HSCC Study Guide-2 EXAM questions and
CORRECT Answers
Which of the following falls under the cost burden of obesity and subsequent diseases?
Heart disease
HIV/AIDS
Smoking
Abdominal infections - CORRECT ANSWERS Heart disease
An employee who is addicted to nicotine and is a smoker could avoid penalties if they complete
which of the following?
Paperwork disclosing this issue
A smoking cessation program
There is no way to avoid a penalty in this case
Legal proceedings - CORRECT ANSWERS A smoking cessation program
Wellness rules require that all employees are covered under the same employer-sponsored health
plan regardless of lifestyle choices
True
False - CORRECT ANSWERS True
,Employers who ban unhealthy behaviors require employees to disclose smoking, weight, and
treatment adherence status.
True
False - CORRECT ANSWERS True
Match the description with its appropriate disease/condition.
Can be caused by smoking and obesity
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Arthritis
Match the description with its appropriate disease/condition.
$289 to $1.2 trillion is spent on diseases related to this every year.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Smoking
Match the description with its appropriate disease/condition.
,The United States has some of the most of this in comparison to the rest of the world.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Obesity
Match the description with its appropriate disease/condition.
This chronic disease can be avoided with weight management.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Diabetes
Match the information about the employer health insurance with its best term to describe it.
Community rating based on one employee's costly medical condition.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Geographic rating
, Match the information about the employer health insurance with its best term to describe it.
Health insurance costs would have continued to be based on claims for employers without this.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Health care reform
Match the information about the employer health insurance with its best term to describe it.
This program limits the extent to which the health insurance industry can impose premium
surcharges on small employers.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Affordable Care Act
Match the information about the employer health insurance with its best term to describe it.
Traditionally regulated by the states with a lot of variation prior to the Affordable Care Act.
Options:
Geographic rating
Risk classification
CORRECT Answers
Which of the following falls under the cost burden of obesity and subsequent diseases?
Heart disease
HIV/AIDS
Smoking
Abdominal infections - CORRECT ANSWERS Heart disease
An employee who is addicted to nicotine and is a smoker could avoid penalties if they complete
which of the following?
Paperwork disclosing this issue
A smoking cessation program
There is no way to avoid a penalty in this case
Legal proceedings - CORRECT ANSWERS A smoking cessation program
Wellness rules require that all employees are covered under the same employer-sponsored health
plan regardless of lifestyle choices
True
False - CORRECT ANSWERS True
,Employers who ban unhealthy behaviors require employees to disclose smoking, weight, and
treatment adherence status.
True
False - CORRECT ANSWERS True
Match the description with its appropriate disease/condition.
Can be caused by smoking and obesity
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Arthritis
Match the description with its appropriate disease/condition.
$289 to $1.2 trillion is spent on diseases related to this every year.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Smoking
Match the description with its appropriate disease/condition.
,The United States has some of the most of this in comparison to the rest of the world.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Obesity
Match the description with its appropriate disease/condition.
This chronic disease can be avoided with weight management.
Options:
Obesity
Smoking
Diabetes
Arthritis - CORRECT ANSWERS Diabetes
Match the information about the employer health insurance with its best term to describe it.
Community rating based on one employee's costly medical condition.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Geographic rating
, Match the information about the employer health insurance with its best term to describe it.
Health insurance costs would have continued to be based on claims for employers without this.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Health care reform
Match the information about the employer health insurance with its best term to describe it.
This program limits the extent to which the health insurance industry can impose premium
surcharges on small employers.
Options:
Geographic rating
Risk classification
Affordable Care Act
Health care reform - CORRECT ANSWERS Affordable Care Act
Match the information about the employer health insurance with its best term to describe it.
Traditionally regulated by the states with a lot of variation prior to the Affordable Care Act.
Options:
Geographic rating
Risk classification
