CALIFORNIA ADJUSTER PSI
CERTIFICATION EVALUATION 2026 FULL
QUESTION BANK ACCURATE ANSWERS
EXPERT VERIFIED INSURANCE INDUSTRY
STUDY RESOURCE GRADED A+
⩥ Insurance contract part with promise to pay losses covered by policy.
Answer: Insuring clause
⩥ Home Healthcare Benefit: Eligible expenses EXCEPT. Answer: Blood
transfusions
⩥ Noncontributory Plans: Percentage of eligible members must
participate. Answer: 1
⩥ How are issues of ambiguity resolved in insurance contracts?.
Answer: In favor of insured as contracts of adhesion
⩥ Why is Accidental Death Benefit called Double Indemnity?. Answer:
Provides twice face value for accident death
⩥ Rider reimbursing health and social service expenses in nursing home.
Answer: Long Term Care Rider
, ⩥ Life and Health Insurance Contracts: Contain all EXCEPT. Answer:
Representations
⩥ Requirements for Social Security Disability Benefits. Answer: Unable
to work in trained or educated occupation
⩥ Order of Beneficiaries Proceeds from Life Insurance Policy. Answer:
Succession of Beneficiaries
⩥ Tax-Deductible Premiums for Group Disability Insurance. Answer:
Premiums paid by company as business expense
⩥ Annuity Settlement Option: Monthly Amount to Annuitant. Answer:
Joint and Survivorship Option
⩥ Policy Type with Double Indemnity. Answer: Accidental Death
⩥ Eligibility for Medicare Benefits after Disability Benefits. Answer: 2
years
⩥ Example of Hospital Indemnity Plan. Answer: Fixed amount per day
for hospitalization
CERTIFICATION EVALUATION 2026 FULL
QUESTION BANK ACCURATE ANSWERS
EXPERT VERIFIED INSURANCE INDUSTRY
STUDY RESOURCE GRADED A+
⩥ Insurance contract part with promise to pay losses covered by policy.
Answer: Insuring clause
⩥ Home Healthcare Benefit: Eligible expenses EXCEPT. Answer: Blood
transfusions
⩥ Noncontributory Plans: Percentage of eligible members must
participate. Answer: 1
⩥ How are issues of ambiguity resolved in insurance contracts?.
Answer: In favor of insured as contracts of adhesion
⩥ Why is Accidental Death Benefit called Double Indemnity?. Answer:
Provides twice face value for accident death
⩥ Rider reimbursing health and social service expenses in nursing home.
Answer: Long Term Care Rider
, ⩥ Life and Health Insurance Contracts: Contain all EXCEPT. Answer:
Representations
⩥ Requirements for Social Security Disability Benefits. Answer: Unable
to work in trained or educated occupation
⩥ Order of Beneficiaries Proceeds from Life Insurance Policy. Answer:
Succession of Beneficiaries
⩥ Tax-Deductible Premiums for Group Disability Insurance. Answer:
Premiums paid by company as business expense
⩥ Annuity Settlement Option: Monthly Amount to Annuitant. Answer:
Joint and Survivorship Option
⩥ Policy Type with Double Indemnity. Answer: Accidental Death
⩥ Eligibility for Medicare Benefits after Disability Benefits. Answer: 2
years
⩥ Example of Hospital Indemnity Plan. Answer: Fixed amount per day
for hospitalization
