage property insurance through normal
under the California Fair Access to channels.
Insurance Requirements plan?
1.
Any person who is unable to
obtain
basic property insurance through
normal channels.
2.
Any person who qualifies will
receive
superior coverage to other forms
of
property insurance.
3.
Any person who does NOT have
an
insurable interest in a property can
participate in the FAIR plan.
4.
Any person who qualifies will have
the inspection automatically
waived
if they are a FAIR plan participant.
,A Special Surplus Line Broker is 3. transportation involving bridges and
allowed to place coverage with a tunnels.
non-admitted insurer for all the
following EXCEPT
1.
aircraft insurance.
2.
interstate commerce involving
railroads.
3.
transportation involving bridges
and
tunnels.
4.
insurance against perils of
navigation
for import and exporting of goods.
,Which of the following is TRUE 1. The fees and process are the same as
regarding the application and for a
renewal of the limited lines personal lines licensee.
automobile insurance agent
license?
1.
The fees and process are the
same
as for a personal lines licensee.
2.
There are no fees for filing the
application or renewal applications
for the license.
3.
The limited lines agent is ineligible
to
become a property or casualty
broker-agent.
4.
The agent must pass an
examination
on the insurance code and
products,
but not ethics.
, Which of the following is TRUE 1. Any licensee shall satisfactorily
regarding continuing education complete 24
requirements of an agent or hours of instruction prior to license
broker? renewal.
1.
Any licensee shall satisfactorily
complete 24 hours of instruction
prior to license renewal.
2.
Any licensee in good standing for
10
years may apply for exemption to
the continuing education
requirement if reputation has been
proven.
3.
An agent or broker licensed in life
and health requires more
continuing
education hours than an agent or
broker licensed in property and
casualty.
4.
A licensee who is 65 years or
older
shall be exempt from continuing
education hours if reputation of
agent or broker is in good standing
for 25 years.
