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Fair Housing and Certified Apartment Manager (CAM) Exam Preparation – Comprehensive Practice Questions with Detailed Answers

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This document contains a wide range of Fair Housing and Certified Apartment Manager (CAM) practice questions with answers covering leasing, property management, resident relations, maintenance, marketing, and legal compliance. The material is designed to help students and apartment management professionals prepare for CAM certification exams and improve their understanding of Fair Housing laws and multifamily housing operations. The questions include scenario-based examples, compliance situations, operational procedures, and ethical property management practices commonly tested in CAM coursework and industry assessments.

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Institution
Fair Housing CAM Certified Apartment
Course
Fair Housing CAM Certified Apartment

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Fair Housing CAM Certified Apartment
Manager with varied questions and
answers
What are the protected classes that the federal Fair Housing Act and its amendments
recognize? - CORRECT ANSWERS-• Race

• Color (shade of skin)

• Religion

• National Origin

• Sex (including sexual harassment)

• Familial Status

• Handicap



What are some of the ways a company can comply with fair housing laws? - CORRECT ANSWERS-
Everyone can be held personally liable for a violation, including, but not limited to, the

individual leasing consultant, assistant manager, maintenance personnel, community

manager or property supervisor, property owner and management company. Ultimately,

the owner is responsible for the acts of his or her agents, and that responsibility is nondelegable.

Liability follows the line of authority within the company. This means that supervisors should

make certain everyone they supervise is trained and complying with fair housing laws.



What is Disparate Impact Discrimination? - CORRECT ANSWERS-This can occur when a neutral policy or
procedure has a disproportionately negative impact

on a protected class. An act or failure to act that has a disparate impact can still be found to

be non-discriminatory if 1) there is a legitimate business necessity for the action or inaction

and 2) there is no less discriminatory way to accomplish the business necessity.

,Who can be held liable for a violation of fair housing law? - CORRECT ANSWERS-Everyone can be held
personally liable for a violation, including, but not limited to, the

individual leasing consultant, assistant manager, maintenance personnel, community

manager or property supervisor, property owner and management company. Ultimately,

the owner is responsible for the acts of his or her agents, and that responsibility is nondelegable.

Liability follows the line of authority within the company. This means that supervisors should

make certain everyone they supervise is trained and complying with fair housing laws.



To qualify as senior housing, what requirements must a property meet? - CORRECT ANSWERS-• The
housing must be planned and managed for people 62 or 55 years of age or older.

• It must make sure that it has policies and procedures in place that demonstrate its

intent to qualify for the exemption.

• These policies and procedures must be distributed and implemented, using the terms

"Senior Housing," "A 55 and older community" or "A 62 and older community" in order

to comply with HOPA requirements.



In federally-assisted multifamily housing programs, what is a tenant-based subsidy? - CORRECT
ANSWERS-• An example of a direct subsidy would be the Section 8 Voucher program. In tenantbased

subsidies, residents live in privately-owned properties and pay a portion or

percentage of their household income for rent and utilities.

• HUD or its local agent, a public housing authority or state agency enters into a

Housing Assistance Payment Agreement (HAP) with the owner and pays the owner

the difference between what the resident pays and what HUD considers a "fair"

consideration. The tenant qualifies separately for the Voucher with the housing

authority.



Can you give a notice of termination of tenancy to a household with a Section 8

, Voucher or a household who lives in federally-subsidized housing without stating

"cause"? - CORRECT ANSWERS-• Generally, the owner must be able to demonstrate good cause for the
termination

since the resident will lose his housing and/or voucher and in some cases may

become homeless. An owner's ability to terminate such tenancies without cause is

limited by federal law and by the terms of the HUD-required lease addendum.



What three (3) types of reviews does HUD perform to ensure that a property manager

is adhering to the proper operating procedures and business practices? - CORRECT ANSWERS-• Physical
inspections

• Management reviews or on-site visits

• Financial reviews



What type of housing does Section 504 of the Rehabilitation Act of 1973 cover? - CORRECT ANSWERS-•
It provides protection against discrimination for persons with disabilities in

subsidized housing and other federally assisted programs. It requires that federally

funded housing programs be readily accessible to and usable by "qualified

individuals with handicaps."



What is the difference between the ADA (Americans with Disabilities Act) and the

FHA (Fair Housing Act)? - CORRECT ANSWERS-• The ADA is an accessibility law, but not a fair housing
law. It requires that portions of

the property that are open to the public, such as your rental office, consider the

needs of persons with disabilities.

• The Fair Housing Act covers accessibility in the private portions of the property that

are used only by the residents and their guests, such as the apartment homes and

the amenities.

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Institution
Fair Housing CAM Certified Apartment
Course
Fair Housing CAM Certified Apartment

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