NEW YORK STATE AUTO DAMAGE AND
THEFT QUIZ 17-71 QUESTIONS AND
CORRECT VERIFIED ANSWERS
JimA2SmithA2isA2involvedA2inA2aA2collisionA2claimA2andA2isA2noA2longerA2ableA2toA2useA2theA
2vehicleA2toA2goA2toA2work.A2ThisA2"lossA2ofA2use"A2isA2referredA2toA2asA2a:
DirectA2lossA2
IndirectA2lossA2
LossA2evaluationA2
ConsequentialA2lossA2-A2Ans--ConsequentialA2loss
WhenA2theA2rearA2ofA2theA2vehicleA2isA2damagedA2andA2thereA2isA2aA2gapA2betweenA2theA2
trunkA2lidA2andA2theA2quarterA2panel,A2whatA2elseA2onA2theA2vehicleA2shouldA2theA2apprais
erA2check?
TheA2centerA2pillarA2
TheA2trunkA2floorA2
TheA2quarterA2panelsA2
TheA2frameA2railsA2-A2Ans--TheA2frameA2rails
InA2autoA2physicalA2damageA2insurance,A2anA2insuredA2perilA2causeA2ofA2lossA2isA2knownA
2as:
A2
DirectA2lossA2
IndirectA2lossA2
LossA2evaluationA2
ConsequentialA2lossA2-A2Ans--DirectA2loss
IfA2anA2appraiserA2hasA2toA2forfeitA2hisA2bondA2inA2NewA2York.A2TheA2amountA2ofA2theA2bo
ndA2is:
A2
$500A2
$1000A2
$2000A2
$5000A2-A2Ans--$1000
WhichA2ofA2theA2followingA2isA2NOTA2aA2trueA2statementA2regardingA2autoA2appraisers?
A2
EachA2appraiser,A2whileA2engagedA2inA2appraisalA2duties,A2mustA2carryA2theA2licenseA2iss
uedA2toA2himA2byA2theA2InsuranceA2DepartmentA2andA2displayA2it,A2uponA2request,A2toA2an
A2ownerA2whoseA2vehicleA2isA2beingA2inspected,A2toA2theA2repairA2shopA2representativeA2i
nvolved.A2
,TheA2appraiserA2mustA2leaveA2aA2legibleA2copyA2ofA2hisA2appraisalA2withA2thatA2ofA2theA2re
pairA2shopA2selectedA2byA2theA2consumerA2toA2makeA2theA2repairsA2andA2alsoA2furnishA2aA
2copyA2toA2theA2ownerA2ofA2theA2vehicle.A2
NoA2appraiserA2isA2permittedA2secureA2orA2useA2repairA2estimatesA2thatA2haveA2beenA2obt
ainedA2byA2theA2useA2ofA2photographs,A2telephoneA2callsA2orA2inA2anyA2mannerA2otherA2th
anA2aA2personalA2inspection.A2
TheA2appraiserA2isA2permittedA2toA2trafficA2inA2automobileA2salvageA2ifA2suchA2salvageA2isA
2obtainedA2inA2anyA2wayA2asA2aA2resultA2ofA2appraisalA2servicesA2renderedA2byA2himA2forA2
hisA2ownA2benefit.A2-A2Ans--
TheA2appraiserA2isA2permittedA2toA2trafficA2inA2automobileA2salvageA2ifA2suchA2salvageA2isA
2obtainedA2inA2anyA2wayA2asA2aA2resultA2ofA2appraisalA2servicesA2renderedA2byA2himA2forA2
hisA2ownA2benefit.
TheA2burdenA2ofA2proofA2thatA2aA2coveredA2lossA2hasA2occurredA2isA2normallyA2aA2dutyA2of
:
A2
TheA2insuranceA2companyA2
TheA2adjusterA2
TheA2appraiserA2
TheA2insuredA2-A2Ans--TheA2insured
BeforeA2revokingA2orA2suspendingA2aA2license,A2theA2SuperintendentA2mustA2firstA2sendA2
_____A2noticeA2andA2giveA2theA2accusedA2anA2opportunityA2forA2aA2hearing.
A2
3A2monthsA2
45A2days.A2
10A2days.A2
60A2days.A2-A2Ans--1oA2days
TheA2linkageA2betweenA2theA2camshaftA2andA2theA2valvesA2isA2commonlyA2knownA2asA2th
e:
A2
piston.A2
crankshaft.A2
valveA2train.A2
cylinder.A2-A2Ans--valveA2train
WhichA2ofA2theA2followingA2isA2theA2computerA2inA2theA2vehicle?
