CALIFORNIA ADJUSTER PSI EXAM 50 FINAL
TEST PAPER 2026 FULL QUESTIONS AND
SOLUTIONS VERIFIED A+
◉ Upon policy renewal, insurer must notify the insured of any
reductions of limits or elimination of coverage __ days before
cancellation Answer: 45
◉ The limited Mexico coverage endorsement applies to trips into
Mexico with a duration of ___ days or less Answer: 10
◉ All premiums and any policy fees in pet insurance shall be
refunded within___ days of notification of cancellation Answer: 30
◉ What is the peril included in DP-2 that is not in DP-1?
A. explosion
B. Falling objects
C. Volcanic eruption
D. Sinkhole Collapse Answer: Falling objects
, ◉ For a total loss of a furnished residence declared "state of
emergency" an insurer must provide payment for contents of no less
than what %? Answer: 30%
◉ How often must an insurer advise a claimant of the status of an
unresolved investigation subsequent to the receipt of proof of claim?
Answer: 30?
◉ Under a building & personal property coverage form, if the
insureds building has been vacant for more than 60 days and is
damaged by a fire, the loss is reduced by what percentage Answer:
15%
◉ If an employee steals money from insureds company, what kind of
insurance do they need? Answer: Crime Insurance
◉ One of the major advantages of the Commercial Line Package
policy over coverage on a monoline basis is the Answer:
Convenience of having the coverage in one policy
◉ When a loss requires replacement of items & the replaced items
do NOT match, the insurer shall - Answer: Replace all items in
damaged area to conform to a reasonably uniform appearance
TEST PAPER 2026 FULL QUESTIONS AND
SOLUTIONS VERIFIED A+
◉ Upon policy renewal, insurer must notify the insured of any
reductions of limits or elimination of coverage __ days before
cancellation Answer: 45
◉ The limited Mexico coverage endorsement applies to trips into
Mexico with a duration of ___ days or less Answer: 10
◉ All premiums and any policy fees in pet insurance shall be
refunded within___ days of notification of cancellation Answer: 30
◉ What is the peril included in DP-2 that is not in DP-1?
A. explosion
B. Falling objects
C. Volcanic eruption
D. Sinkhole Collapse Answer: Falling objects
, ◉ For a total loss of a furnished residence declared "state of
emergency" an insurer must provide payment for contents of no less
than what %? Answer: 30%
◉ How often must an insurer advise a claimant of the status of an
unresolved investigation subsequent to the receipt of proof of claim?
Answer: 30?
◉ Under a building & personal property coverage form, if the
insureds building has been vacant for more than 60 days and is
damaged by a fire, the loss is reduced by what percentage Answer:
15%
◉ If an employee steals money from insureds company, what kind of
insurance do they need? Answer: Crime Insurance
◉ One of the major advantages of the Commercial Line Package
policy over coverage on a monoline basis is the Answer:
Convenience of having the coverage in one policy
◉ When a loss requires replacement of items & the replaced items
do NOT match, the insurer shall - Answer: Replace all items in
damaged area to conform to a reasonably uniform appearance
