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Utah Property & Casualty Insurance Producer Exam ACTUAL
EXAM COMPLETE QUESTIONS AND CORRECT ANSWERS
LATEST UPDATE THIS YEAR
Utah Property & Casualty Insurance Producer Exam
Exam Coverage Summary
The Utah Property & Casualty (P&C) Insurance Producer Exam is administered by Prometric and tests
knowledge for selling property and casualty insurance in Utah. The exam contains 150 questions with a
time limit of 2.5 hours. The passing score is 70%.
Key content areas include: general insurance concepts (risk management, contracts, legal principles),
property insurance (dwelling policies, homeowners, commercial property, inland marine, ocean marine),
casualty insurance (general liability, commercial auto, personal auto, workers' compensation, crime,
surety bonds), Utah-specific laws and regulations, ethics, and policy provisions.
Candidates must be at least 18 years old, complete pre-licensing education, pass the exam, and submit
an application with fees to the Utah Insurance Department. Licenses are renewed biennially with 24
continuing education credits (including 3 in ethics).
Question 1
A producer licensed for property and casualty insurance in Utah must complete how many continuing
education credits biennially, and how many of those must be in ethics?
A) 12 credits total; 2 in ethics
B) 24 credits total; 3 in ethics
C) 36 credits total; 6 in ethics
D) 48 credits total; 12 in ethics
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Correct Answer: B
Summary Rationale: Utah requires producers to complete 24 credit hours of continuing education every
two years, with 3 of those hours specifically in ethics.
Question 2
A producer's license in Utah must be renewed every:
A) 1 year
B) 2 years
C) 3 years
D) 5 years
Correct Answer: C
Summary Rationale: Utah producer licenses are renewed every three years, subject to completion of
continuing education requirements.
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Question 3
What is the minimum age requirement to obtain a Property & Casualty insurance producer license in
Utah?
A) 16 years old
B) 17 years old
C) 18 years old
D) 21 years old
Correct Answer: C
Summary Rationale: Applicants for a Utah insurance producer license must be at least 18 years of age.
Question 4
An unlicensed employee of an insurance agency may perform all of the following EXCEPT:
A) Accept a claim form
B) Type correspondence for a direct mail campaign
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C) Deposit properly endorsed checks into the agency's bank account
D) Advise an insured of coverage issues
Correct Answer: D
Summary Rationale: Advising an insured on coverage issues constitutes the practice of insurance and
requires a license. Clerical and administrative tasks do not require licensure.
Question 5
A producer must notify the Utah Insurance Department of an address change within:
A) 10 days
B) 20 days
C) 25 days
D) 30 days
Correct Answer: D
Summary Rationale: Utah law requires licensees to notify the commissioner within 30 days of any
address, phone number, or business email change.
Utah Property & Casualty Insurance Producer Exam ACTUAL
EXAM COMPLETE QUESTIONS AND CORRECT ANSWERS
LATEST UPDATE THIS YEAR
Utah Property & Casualty Insurance Producer Exam
Exam Coverage Summary
The Utah Property & Casualty (P&C) Insurance Producer Exam is administered by Prometric and tests
knowledge for selling property and casualty insurance in Utah. The exam contains 150 questions with a
time limit of 2.5 hours. The passing score is 70%.
Key content areas include: general insurance concepts (risk management, contracts, legal principles),
property insurance (dwelling policies, homeowners, commercial property, inland marine, ocean marine),
casualty insurance (general liability, commercial auto, personal auto, workers' compensation, crime,
surety bonds), Utah-specific laws and regulations, ethics, and policy provisions.
Candidates must be at least 18 years old, complete pre-licensing education, pass the exam, and submit
an application with fees to the Utah Insurance Department. Licenses are renewed biennially with 24
continuing education credits (including 3 in ethics).
Question 1
A producer licensed for property and casualty insurance in Utah must complete how many continuing
education credits biennially, and how many of those must be in ethics?
A) 12 credits total; 2 in ethics
B) 24 credits total; 3 in ethics
C) 36 credits total; 6 in ethics
D) 48 credits total; 12 in ethics
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Correct Answer: B
Summary Rationale: Utah requires producers to complete 24 credit hours of continuing education every
two years, with 3 of those hours specifically in ethics.
Question 2
A producer's license in Utah must be renewed every:
A) 1 year
B) 2 years
C) 3 years
D) 5 years
Correct Answer: C
Summary Rationale: Utah producer licenses are renewed every three years, subject to completion of
continuing education requirements.
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Question 3
What is the minimum age requirement to obtain a Property & Casualty insurance producer license in
Utah?
A) 16 years old
B) 17 years old
C) 18 years old
D) 21 years old
Correct Answer: C
Summary Rationale: Applicants for a Utah insurance producer license must be at least 18 years of age.
Question 4
An unlicensed employee of an insurance agency may perform all of the following EXCEPT:
A) Accept a claim form
B) Type correspondence for a direct mail campaign
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C) Deposit properly endorsed checks into the agency's bank account
D) Advise an insured of coverage issues
Correct Answer: D
Summary Rationale: Advising an insured on coverage issues constitutes the practice of insurance and
requires a license. Clerical and administrative tasks do not require licensure.
Question 5
A producer must notify the Utah Insurance Department of an address change within:
A) 10 days
B) 20 days
C) 25 days
D) 30 days
Correct Answer: D
Summary Rationale: Utah law requires licensees to notify the commissioner within 30 days of any
address, phone number, or business email change.