A2
ControllerA2
PumpA2
SpeedA2SensorsA2
ValvesA2-A2Ans--Controller
PaymentA2mayA2beA2madeA2ifA2whichA2ofA2theA2followingA2proceduresA2hasA2beenA2execut
ed?
A2
AA2partialA2signedA2releaseA2
AA2Walk-AwayA2releaseA2
,AA2prima-faciaA2signedA2releaseA2
NoneA2ofA2theA2answerA2choicesA2isA2correct.A2-A2Ans--AA2Walk-AwayA2release/
TheA2Walk-
AwayA2releaseA2indicatesA2theA2finalA2dispositionA2ofA2theA2matterA2andA2relinquishesA2the
A2claimant'sA2rightA2toA2sueA2soA2paymentA2mayA2beA2issued.A2InA2someA2statesA2theA2sig
ningA2ofA2theA2paymentA2checkA2indicatesA2aA2Walk-AwayA2release.
IfA2anA2insuredA2failsA2toA2complyA2withA2theA2immediateA2noticeA2ofA2claimA2requirement,A
2whichA2ofA2theA2followingA2couldA2happen?
A2
TheA2lossA2willA2beA2partiallyA2paid.A2
TheA2coverageA2couldA2beA2denied.A2
TheA2premiumA2willA2beA2returned.A2
TheA2policyA2willA2beA2cancelled.A2-A2Ans--TheA2coverageA2couldA2beA2denied
OnA2whatA2dateA2mustA2anA2adjusterA2licenseA2beA2renewed?
A2
DecemberA231A2-A2evenA2numberedA2yearsA2
AprilA21stA2ofA2everyA2otherA2yearA2
TheA2licenseA2isA2continuousA2unlessA2canceledA2orA2revokedA2
JanuaryA21stA2everyA2fourA2yearsA2-A2Ans--DecemberA231A2-A2evenA2numberedA2years
WhatA2partA2ofA2theA2exhaustA2systemA2reducesA2theA2amountA2ofA2pollutionA2releasedA2in
toA2theA2environment?
A2
MufflerA2
TailpipeA2
PCVA2valveA2
HeatA2shieldA2-A2Ans--PCVA2valve
WhatA2isA2theA2firstA2moldingA2calledA2onA2theA2outsideA2ofA2theA2vehicleA2underA2theA2win
dow?
A2
SideA2bodyA2moldingA2
EdgeA2panelA2
DoorA2decalA2
SillA2-A2Ans--SideA2bodyA2molding
WhenA2performingA2anA2appraisalA2theA2vehicleA2shouldA2beA2inspected:
A2
FromA2theA2rearA2toA2theA2frontA2
FromA2theA2pointA2ofA2impactA2
FromA2theA2frontA2toA2theA2rearA2
NoneA2ofA2theA2choicesA2areA2correctA2-A2Ans--FromA2theA2frontA2toA2theA2rear
WhichA2ofA2theA2followingA2isA2NOTA2aA2dutyA2ofA2anA2autoA2appraiser?
