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NY Independent Accident & Health Insurance Adjuster Exam Series 17-63 Questions With Answers.

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NY Independent Accident & Health Insurance Adjuster Exam Series 17-63 Questions With Answers.

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NY Independent Accident & Health
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Insurance Adjuster Exam Series 17-63
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Questions With Answers
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A policy owner suffers an injury that renders him incapable of
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performing one or more important jo duties. Any decrease in
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income resulting from this injury would make him eligible for
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benefits under which provision? - CORRECT ANSWERS(S)✔✔A:
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Partial disability
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Disability policies MOST often pay benefits in the form of -
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CORRECT ANSWERS(S)✔✔B: periodic income
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Medicaid is a government-funded program designed to provide
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health care to - CORRECT ANSWERS(S)✔✔D : low income state
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resident
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Group Disability Income Insurance usually involves - CORRECT
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ANSWERS(S)✔✔B: providing benefits for non occupational
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illnesses and injuries
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, Utilization review includes all of the following EXCEPT -
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CORRECT ANSWERS(S)✔✔A: projected date for release of the
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patient
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Which of the following types of long-term are benefits would be
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best suited for a senior citizen who needs - CORRECT
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ANSWERS(S)✔✔B: Adult day care
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If agent Sue completes an application for an insurance policy on
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behalf of Phil, and the company agrees to insure him, which
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party made the offer? - CORRECT ANSWERS(S)✔✔C: The
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company, when it issued the policy
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When a buyer is considering a long-term care policy, they are
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encouraged to review carefully all policy - CORRECT
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ANSWERS(S)✔✔A: limitations
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According to the Fair Credit Reporting Act, an insurer does NOT
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need to - CORRECT ANSWERS(S)✔✔C: inform the applicant
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about the scope of an investigation
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Which of the following in NOT considered advertising? -
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CORRECT ANSWERS(S)✔✔A: A policy illustration
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