INVESTMENT CHAPTER 1 EXAM QUESTIONS ANSWERED CORRECTLY LATEST UPDATE 2026
Functions - Answers Collection of Funds,
Payment Systems
Provision Of Liquidity
Managing Investment Risk
Maturity Transformation
Risk Diversifiaction
Key Participants In financial market - Answers Central Bank Of Ireland
European Central bank
Retail Banks
Insurance Companies
Investment Firms
Intermediaries
credit unions
Managment of Central Bank of Irleand - Answers Central Bank Commission
Central Bank of Ireland Regulates? - Answers Most Financial Service Providers
Central Bank is part of - Answers European System Of central Banks
European Central Bank created For who? - Answers Countries participating in the euro (eurozone)
European Central Bank Policy? - Answers Monetary Policy involves liquidity and interest rates, to
achieve price stability
What Rate does The ECB set? - Answers ECB lending rate called the refi(refinancing rate) the rate the
ECB charges other rates
Retail banks offer? - Answers Current and deposit accounts,
credit cards,
Loans
Insurance Companies offer? - Answers General Insureance:
House, Motor, etc.
Life Insurance:
Protection, Pensions, Investments
What is an Intermediary - Answers An in between - they advise on a product then source from a bank
or broker
Credit unions are - Answers A mutual or co-operative soceity,
Accepting of shares and deposits from members,
Short term Loans
Also provide additional services like insurance
Financial services offer by banks - Answers deposits and savings accounts
Current account offers - Answers Cheques,
Fund transfer,
use of an ATM,
Charges fee,
Overdraft
what is an overdraft - Answers reusable loan to a certain limit
what is a credit card - Answers A card that allows you a certain amount of credits to spend that can
be repaid in installments
what is a debit card - Answers A card that takes an immediate payment and no credit
What is leasing - Answers "Renting" usually a car off a bank, if payment cannot be made banks can
take the product back
Financial services offered by financial service providers - Answers Deposits and savings accounts
Current Accounts
Credit and debit cards
Leasing
Housing loans
personal/car loans
Insurance
Foreign exchange
Functions - Answers Collection of Funds,
Payment Systems
Provision Of Liquidity
Managing Investment Risk
Maturity Transformation
Risk Diversifiaction
Key Participants In financial market - Answers Central Bank Of Ireland
European Central bank
Retail Banks
Insurance Companies
Investment Firms
Intermediaries
credit unions
Managment of Central Bank of Irleand - Answers Central Bank Commission
Central Bank of Ireland Regulates? - Answers Most Financial Service Providers
Central Bank is part of - Answers European System Of central Banks
European Central Bank created For who? - Answers Countries participating in the euro (eurozone)
European Central Bank Policy? - Answers Monetary Policy involves liquidity and interest rates, to
achieve price stability
What Rate does The ECB set? - Answers ECB lending rate called the refi(refinancing rate) the rate the
ECB charges other rates
Retail banks offer? - Answers Current and deposit accounts,
credit cards,
Loans
Insurance Companies offer? - Answers General Insureance:
House, Motor, etc.
Life Insurance:
Protection, Pensions, Investments
What is an Intermediary - Answers An in between - they advise on a product then source from a bank
or broker
Credit unions are - Answers A mutual or co-operative soceity,
Accepting of shares and deposits from members,
Short term Loans
Also provide additional services like insurance
Financial services offer by banks - Answers deposits and savings accounts
Current account offers - Answers Cheques,
Fund transfer,
use of an ATM,
Charges fee,
Overdraft
what is an overdraft - Answers reusable loan to a certain limit
what is a credit card - Answers A card that allows you a certain amount of credits to spend that can
be repaid in installments
what is a debit card - Answers A card that takes an immediate payment and no credit
What is leasing - Answers "Renting" usually a car off a bank, if payment cannot be made banks can
take the product back
Financial services offered by financial service providers - Answers Deposits and savings accounts
Current Accounts
Credit and debit cards
Leasing
Housing loans
personal/car loans
Insurance
Foreign exchange
