The guaranteed insurability option provides the ability to:
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Financial loss exposure Purchase additional insurance
regardless of insurability
When a claimant is covered by more than one plan the situation is resolved through:
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Coordination of benefits
,Each of the following terms is an important characteristic of a major medical policy,
EXCEPT:
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Capitation
Which retirement plan was designed for employees of public school systems?
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TSA
All of the following would be considered one of the three major types of loss
exposures, EXCEPT:
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Financial loss exposure
The purpose of laws regarding the replacement of life and annuity contracts includes
all of the following, except:
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, To protect the interests of life insurers and their agent
Which of the following (recall) provisions of a disability contract is likely to change the
contract least and cost the most?
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Non-cancelable contract
In California after January 1,2002, the definition of "health insurance" includes all of the
following types of coverage's, EXCEPT:
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Accidental death and dismemberment coverage
Which of these statements concerning Medicare is not true?
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Part C provides long-term care benefits
A provision stating that health insured's and their insurers will share covered losses in
an agreed proportion is called:
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Co-insurance
Which of the following people would not be eligible for Medicare?
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A person who has reached 65 and is eligible for Social Security.
A person who has reached 65, is willing to pay a premium but is not eligible
for Social Security
A person who has been entitled to Social Security disability benefit for 24
months
Terminally ill persons would need which of the following?
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Hospice care
A person has paid $50,000 into a fixed annuity over 20 years. When he decides to
begin income payments the insurer calculates that he will receive $4,000 per year for
life, which means that he will receive a total of $100,000. In the first 10 years of
payments how much is taxable each year?
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No worries, learning is a process!
Financial loss exposure Purchase additional insurance
regardless of insurability
When a claimant is covered by more than one plan the situation is resolved through:
Give this one a try later!
Coordination of benefits
,Each of the following terms is an important characteristic of a major medical policy,
EXCEPT:
Give this one a try later!
Capitation
Which retirement plan was designed for employees of public school systems?
Give this one a try later!
TSA
All of the following would be considered one of the three major types of loss
exposures, EXCEPT:
Give this one a try later!
Financial loss exposure
The purpose of laws regarding the replacement of life and annuity contracts includes
all of the following, except:
Give this one a try later!
, To protect the interests of life insurers and their agent
Which of the following (recall) provisions of a disability contract is likely to change the
contract least and cost the most?
Give this one a try later!
Non-cancelable contract
In California after January 1,2002, the definition of "health insurance" includes all of the
following types of coverage's, EXCEPT:
Give this one a try later!
Accidental death and dismemberment coverage
Which of these statements concerning Medicare is not true?
Give this one a try later!
Part C provides long-term care benefits
A provision stating that health insured's and their insurers will share covered losses in
an agreed proportion is called:
, Give this one a try later!
Co-insurance
Which of the following people would not be eligible for Medicare?
Give this one a try later!
A person who has reached 65 and is eligible for Social Security.
A person who has reached 65, is willing to pay a premium but is not eligible
for Social Security
A person who has been entitled to Social Security disability benefit for 24
months
Terminally ill persons would need which of the following?
Give this one a try later!
Hospice care
A person has paid $50,000 into a fixed annuity over 20 years. When he decides to
begin income payments the insurer calculates that he will receive $4,000 per year for
life, which means that he will receive a total of $100,000. In the first 10 years of
payments how much is taxable each year?
Give this one a try later!
