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Survey of Fintech, 1st Edition Evergreen Release Test Bank – John Nofsinger & Smith

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Complete Test Bank for Survey of Fintech 1e 1st Edition 2026 Release by John Nofsinger, Sean Stein Smith and Yosef Bonaparte. ISBN 9781265990145. This comprehensive set of questions includes multiple choice exam questions for all chapters which is ideal for mid and final exams, also for class quizzes. All chapters are included. Chapter 1 Introduction to Decentralized Finance Blockchain and Crypto Chapter 2 Blockchain Mechanics Chapter 3 Blockchain Applications Chapter 4 Bitcoin Chapter 5 Ethereum and Altcoins Chapter 6 Non-Fungible Tokens, ICOs, and More Blockchains Chapter 7 Crypto Regulation and Accounting Disrupting the Finance Industry Chapter 8 Artificial Intelligence and Machine Learning: Foundations Chapter 9 Artificial Intelligence and Machine Learning: Applications Chapter 10 Peer-to-Peer Lending and Crowdfunding Chapter 11 Mobile Banking, Open Banking, and Payment Systems Chapter 12 Algorithmic Trading and Robo-Advising Chapter 13 Asset Investing and Trading Chapter 14 FinTech: Risk, Regulation, and AI Ethics

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Survey of Fintech 1st Edition Evergreen Release
John Nofsinger, Smit, Bonaparte


TEST BANK


Includes All Chapters (1 to 14)


What’s Included?

• Complete Chapter-by-Chapter Test Bank

• Multiple Choice Questions (MCQs)

,Chapter 01 - Nofsinger



1. Award: 10.00 points




What global financial event led to increased interest in decentralized financial alternatives?


 The dot-com bubble burst

 The 2007–2008 financial crisis

 The 1987 stock market crash

 The 1997 Asian Financial Crisis

 The COVID-19 pandemic

 The Brexit vote



References


Multiple Choice Difficulty: Easy 1 Learning Objective: 01-01 Know and
connect the rise of bitcoin and other
cryptocurrencies to broader
macroeconomic trends.

,2. Award: 10.00 points




Which currency emerged as the global reserve after WWII?


 Japanese yen

 euro

 U.S. dollar

 Swiss franc

 British pound

 Chinese yuan



References


Multiple Choice Difficulty: Easy 1 Learning Objective: 01-01 Know and
connect the rise of bitcoin and other
cryptocurrencies to broader
macroeconomic trends.



3. Award: 10.00 points




Breaking from which standard in the 1970s influenced the U.S. dollar's dominance?


 Silver Standard

 Cryptocurrency Standard

 Gold Standard

 Fiat Standard

 Commodity Basket Standard

 Carbon Standard



References


Multiple Choice Difficulty: Easy 1 Learning Objective: 01-01 Know and
connect the rise of bitcoin and other
cryptocurrencies to broader
macroeconomic trends.

, 4. Award: 10.00 points




Which country is NOT mentioned as seeking alternatives to the U.S. dollar dominance?


 Iran

 China

 Russia

 India

 None of the choices is correct.

 United States



References


Multiple Choice Difficulty: Easy 1 Learning Objective: 01-01 Know and
connect the rise of bitcoin and other
cryptocurrencies to broader
macroeconomic trends.



5. Award: 10.00 points




Which of the following is NOT typically associated with DeFi?


 Smart contracts

 Yield farming

 Permissionless access

 Decentralized exchanges

 Central bank−backed currencies

 Peer-to-peer transactions



References


Multiple Choice Difficulty: Medium 2 Learning Objective: 01-02 Explain the
implications of decentralized finance for
financial institutions and financial
markets.

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