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RI Pre-Licensing Life & Health Insurance 2026 | Exam Prep, Questions & Study Guide

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Prepare for the Rhode Island Life & Health Insurance Licensing Exam with this comprehensive pre-licensing study guide featuring practice questions, answers, and detailed explanations. Covers essential topics including life insurance policies, health insurance coverage, underwriting, ethics, and Rhode Island insurance regulations. Designed for aspiring insurance agents in Rhode Island, this resource strengthens understanding of insurance principles, improves exam readiness, and builds confidence for licensing success. Ideal for structured pre-licensing study and certification preparation.

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Institution
Health Insurance
Course
Health Insurance

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RI Pre-Licensing Life &
Health Insurance 2026 |
Exam Prep, Questions &
Study Guide
|Graded A+ | Guaranteed
success|




Updated 2026 Questions and Answers

100% Verified Exam Prep and Comprehensive
Rationales
Included

, Life and Health Producers, who hold Property Casualty Total of 24 credit hours in Life and Health or Property Casualty. 3 of which must
authority , are required to complete timely continuing be in ethics
education credits in order to renew their license. Which
of the following requirements must be satisfied?


The Director of Business Regulation may revoke a Sharing of commissions
producer's license upon the finding of...


The Dept. of Business Regulations may revoke a Violating an insurer's internal control requirements
producer's license for each of the following offenses
EXCEPT:


Advertisement for Accident and Health insurance can be Company's financial rating
considered all of the following EXCEPT


The waiting period for a pre-existing condition under a 6 months
Medicare Supplement policy may NOT go beyond


If an application for producer license is denied, the 30 days
applicant may make a written request for a hearing to
appeal this decision within


In Rhode Island, replacement forms are required to be Annual Renewable Term (ART) Insurance
obtained for the replacement of which of the following


According to the Affordable Care Act a dependent Age (up until 26)
child's eligibility status is determined by


Defamation may be described as which of the following Brochures the malign the financial standing of the admitted insurer


Under Rhode Island law, a producer may NOT state Mutual insurers pay dividends just as though you held stock in the company
which of the following


Which of the following statements is a producer not "If my company fails to pay a claim, the Guarantee Association will pay"
permitted to say


In order to renew a producer's license in Rhode Island, Residents holding a license for 25 consecutive years and are under the age of 55
continuing education credits are required for each of the at time of renewal
following EXCEPT:


An unemployed Medicare enrollee suffers 3 hospital Medicare Supplement
admissions in the course of a year. Which of the following
health plans provides the BEST method of coverage for
excess hospital charges?


Advising a proposed insured that the required premium is Misrepresentation
lower than it actually would be, given the current rate
classification is an example of

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Institution
Health Insurance
Course
Health Insurance

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Uploaded on
May 14, 2026
Number of pages
8
Written in
2025/2026
Type
Exam (elaborations)
Contains
Questions & answers

Subjects

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