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XCEL ACTUAL TEST QUESTIONS WITH COMPLETE SOLUTION VERIFIED RESOURCE

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XCEL ACTUAL TEST QUESTIONS WITH COMPLETE SOLUTION VERIFIED RESOURCE

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XCEL
Course
XCEL

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XCEL ACTUAL TEST QUESTIONS WITH
COMPLETE SOLUTION VERIFIED
RESOURCE

●● Insurance policy
Answer: Contract that involves one party which indemnifies another
when a loss arises from an unknown event


●● Mutual
Answer: A type of insurer that is owned by its policy owners is called


●● Because dividends are considered to be a return of premium
Answer: Why are dividends from a mutual insurer not subject to
taxation?


●● Participating life insurance policy
Answer: Life insurance policy issued by a mutual insurer provides a
return of divisible surplus


●● Exist for profit
Answer: Fraternal Benefit Society does NOT
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