NY Independent General Adjuster Exam - Series 17-70 Questions With Answers

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NY Independent General Adjuster Exam - Series 17-70 Questions With Answers

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Institution 17-70 - NY Independent General Adjuster

Course 17-70 - NY Independent General Adjuster

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NY Independent General Adjuster Exam - Series 17-70 Questions With Answers

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NY Independent General Adjuster Exam -
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Series 17-70 Questions With Answers
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Dram Shop Liability refers to: - CORRECT ANSWERS(S)✔✔Liquor
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Law Liability.
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The insured has suffered a covered loss under his DP-3 dwelling
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form. He fails to protect the property from further loss. The
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additional loss that occurs as a result of his inactions may be
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denied because of what clause in the policy? - CORRECT
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ANSWERS(S)✔✔Neglect.
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To be eligible for the New York assigned risk auto plan a person
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must: - CORRECT ANSWERS(S)✔✔Hold a valid driver's license.
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Any insurance adjuster whose license has been revoked for cause
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will not be entitled to apply for any other insurance license in
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New York until at least: - CORRECT ANSWERS(S)✔✔One Year.
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A typical benefit design for a long term care policy does not
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include a: - CORRECT ANSWERS(S)✔✔Conditionally or optionally
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renewability feature.
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,In New York the workers compensation program is administered
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by the Workers Compensation Board which establishes
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guidelines for the program. Notice of injury or death to a
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worker is required to be submitted to the employer within what
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period of time? - CORRECT ANSWERS(S)✔✔30 Days.
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A common carrier is not held liable for the loss of a shipper's
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goods when the loss results from: - CORRECT
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ANSWERS(S)✔✔An Act of God.
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If one is found guilty of federal insurance fraud, who can permit
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the guilty individual to return to the insurance business? -
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CORRECT ANSWERS(S)✔✔Only an insurance regulatory official.
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When is a passenger first covered under an aircraft policy? -
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CORRECT ANSWERS(S)✔✔When Entering the Aircraft.
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If an insured takes precautionary measures to protect property
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from flood damage such as creating a retaining wall of sand
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bags, how much coverage if any, will be provided by a flood
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policy? - CORRECT ANSWERS(S)✔✔$1,000 if the flood is
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imminent and the property is in danger of flooding.
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Which Commercial Forms would cover sinkhole collapse? -
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CORRECT ANSWERS(S)✔✔Basic, Broad, and Special.
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,______ is a movement allowed by certain joints of the skeleton
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that decreases the angle between two adjoining bones. -
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CORRECT ANSWERS(S)✔✔Flexion
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The listing of the perils covered is found in which part of a
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homeowner policy? - CORRECT ANSWERS(S)✔✔Insuring
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Agreement.
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If a dog owned by a customer is injured in the parking lot of a
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store, is that considered bodily injury under liability coverage? -
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CORRECT ANSWERS(S)✔✔No. The dog is property and would be
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consider property damage.
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The Superintendent of Insurance may approve the employment,
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appointment or participation of any person whose license has
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been revoked. Karen Jones had her license revoked and filed an
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application for relicensing and has waited over 120 days without
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a response from the Insurance Department. What should or can
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she do? - CORRECT ANSWERS(S)✔✔Assume the relicensing is
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approved.
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Mr. Vickers was in a hurry to catch a plane. He parks his car in
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the parking garage at the airport and leaves the keys in the
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ignition. When he returns he finds that his car has been stolen.
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Later the car was discovered with severe collision damage. The
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, airport carries Garagekeeper's Legal Liability coverage and Mr.
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Vickers carries Liability and Comprehensive coverage on his
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auto. What coverage would apply? - CORRECT
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ANSWERS(S)✔✔Mr. Vickers comprehensive coverage.
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An automobile is polluting the environment. What engine
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component could be the primary cause? - CORRECT
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ANSWERS(S)✔✔Catalytic Converter Malfunction.
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Under the dwelling policy, DP2 or D3, what is the maximum
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amount of Coverage A that would be paid for additional living
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expenses? - CORRECT ANSWERS(S)✔✔20%
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Workers compensation policies also include employer's liability
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coverage. If any employer fails to maintain the equipment and
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an employee is injured, would it be covered under this
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coverage? - CORRECT ANSWERS(S)✔✔Yes.
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Fidelity bonds are typically written to be effective for a: -
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CORRECT ANSWERS(S)✔✔Continuous term without an
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expiration date.
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One purpose of a deductible is to: - CORRECT
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ANSWERS(S)✔✔Eliminate small claims.
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Uploaded on: April 3, 2026
Number of pages: 36
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Type: Exam (elaborations)
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