A2
ListA2unrelatedA2damageA2toA2theA2vehicleA2
DescribeA2conditionA2ofA2theA2vehicleA2
, IdentifyA2bettermentA2orA2depreciationA2
DetermineA2"lossA2ofA2use"A2damagesA2-A2Ans--DetermineA2"lossA2ofA2use"A2damages
InA2rearA2wheelA2driveA2carsA2andA2trucks,A2theA2engineA2turns:
A2
theA2transmissionA2whichA2isA2connectedA2toA2aA2reductionA2gearA2viaA2theA2driveshaftA2
aA2driveshaftA2whichA2transmitA2rotationalA2forceA2toA2aA2driveA2axleA2atA2theA2rearA2ofA2the
A2vehicleA2
theA2transaxleA2withA2aA2differentialA2andA2universalA2jointsA2betweenA2theA2wheelsA2andA2
createsA2constantA2velocityA2
NoneA2ofA2theA2responsesA2areA2correctA2-A2Ans--
aA2driveshaftA2whichA2transmitA2rotationalA2forceA2toA2aA2driveA2axleA2atA2theA2rearA2ofA2the
A2vehicle
IfA2theA27thA2VINA2isA2aA2number,A2thenA2theA2vehicleA2wasA2madeA2priorA2to:
A2
2000.A2
2005.A2
2010.A2
2012.A2-A2Ans--2010
WhatA2componentA2turnsA2rotaryA2motionA2ofA2theA2crankshaftA2intoA2upA2andA2downA2mot
ion?
A2
CamshaftA2
PistonA2
CylinderA2
EngineA2blockA2-A2Ans--Camshaft
AppraisersA2mayA2secureA2orA2useA2repairA2estimatesA2thatA2haveA2beenA2obtainedA2byA2t
heA2useA2of:
A2
TelephoneA2callsA2
PhotographsA2
PersonalA2inspectionA2
AllA2ofA2theA2responsesA2areA2correctA2-A2Ans--PersonalA2inspection
WhichA2ofA2theA2followingA2areA2factorsA2toA2considerA2whenA2estimatingA2aA2floodedA2veh
icle?
I.A2TypeA2ofA2water
II.A2AmountA2ofA2timeA2submerged
III.A2HeightA2ofA2theA2flood
IV.A2HowA2quicklyA2canA2repairsA2begin
A2
I,A2IIA2andA2IIIA2onlyA2
II,A2IIIA2andA2IVA2onlyA2
I,A2II,A2IIIA2andA2IVA2
I,A2IIIA2andA2IVA2onlyA2-A2Ans--I,A2II,A2IIIA2andA2IV
THEFT QUIZ 17-71 QUESTIONS AND
CORRECT VERIFIED ANSWERS
JimA2SmithA2isA2involvedA2inA2aA2collisionA2claimA2andA2isA2noA2longerA2ableA2toA2useA2theA
2vehicleA2toA2goA2toA2work.A2ThisA2"lossA2ofA2use"A2isA2referredA2toA2asA2a:
DirectA2lossA2
IndirectA2lossA2
LossA2evaluationA2
ConsequentialA2lossA2-A2Ans--ConsequentialA2loss
WhenA2theA2rearA2ofA2theA2vehicleA2isA2damagedA2andA2thereA2isA2aA2gapA2betweenA2theA2
trunkA2lidA2andA2theA2quarterA2panel,A2whatA2elseA2onA2theA2vehicleA2shouldA2theA2apprais
erA2check?
TheA2centerA2pillarA2
TheA2trunkA2floorA2
TheA2quarterA2panelsA2
TheA2frameA2railsA2-A2Ans--TheA2frameA2rails
InA2autoA2physicalA2damageA2insurance,A2anA2insuredA2perilA2causeA2ofA2lossA2isA2knownA
2as:
A2
DirectA2lossA2
IndirectA2lossA2
LossA2evaluationA2
ConsequentialA2lossA2-A2Ans--DirectA2loss
IfA2anA2appraiserA2hasA2toA2forfeitA2hisA2bondA2inA2NewA2York.A2TheA2amountA2ofA2theA2bo
ndA2is:
A2
$500A2
$1000A2
$2000A2
$5000A2-A2Ans--$1000
WhichA2ofA2theA2followingA2isA2NOTA2aA2trueA2statementA2regardingA2autoA2appraisers?
