CALIFORNIA INSURANCE REGULATION FOR INDEPENDENT ADJUSTERS 2026 SPRING-
SUMMER EXAM PRACTICE QUESTIONS WITH ACCURATE SOLUTIONS
Commissioner
means the Insurance Commissioner
Department
means the Department of Insurance
Licensee
means a person licensed according to the California Insurance Adjuster Act
Manager
means the individual under whose direction, control, charge, or management the business
of a licensee is operated
Person
includes any individual, firm, company, association, organization, partnership, limited
liability company, and corporation. (CIC 14001)
California Adjuster Act
,specifies that nothing in the Act should be construed as entitling any person to practice law
in the state, unless he/she is an active member of the State Bar of California. (CIC 14002)
California Insurance Department
succeeds to and is vested with all the duties, powers, purposes, responsibilities, and
jurisdiction with respect to the licensing of insurance adjusters
Insurance Commissioner
will administer and enforce the provisions of the insurance code
State Civil Service Act
allows the Commissioner to appoint inspectors, investigators, and other personnel as may
be necessary for the administration and enforcement of the Act
Qualifications of licensees and managers
may be fixed by the Commissioner, in addition to those prescribed in the insurance code,
necessary to promote and protect the public welfare
Regulation of conduct of licensees
is included in the provisions of the insurance code
, Change in classification of a licensee
may be prescribed by the Commissioner upon application by a licensee, along with the fee,
if any, to be paid. (CIC 14010 - 14013)
Engagement in business regulated by the Act
no person may engage in a business regulated by the Act or represent him/herself to be a
licensee unless he or she is licensed according to the Act. (CIC 14020)
Insurance adjuster
is a person other than a private investigator who, for any consideration whatsoever,
engages in the business of making an investigation for the purpose of obtaining information
in the course of adjusting or participating in the disposal of any claim in connection with a
policy of insurance or engages in soliciting insurance adjustment business. (CIC 14021)
Exemptions from the Act
The California Insurance Adjuster Act does NOT apply to a person employed exclusively
and regularly by one employer in connection with the affairs of the employer only
Employer/employee relationship
must exist, except after a declared emergency
Nonlicensed adjusters
SUMMER EXAM PRACTICE QUESTIONS WITH ACCURATE SOLUTIONS
Commissioner
means the Insurance Commissioner
Department
means the Department of Insurance
Licensee
means a person licensed according to the California Insurance Adjuster Act
Manager
means the individual under whose direction, control, charge, or management the business
of a licensee is operated
Person
includes any individual, firm, company, association, organization, partnership, limited
liability company, and corporation. (CIC 14001)
California Adjuster Act
,specifies that nothing in the Act should be construed as entitling any person to practice law
in the state, unless he/she is an active member of the State Bar of California. (CIC 14002)
California Insurance Department
succeeds to and is vested with all the duties, powers, purposes, responsibilities, and
jurisdiction with respect to the licensing of insurance adjusters
Insurance Commissioner
will administer and enforce the provisions of the insurance code
State Civil Service Act
allows the Commissioner to appoint inspectors, investigators, and other personnel as may
be necessary for the administration and enforcement of the Act
Qualifications of licensees and managers
may be fixed by the Commissioner, in addition to those prescribed in the insurance code,
necessary to promote and protect the public welfare
Regulation of conduct of licensees
is included in the provisions of the insurance code
, Change in classification of a licensee
may be prescribed by the Commissioner upon application by a licensee, along with the fee,
if any, to be paid. (CIC 14010 - 14013)
Engagement in business regulated by the Act
no person may engage in a business regulated by the Act or represent him/herself to be a
licensee unless he or she is licensed according to the Act. (CIC 14020)
Insurance adjuster
is a person other than a private investigator who, for any consideration whatsoever,
engages in the business of making an investigation for the purpose of obtaining information
in the course of adjusting or participating in the disposal of any claim in connection with a
policy of insurance or engages in soliciting insurance adjustment business. (CIC 14021)
Exemptions from the Act
The California Insurance Adjuster Act does NOT apply to a person employed exclusively
and regularly by one employer in connection with the affairs of the employer only
Employer/employee relationship
must exist, except after a declared emergency
Nonlicensed adjusters
