Financial Planning I - Standards 1 and 2 with correct answers 100%

Financial Planning I - Standards 1 and 2 with correct answers 100% 1. Which is a measure of how well a business generates cash flow? A. accounts receivable B. accounts payable C. capital structure D. return on capital - Correct Answer return on capital Which are examples of deposit-taking financial institutions? A. commercial banks, credit unions, and brokerages B. commercial banks, corporations, and mutual savings banks C. credit unions, savings and loan associations, and commercial banks D. savings and loan associations, mutual savings banks, and insurance firms - Correct Answer C. credit unions, savings and loan associations, and commercial banks 3. Which is an example of a non-deposit financial institution? A. credit union B. mortgage bank C. commercial bank D. mutual savings bank - Correct Answer B. mortgage bank An institution that combines the elements of a bureaucracy with those of a private company is called a: A. private company. B. semi-government. C. franchise business. D. government institution - Correct Answer semi-government. . Julie, a newly promoted manager, lacks the time to properly prepare employee work schedules and assigns this duty to the assistant manager. Which time management technique is Julie using? A. delegating activities B. standardizing tasks C. setting objectives D. procrastinating - Correct Answer delegating activities 6. Determining which projects a business should invest in is known as: A. return on capital. B. capital budgeting. C. capital structuring. D. the cash conversion cycle. - Correct Answer capital budgeting. The goals of the finance function are to ensure profitability and to: A. reduce risks. B. advertise products. C. give out information. D. manufacture raw materials - Correct Answer reduce risks. The concept of time management refers to the process of how to: A. use a calendar. B. keep a time log. C. organize belongings. D. efficiently use a 24-hour day. - Correct Answer 9. What effect does the demand of time have on the supply of time available? A. The supply of time increases. B. The supply of time decreases. C. The supply of time stays the same. D. The supply of time matches time demanded. - Correct Answer The supply of time stays the same. 0. Beau is stressed out because he agreed to take on three new clients when his calendar is already full. Which time-management principle does he need to learn? A. get enough sleep B. focus on goals, not on tasks C. divide large projects into smaller parts D. be realistic in accepting responsibility for work - Correct Answer be realistic in accepting responsibility for work 1. When return on capital is positive, the company is most likely: - Correct Answer growing in value. An amount of money that a business owes to someone else is referred to as: A. equity. B. an asset. C. accounts payable. D. accounts receivable - Correct Answer accounts payable. When Alana prepares a report so that all financial data is clearly disclosed, she is ensuring that the information is: A. flexible. B. relevant. C. timely. D. transparent. - Correct Answer transparent. Which reason is invalid for the faster-than-average employment growth of financial analysts and personal financial advisors? A. Generally speaking, the U.S. population is better educated. B. Globalization of the securities markets makes investing more complicated. C. A large segment of the population, namely baby boomers, is facing retirement. D. Generally speaking, the U.S. population is in a worse financial state than before. - Correct Answer Generally speaking, the U.S. population is in a worse financial state than before