A2
EachA2appraiser,A2whileA2engagedA2inA2appraisalA2duties,A2mustA2carryA2theA2licenseA2iss
uedA2toA2himA2byA2theA2InsuranceA2DepartmentA2andA2displayA2it,A2uponA2request,A2toA2an
A2ownerA2whoseA2vehicleA2isA2beingA2inspected,A2toA2theA2repairA2shopA2representativeA2i
nvolved.A2
,TheA2appraiserA2mustA2leaveA2aA2legibleA2copyA2ofA2hisA2appraisalA2withA2thatA2ofA2theA2re
pairA2shopA2selectedA2byA2theA2consumerA2toA2makeA2theA2repairsA2andA2alsoA2furnishA2aA
2copyA2toA2theA2ownerA2ofA2theA2vehicle.A2
NoA2appraiserA2isA2permittedA2secureA2orA2useA2repairA2estimatesA2thatA2haveA2beenA2obt
ainedA2byA2theA2useA2ofA2photographs,A2telephoneA2callsA2orA2inA2anyA2mannerA2otherA2th
anA2aA2personalA2inspection.A2
TheA2appraiserA2isA2permittedA2toA2trafficA2inA2automobileA2salvageA2ifA2suchA2salvageA2isA
2obtainedA2inA2anyA2wayA2asA2aA2resultA2ofA2appraisalA2servicesA2renderedA2byA2himA2forA2
hisA2ownA2benefit.A2-A2Ans--
TheA2appraiserA2isA2permittedA2toA2trafficA2inA2automobileA2salvageA2ifA2suchA2salvageA2isA
2obtainedA2inA2anyA2wayA2asA2aA2resultA2ofA2appraisalA2servicesA2renderedA2byA2himA2forA2
hisA2ownA2benefit.
TheA2burdenA2ofA2proofA2thatA2aA2coveredA2lossA2hasA2occurredA2isA2normallyA2aA2dutyA2of
:
A2
TheA2insuranceA2companyA2
TheA2adjusterA2
TheA2appraiserA2
TheA2insuredA2-A2Ans--TheA2insured
BeforeA2revokingA2orA2suspendingA2aA2license,A2theA2SuperintendentA2mustA2firstA2sendA2
_____A2noticeA2andA2giveA2theA2accusedA2anA2opportunityA2forA2aA2hearing.
A2
3A2monthsA2
45A2days.A2
10A2days.A2
60A2days.A2-A2Ans--1oA2days
TheA2linkageA2betweenA2theA2camshaftA2andA2theA2valvesA2isA2commonlyA2knownA2asA2th
e:
A2
piston.A2
crankshaft.A2
valveA2train.A2
cylinder.A2-A2Ans--valveA2train
WhichA2ofA2theA2followingA2isA2theA2computerA2inA2theA2vehicle?
A2
ControllerA2
PumpA2
SpeedA2SensorsA2
ValvesA2-A2Ans--Controller
PaymentA2mayA2beA2madeA2ifA2whichA2ofA2theA2followingA2proceduresA2hasA2beenA2execut
ed?
A2
AA2partialA2signedA2releaseA2
AA2Walk-AwayA2releaseA2
,AA2prima-faciaA2signedA2releaseA2
NoneA2ofA2theA2answerA2choicesA2isA2correct.A2-A2Ans--AA2Walk-AwayA2release/
TheA2Walk-
AwayA2releaseA2indicatesA2theA2finalA2dispositionA2ofA2theA2matterA2andA2relinquishesA2the
A2claimant'sA2rightA2toA2sueA2soA2paymentA2mayA2beA2issued.A2InA2someA2statesA2theA2sig
ningA2ofA2theA2paymentA2checkA2indicatesA2aA2Walk-AwayA2release.
IfA2anA2insuredA2failsA2toA2complyA2withA2theA2immediateA2noticeA2ofA2claimA2requirement,A
2whichA2ofA2theA2followingA2couldA2happen?
A2
TheA2lossA2willA2beA2partiallyA2paid.A2
TheA2coverageA2couldA2beA2denied.A2
TheA2premiumA2willA2beA2returned.A2
TheA2policyA2willA2beA2cancelled.A2-A2Ans--TheA2coverageA2couldA2beA2denied
OnA2whatA2dateA2mustA2anA2adjusterA2licenseA2beA2renewed?
