CA PSI-LIFE, ACCIDENT, AND HEALTH OR
SICKNESS PRACTICE EXAM Questions Latest
Update 2026 (Questions and Answers-Verified
solutions
True of a Point of Service Plan - CORRECT ANSWERS Patient's care coordinated
by in-network primary care physician
What always remains constant in a Level Term Life Policy? - CORRECT ANSWERS
Death benefit
Insurance contract part with promise to pay losses covered by policy - CORRECT ANSWERS
Insuring clause
Home Healthcare Benefit: Eligible expenses EXCEPT - CORRECT ANSWERS Blood
transfusions
Noncontributory Plans: Percentage of eligible members must participate - CORRECT ANSWERS
1
How are issues of ambiguity resolved in insurance contracts? - CORRECT ANSWERS
In favor of insured as contracts of adhesion
Why is Accidental Death Benefit called Double Indemnity? - CORRECT ANSWERS
Provides twice face value for accident death
Rider reimbursing health and social service expenses in nursing home - CORRECT ANSWERS
Long Term Care Rider
, Life and Health Insurance Contracts: Contain all EXCEPT - CORRECT ANSWERS
Representations
Requirements for Social Security Disability Benefits - CORRECT ANSWERS
Unable to work in trained or educated occupation
Order of Beneficiaries Proceeds from Life Insurance Policy - CORRECT ANSWERS
Succession of Beneficiaries
Tax-Deductible Premiums for Group Disability Insurance - CORRECT ANSWERS
Premiums paid by company as business expense
Annuity Settlement Option: Monthly Amount to Annuitant - CORRECT ANSWERS
Joint and Survivorship Option
Policy Type with Double Indemnity - CORRECT ANSWERS Accidental Death
Eligibility for Medicare Benefits after Disability Benefits - CORRECT ANSWERS 2
years
Example of Hospital Indemnity Plan - CORRECT ANSWERS Fixed amount per day
for hospitalization
Time of Payment of Claims Exception - CORRECT ANSWERS Claims involving
periodic payments
Important Explanation for Insurance Producer to Client - CORRECT ANSWERS
Any exclusions in the policy
SICKNESS PRACTICE EXAM Questions Latest
Update 2026 (Questions and Answers-Verified
solutions
True of a Point of Service Plan - CORRECT ANSWERS Patient's care coordinated
by in-network primary care physician
What always remains constant in a Level Term Life Policy? - CORRECT ANSWERS
Death benefit
Insurance contract part with promise to pay losses covered by policy - CORRECT ANSWERS
Insuring clause
Home Healthcare Benefit: Eligible expenses EXCEPT - CORRECT ANSWERS Blood
transfusions
Noncontributory Plans: Percentage of eligible members must participate - CORRECT ANSWERS
1
How are issues of ambiguity resolved in insurance contracts? - CORRECT ANSWERS
In favor of insured as contracts of adhesion
Why is Accidental Death Benefit called Double Indemnity? - CORRECT ANSWERS
Provides twice face value for accident death
Rider reimbursing health and social service expenses in nursing home - CORRECT ANSWERS
Long Term Care Rider
, Life and Health Insurance Contracts: Contain all EXCEPT - CORRECT ANSWERS
Representations
Requirements for Social Security Disability Benefits - CORRECT ANSWERS
Unable to work in trained or educated occupation
Order of Beneficiaries Proceeds from Life Insurance Policy - CORRECT ANSWERS
Succession of Beneficiaries
Tax-Deductible Premiums for Group Disability Insurance - CORRECT ANSWERS
Premiums paid by company as business expense
Annuity Settlement Option: Monthly Amount to Annuitant - CORRECT ANSWERS
Joint and Survivorship Option
Policy Type with Double Indemnity - CORRECT ANSWERS Accidental Death
Eligibility for Medicare Benefits after Disability Benefits - CORRECT ANSWERS 2
years
Example of Hospital Indemnity Plan - CORRECT ANSWERS Fixed amount per day
for hospitalization
Time of Payment of Claims Exception - CORRECT ANSWERS Claims involving
periodic payments
Important Explanation for Insurance Producer to Client - CORRECT ANSWERS
Any exclusions in the policy
