Florida 2-20 General Lines License Exam
2026 Practice Guide
1. All of the following are grounds for compulsory re- D. Soliciting insurance in
fusal, suspension, or other areas of the state
revocation EXCEPT:
A. Unlawfully rebating
B. Fraudulent submission of a Workers' Comp app
C. Lack of reasonably adequate knowledge
D. Soliciting insurance in other areas of the state
2. How long is a temporary license good for? B. 6 months
A. 12 months
B. 6 months
C. 4 months
D. 2 months
3. Which of the following can a licensed agent share A. A non-resident agent
commissions with?
A. A non-resident agent
B. A customer representative
C. A car dealer
D. A real estate agent
4. Jim and Glenda go to the local branch of their bank for B. Coercion
a home loan.
The loan officer tells them that in order to qualify for
the loan they must
purchase insurance from the bank. This is an example
of
A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating
, Florida 2-20 General Lines License Exam
2026 Practice Guide
5. Knowingly using an incomplete comparison of insur- C. Twisting
ance policies in order to
get the insured to buy a policy from you is called:
A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating
6. Charging an applicant for a specific ancillary coverage C. Sliding
in addition to the
cost of the auto insurance coverage applied for with-
out his consent is called:
A. Misrepresentation
B. Churning
C. Sliding
D. Coercion
7. An insurance company formed under the laws of Flori- C. Domestic
da is called:
A. Foreign
B. Alien
C. Domestic
D. Captive
8. An insurance company formed under the laws of an- A. Foreign
other state is called:
A. Foreign
B. Alien
C. Domestic
D. Captive
9. An insurance company formed in Zurich, Switzerland B. Alien
is called:
, Florida 2-20 General Lines License Exam
2026 Practice Guide
A. Foreign
B. Alien
C. Domestic
D. Captive
10. An insurance company that is licensed to do business B. An authorized insurance
in Florida is called: company
A. A licensed insurance company
B. An authorized insurance company
C. An unauthorized insurance company
D. A captive insurance company
11. All of the following are considered "transacting insur- D. Underwriting new busi-
ance "EXCEPT: ness
A. Solicitation
B. Transacting changes and endorsements
C. Giving quotes and proposals
D. Underwriting new business
12. Which of the following is not a type of insurance that C. Life insurance written
can be transacted by carrier which is also
with a "general lines" insurance license? represented for P&C
A. Health insurance written by a carrier which is also
represented for P&C
B. Marine insurance
C. Life insurance written by carrier which is also
represented for P&C
D. Surety
13. When authority is given to a licensee to transact or B. Appointment
adjust insurance,
it is called:
A. Certificate of authority
, Florida 2-20 General Lines License Exam
2026 Practice Guide
B. Appointment
C. Attorney-in-fact
D. Binder
14. How many hours of continuing education is a newly B. 24
licensed agent
required to have in their first CE compliance period?
A. None in the first 2 years
B. 24
C. 14
D. 10
15. If an agent has been licensed for more than 6 years, C. 20
how many hours of
continuing education are required every 2 years?
A. None
B. 28
C. 20
D. 10
16. If a licensee has their appointment terminated, how A. 48 months
long does he have to
be reappointed before his license is terminated?
A. 48 months
B. 18 months
C. 12 months
D. 24 months
17. If a licensee has a change in name or address, how D. 30 days
long does he have to
notify the Department of Insurance?
A. 12 months
B. 6 months
2026 Practice Guide
1. All of the following are grounds for compulsory re- D. Soliciting insurance in
fusal, suspension, or other areas of the state
revocation EXCEPT:
A. Unlawfully rebating
B. Fraudulent submission of a Workers' Comp app
C. Lack of reasonably adequate knowledge
D. Soliciting insurance in other areas of the state
2. How long is a temporary license good for? B. 6 months
A. 12 months
B. 6 months
C. 4 months
D. 2 months
3. Which of the following can a licensed agent share A. A non-resident agent
commissions with?
A. A non-resident agent
B. A customer representative
C. A car dealer
D. A real estate agent
4. Jim and Glenda go to the local branch of their bank for B. Coercion
a home loan.
The loan officer tells them that in order to qualify for
the loan they must
purchase insurance from the bank. This is an example
of
A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating
, Florida 2-20 General Lines License Exam
2026 Practice Guide
5. Knowingly using an incomplete comparison of insur- C. Twisting
ance policies in order to
get the insured to buy a policy from you is called:
A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating
6. Charging an applicant for a specific ancillary coverage C. Sliding
in addition to the
cost of the auto insurance coverage applied for with-
out his consent is called:
A. Misrepresentation
B. Churning
C. Sliding
D. Coercion
7. An insurance company formed under the laws of Flori- C. Domestic
da is called:
A. Foreign
B. Alien
C. Domestic
D. Captive
8. An insurance company formed under the laws of an- A. Foreign
other state is called:
A. Foreign
B. Alien
C. Domestic
D. Captive
9. An insurance company formed in Zurich, Switzerland B. Alien
is called:
, Florida 2-20 General Lines License Exam
2026 Practice Guide
A. Foreign
B. Alien
C. Domestic
D. Captive
10. An insurance company that is licensed to do business B. An authorized insurance
in Florida is called: company
A. A licensed insurance company
B. An authorized insurance company
C. An unauthorized insurance company
D. A captive insurance company
11. All of the following are considered "transacting insur- D. Underwriting new busi-
ance "EXCEPT: ness
A. Solicitation
B. Transacting changes and endorsements
C. Giving quotes and proposals
D. Underwriting new business
12. Which of the following is not a type of insurance that C. Life insurance written
can be transacted by carrier which is also
with a "general lines" insurance license? represented for P&C
A. Health insurance written by a carrier which is also
represented for P&C
B. Marine insurance
C. Life insurance written by carrier which is also
represented for P&C
D. Surety
13. When authority is given to a licensee to transact or B. Appointment
adjust insurance,
it is called:
A. Certificate of authority
, Florida 2-20 General Lines License Exam
2026 Practice Guide
B. Appointment
C. Attorney-in-fact
D. Binder
14. How many hours of continuing education is a newly B. 24
licensed agent
required to have in their first CE compliance period?
A. None in the first 2 years
B. 24
C. 14
D. 10
15. If an agent has been licensed for more than 6 years, C. 20
how many hours of
continuing education are required every 2 years?
A. None
B. 28
C. 20
D. 10
16. If a licensee has their appointment terminated, how A. 48 months
long does he have to
be reappointed before his license is terminated?
A. 48 months
B. 18 months
C. 12 months
D. 24 months
17. If a licensee has a change in name or address, how D. 30 days
long does he have to
notify the Department of Insurance?
A. 12 months
B. 6 months