A2
DecemberA231A2-A2evenA2numberedA2yearsA2
AprilA21stA2ofA2everyA2otherA2yearA2
TheA2licenseA2isA2continuousA2unlessA2canceledA2orA2revokedA2
JanuaryA21stA2everyA2fourA2yearsA2-A2Ans--DecemberA231A2-A2evenA2numberedA2years
WhatA2partA2ofA2theA2exhaustA2systemA2reducesA2theA2amountA2ofA2pollutionA2releasedA2in
toA2theA2environment?
A2
MufflerA2
TailpipeA2
PCVA2valveA2
HeatA2shieldA2-A2Ans--PCVA2valve
WhatA2isA2theA2firstA2moldingA2calledA2onA2theA2outsideA2ofA2theA2vehicleA2underA2theA2win
dow?
A2
SideA2bodyA2moldingA2
EdgeA2panelA2
DoorA2decalA2
SillA2-A2Ans--SideA2bodyA2molding
WhenA2performingA2anA2appraisalA2theA2vehicleA2shouldA2beA2inspected:
A2
FromA2theA2rearA2toA2theA2frontA2
FromA2theA2pointA2ofA2impactA2
FromA2theA2frontA2toA2theA2rearA2
NoneA2ofA2theA2choicesA2areA2correctA2-A2Ans--FromA2theA2frontA2toA2theA2rear
WhichA2ofA2theA2followingA2isA2NOTA2aA2dutyA2ofA2anA2autoA2appraiser?
A2
ListA2unrelatedA2damageA2toA2theA2vehicleA2
DescribeA2conditionA2ofA2theA2vehicleA2
, IdentifyA2bettermentA2orA2depreciationA2
DetermineA2"lossA2ofA2use"A2damagesA2-A2Ans--DetermineA2"lossA2ofA2use"A2damages
InA2rearA2wheelA2driveA2carsA2andA2trucks,A2theA2engineA2turns:
A2
theA2transmissionA2whichA2isA2connectedA2toA2aA2reductionA2gearA2viaA2theA2driveshaftA2
aA2driveshaftA2whichA2transmitA2rotationalA2forceA2toA2aA2driveA2axleA2atA2theA2rearA2ofA2the
A2vehicleA2
theA2transaxleA2withA2aA2differentialA2andA2universalA2jointsA2betweenA2theA2wheelsA2andA2
createsA2constantA2velocityA2
NoneA2ofA2theA2responsesA2areA2correctA2-A2Ans--
aA2driveshaftA2whichA2transmitA2rotationalA2forceA2toA2aA2driveA2axleA2atA2theA2rearA2ofA2the
A2vehicle
IfA2theA27thA2VINA2isA2aA2number,A2thenA2theA2vehicleA2wasA2madeA2priorA2to:
A2
2000.A2
2005.A2
2010.A2
2012.A2-A2Ans--2010
WhatA2componentA2turnsA2rotaryA2motionA2ofA2theA2crankshaftA2intoA2upA2andA2downA2mot
ion?
A2
CamshaftA2
PistonA2
CylinderA2
EngineA2blockA2-A2Ans--Camshaft
AppraisersA2mayA2secureA2orA2useA2repairA2estimatesA2thatA2haveA2beenA2obtainedA2byA2t
heA2useA2of:
A2
TelephoneA2callsA2
PhotographsA2
PersonalA2inspectionA2
AllA2ofA2theA2responsesA2areA2correctA2-A2Ans--PersonalA2inspection
WhichA2ofA2theA2followingA2areA2factorsA2toA2considerA2whenA2estimatingA2aA2floodedA2veh
icle?
I.A2TypeA2ofA2water
II.A2AmountA2ofA2timeA2submerged
III.A2HeightA2ofA2theA2flood
IV.A2HowA2quicklyA2canA2repairsA2begin
A2
I,A2IIA2andA2IIIA2onlyA2
II,A2IIIA2andA2IVA2onlyA2
I,A2II,A2IIIA2andA2IVA2
I,A2IIIA2andA2IVA2onlyA2-A2Ans--I,A2II,A2IIIA2andA2IV