CALIFORNIA PROPERTY AND CASUALTY
CERTIFICATION EVALUATION 2026 STUDY
GUIDE QUESTIONS AND ANSWERS
◉ Medical payments coverage under the personal auto policy
applies for medical bills insured up to how long after an accident?
One year
Five years
Three years
Two years
Answer: Three years
◉ Workers Comp. Part. I covers:
All sums the insurer is required to pay by state law
All sums the insurer will pay when deemed necessary
All sums the insurer is required to pay by common law
All sums the insurer is required to pay by federal law
Answer: All sums the insurer is required to pay by state law
,◉ The two major sublines of general liability coverage are:
Products and completed operations
Products and completed operations and advertising liability
Premises operations and product liability
Premises/operations and products and completed operations
Answer: Premises/operations and products and completed
operations
◉ Which of the following would NOT be covered under a typical
homeowners policy?
Music CDs
Model aircraft
Dog house
Land
Answer: Land
◉ Medi-Cal will cover what part of medicare with no premium or
deductible for the eligible?
,Part C
Part A
Part B
Part D
Answer: Part D
◉ Flood insurance provided by NFIP is available for:
businesses and their contents
homes and their contents
mobile homes and condos
all of the choices
Answer: all of the choices
◉ Coverage under a general liability policy written for a U.S. insured
would apply in Japan under which of the following circumstance?
The insured accidentally injures another while in Japan on vacation
There is an injury resulting from the insureds product which was
made in France
An individual buys the insureds product in the United States, but is
injured when using the product in Japan
, The insured is flying to Japan from the United States
Answer: An individual buys the insureds product in the United
States, but is injured when using the product in Japan
◉ Which of the following is NOT a party to a surety bond?
Surety
Principal
Bondsman
Obligee
Answer: Bondsman
◉ The Boiler and Machinery limit of insurance is written as:
As an Aggregate Limit
Any of the choices
A single limit of insurance per policy period
A single limit of insurance per accident
Answer: A single limit of insurance per accident
CERTIFICATION EVALUATION 2026 STUDY
GUIDE QUESTIONS AND ANSWERS
◉ Medical payments coverage under the personal auto policy
applies for medical bills insured up to how long after an accident?
One year
Five years
Three years
Two years
Answer: Three years
◉ Workers Comp. Part. I covers:
All sums the insurer is required to pay by state law
All sums the insurer will pay when deemed necessary
All sums the insurer is required to pay by common law
All sums the insurer is required to pay by federal law
Answer: All sums the insurer is required to pay by state law
,◉ The two major sublines of general liability coverage are:
Products and completed operations
Products and completed operations and advertising liability
Premises operations and product liability
Premises/operations and products and completed operations
Answer: Premises/operations and products and completed
operations
◉ Which of the following would NOT be covered under a typical
homeowners policy?
Music CDs
Model aircraft
Dog house
Land
Answer: Land
◉ Medi-Cal will cover what part of medicare with no premium or
deductible for the eligible?
,Part C
Part A
Part B
Part D
Answer: Part D
◉ Flood insurance provided by NFIP is available for:
businesses and their contents
homes and their contents
mobile homes and condos
all of the choices
Answer: all of the choices
◉ Coverage under a general liability policy written for a U.S. insured
would apply in Japan under which of the following circumstance?
The insured accidentally injures another while in Japan on vacation
There is an injury resulting from the insureds product which was
made in France
An individual buys the insureds product in the United States, but is
injured when using the product in Japan
, The insured is flying to Japan from the United States
Answer: An individual buys the insureds product in the United
States, but is injured when using the product in Japan
◉ Which of the following is NOT a party to a surety bond?
Surety
Principal
Bondsman
Obligee
Answer: Bondsman
◉ The Boiler and Machinery limit of insurance is written as:
As an Aggregate Limit
Any of the choices
A single limit of insurance per policy period
A single limit of insurance per accident
Answer: A single limit of insurance per accident
