214 FLORIDA INSURANCE EXAMINATION
SCRIPT 2026 COMPLETE QUESTIONS
WITH FULL SOLUTIONS
◉ Taft-Hartley Trust
Answer: Which of the following is established to fund a
multiemployer plan?
◉ Misrepresentation
Answer: Overstating promises, using inaccurate or misleading
information and guaranteeing insurance are types of:
◉ Interest-free option
Answer: The following life policy settlement options are available to
the policy's beneficiary EXCEPT:
◉ Dividend
Answer: A return of premium that is paid out by mutual insurance
companies at the end of the year as a result of either positive
operating costs or other investment returns is also known as a:
◉ Accumulation Period
, Answer: Which of the following defines the period during which
funds grow in an annuity?
◉ 50%
Answer: For individuals who have reached their normal retirement
age, their spouses are entitled a retirement benefit that is equal to
what percentage of the retired worker's primary insurance amount
(PIA)?
◉ Floods
Answer: All of the following are considered hazards EXCEPT:
◉ Buy-Sell Agreement
Answer: Which type of business life insurance 'buyout' agreement is
used to purchase the interest of a deceased partner so that the
business can continue to operate without financial interruption?
◉ Viatical settlement Provider
Answer: An individual, company or legal entity that purchases
ownership of a life insurance contract from a policyowner who, in
return, receives compensation amounting to less than the policy's
death benefit, usually 60%-80% of the policy's proceeds is known as
a:
SCRIPT 2026 COMPLETE QUESTIONS
WITH FULL SOLUTIONS
◉ Taft-Hartley Trust
Answer: Which of the following is established to fund a
multiemployer plan?
◉ Misrepresentation
Answer: Overstating promises, using inaccurate or misleading
information and guaranteeing insurance are types of:
◉ Interest-free option
Answer: The following life policy settlement options are available to
the policy's beneficiary EXCEPT:
◉ Dividend
Answer: A return of premium that is paid out by mutual insurance
companies at the end of the year as a result of either positive
operating costs or other investment returns is also known as a:
◉ Accumulation Period
, Answer: Which of the following defines the period during which
funds grow in an annuity?
◉ 50%
Answer: For individuals who have reached their normal retirement
age, their spouses are entitled a retirement benefit that is equal to
what percentage of the retired worker's primary insurance amount
(PIA)?
◉ Floods
Answer: All of the following are considered hazards EXCEPT:
◉ Buy-Sell Agreement
Answer: Which type of business life insurance 'buyout' agreement is
used to purchase the interest of a deceased partner so that the
business can continue to operate without financial interruption?
◉ Viatical settlement Provider
Answer: An individual, company or legal entity that purchases
ownership of a life insurance contract from a policyowner who, in
return, receives compensation amounting to less than the policy's
death benefit, usually 60%-80% of the policy's proceeds is known as
a:
