NY Independent General Adjuster Exam - Series 17-70 EXAM, || QUESTION
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
1. Dram Shop Liability refers to: Liquor Law Liability.
2. The insured has suffered a covered loss under his DP-3 Neglect.
dwelling form. He fails to protect the property from
further loss. The additional loss that occurs as a result
of his inactions may be denied because of what clause
in the policy?
3. To be eligible for the New York assigned risk auto plan Hold a valid driver's li-
a person must: cense.
4. Any insurance adjuster whose license has been re- One Year.
voked for cause will not be entitled to apply for any
other insurance license in New York until at least:
5. A typical benefit design for a long term care policy Conditionally or optionally
does not include a: renewability feature.
6. In New York the workers compensation program is 30 Days.
administered by the Workers Compensation Board
which establishes guidelines for the program. Notice
of injury or death to a worker is required to be submit-
ted to the employer within what period of time?
7. A common carrier is not held liable for the loss of a An Act of God.
shipper's goods when the loss results from:
8. If one is found guilty of federal insurance fraud, who Only an insurance regula-
can permit the guilty individual to return to the insur- tory official.
ance business?
9.
, NY Independent General Adjuster Exam - Series 17-70 EXAM, || QUESTION
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
When is a passenger first covered under an aircraft When Entering the Air-
policy? craft.
10. If an insured takes precautionary measures to protect $1,000 if the flood is im-
property from flood damage such as creating a retain- minent and the property is
ing wall of sand bags, how much coverage if any, will in danger of flooding.
be provided by a flood policy?
11. Which Commercial Forms would cover sinkhole col- Basic, Broad, and Special.
lapse?
12. ______ is a movement allowed by certain joints of the Flexion
skeleton that decreases the angle between two ad-
joining bones.
13. The listing of the perils covered is found in which part Insuring Agreement.
of a homeowner policy?
14. If a dog owned by a customer is injured in the parking No. The dog is proper-
lot of a store, is that considered bodily injury under ty and would be consider
liability coverage? property damage.
15. The Superintendent of Insurance may approve the Assume the relicensing is
employment, appointment or participation of any per- approved.
son whose license has been revoked. Karen Jones had
her license revoked and filed an application for reli-
censing and has waited over 120 days without a re-
sponse from the Insurance Department. What should
or can she do?
16. Mr. Vickers was in a hurry to catch a plane. He parks Mr. Vickers comprehen-
his car in the parking garage at the airport and leaves sive coverage.
, NY Independent General Adjuster Exam - Series 17-70 EXAM, || QUESTION
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
the keys in the ignition. When he returns he finds
that his car has been stolen. Later the car was discov-
ered with severe collision damage. The airport carries
Garagekeeper's Legal Liability coverage and Mr. Vick-
ers carries Liability and Comprehensive coverage on
his auto. What coverage would apply?
17. An automobile is polluting the environment. What en- Catalytic Converter Mal-
gine component could be the primary cause? function.
18. Under the dwelling policy, DP2 or D3, what is the 20%
maximum amount of Coverage A that would be paid
for additional living expenses?
19. Workers compensation policies also include employ- Yes.
er's liability coverage. If any employer fails to maintain
the equipment and an employee is injured, would it be
covered under this coverage?
20. Fidelity bonds are typically written to be effective for Continuous term without
a: an expiration date.
21. One purpose of a deductible is to: Eliminate small claims.
22. If the insured has failed to pay the premium for a A 10 day notice.
worker compensation policy issued in New York, how
many days notice of cancellation must be sent to the
insured?
23. A ship owner wanting coverage in case crew members Protection and Indemnity
bring liability suits for injuries sustained while work-
ing would purchase:
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
1. Dram Shop Liability refers to: Liquor Law Liability.
2. The insured has suffered a covered loss under his DP-3 Neglect.
dwelling form. He fails to protect the property from
further loss. The additional loss that occurs as a result
of his inactions may be denied because of what clause
in the policy?
3. To be eligible for the New York assigned risk auto plan Hold a valid driver's li-
a person must: cense.
4. Any insurance adjuster whose license has been re- One Year.
voked for cause will not be entitled to apply for any
other insurance license in New York until at least:
5. A typical benefit design for a long term care policy Conditionally or optionally
does not include a: renewability feature.
6. In New York the workers compensation program is 30 Days.
administered by the Workers Compensation Board
which establishes guidelines for the program. Notice
of injury or death to a worker is required to be submit-
ted to the employer within what period of time?
7. A common carrier is not held liable for the loss of a An Act of God.
shipper's goods when the loss results from:
8. If one is found guilty of federal insurance fraud, who Only an insurance regula-
can permit the guilty individual to return to the insur- tory official.
ance business?
9.
, NY Independent General Adjuster Exam - Series 17-70 EXAM, || QUESTION
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
When is a passenger first covered under an aircraft When Entering the Air-
policy? craft.
10. If an insured takes precautionary measures to protect $1,000 if the flood is im-
property from flood damage such as creating a retain- minent and the property is
ing wall of sand bags, how much coverage if any, will in danger of flooding.
be provided by a flood policy?
11. Which Commercial Forms would cover sinkhole col- Basic, Broad, and Special.
lapse?
12. ______ is a movement allowed by certain joints of the Flexion
skeleton that decreases the angle between two ad-
joining bones.
13. The listing of the perils covered is found in which part Insuring Agreement.
of a homeowner policy?
14. If a dog owned by a customer is injured in the parking No. The dog is proper-
lot of a store, is that considered bodily injury under ty and would be consider
liability coverage? property damage.
15. The Superintendent of Insurance may approve the Assume the relicensing is
employment, appointment or participation of any per- approved.
son whose license has been revoked. Karen Jones had
her license revoked and filed an application for reli-
censing and has waited over 120 days without a re-
sponse from the Insurance Department. What should
or can she do?
16. Mr. Vickers was in a hurry to catch a plane. He parks Mr. Vickers comprehen-
his car in the parking garage at the airport and leaves sive coverage.
, NY Independent General Adjuster Exam - Series 17-70 EXAM, || QUESTION
WITH ACCURATE ANSWERS || comprehensive questions and verified an-
swers | GET IT RIGHT |2026!
the keys in the ignition. When he returns he finds
that his car has been stolen. Later the car was discov-
ered with severe collision damage. The airport carries
Garagekeeper's Legal Liability coverage and Mr. Vick-
ers carries Liability and Comprehensive coverage on
his auto. What coverage would apply?
17. An automobile is polluting the environment. What en- Catalytic Converter Mal-
gine component could be the primary cause? function.
18. Under the dwelling policy, DP2 or D3, what is the 20%
maximum amount of Coverage A that would be paid
for additional living expenses?
19. Workers compensation policies also include employ- Yes.
er's liability coverage. If any employer fails to maintain
the equipment and an employee is injured, would it be
covered under this coverage?
20. Fidelity bonds are typically written to be effective for Continuous term without
a: an expiration date.
21. One purpose of a deductible is to: Eliminate small claims.
22. If the insured has failed to pay the premium for a A 10 day notice.
worker compensation policy issued in New York, how
many days notice of cancellation must be sent to the
insured?
23. A ship owner wanting coverage in case crew members Protection and Indemnity
bring liability suits for injuries sustained while work-
ing would purchase:
