NY General Adjuster Test (10-70) Questions With Answers

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NY General Adjuster Test (10-70) Questions With Answers

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2025/2026

Institution 17-70 - NY Independent General Adjuster

Course 17-70 - NY Independent General Adjuster

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NY General Adjuster Test (10-70) Questions With Answers

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NY General Adjuster Test (10-70)
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Questions With Answers
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On what date does an adjuster's license need to be renewed? -
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CORRECT ANSWERS(S)✔✔12/1 - even numbered yrs
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What is the amount of bond that must be posted to obtain and
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adjuster's license? - CORRECT ANSWERS(S)✔✔$1,000
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When can the Superintendent of Insurance revoke an adjuster's
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license?
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a. anytime b. by sending a 30 day notice of the renovation c. not
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until a hearing is held d. When proof of offense has been
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received - CORRECT ANSWERS(S)✔✔Not until hearing held
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Failing to acknowledge within a reasonable time, communications
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w/ respect to claims arising out of the insurer's policies -
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CORRECT ANSWERS(S)✔✔Example of unfair claim settlement
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act
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If found guilty of Fed Insurance fraud, who can permit a guilty
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individual to return to the insurance business?
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,a. federal official b. no one since this is federal offense c.an ins
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regulatory official i.e. Super of Ins d. only court of law after
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proper hearing - CORRECT ANSWERS(S)✔✔An ins regulatory
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official such as Superintendent of Insurance
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What is the reason for the NY financial responsibility law? -
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CORRECT ANSWERS(S)✔✔To provide some form of compulsory
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insurance
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In NY must uninsured motorist coverage: a. is optional b.
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mandatory c. doesn't require sign off for > limits d. doesn't
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cover "hit & run" drivers - CORRECT ANSWERS(S)✔✔Is a
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mandatory coverage
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Damage to a rental car is paid in NY under which of the
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following coverages: a. insured's physical damage b. property
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damage covg c. special endorsement d. must be purchased from
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rental agency - CORRECT ANSWERS(S)✔✔The insured's
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property damage coverage
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All admitted auto insurers selling auto insurance in NY -
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CORRECT ANSWERS(S)✔✔Who must belong to the assigned risk
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plan?
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, What does the employer's non-ownership coverage cover?Covers
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the employer when the employee is using their vehicle on
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company business. - CORRECT ANSWERS(S)✔✔Covers the
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employer when the employee is using their vehicle on company
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business.
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Which is not covered under worker's comp coverage?
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a. med expenses b. pain & suffering c. loss of wages d. funeral
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expenses - CORRECT ANSWERS(S)✔✔Pain & Suffering
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Who makes a declaratory judgment as to the merits of a claim?
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a. claims adj b. insurer attorney c. court d. claimants attorney -
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CORRECT ANSWERS(S)✔✔The court
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What type of liability does an employer assume through their
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employees? a. primary b. contingent c. vicarious d. no fault -
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CORRECT ANSWERS(S)✔✔Vicarious
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What part of the policy contains the promises made by the
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insurance company to the insured? a. conditions clause b.
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definitions c. exceptions to exclusions d. insuring agreement -
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CORRECT ANSWERS(S)✔✔The insuring agreement
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