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NMLS SAFE Affinity Real Estate & Mortgage Training Pre-test Questions And Answers Graded A+

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NMLS SAFE Affinity Real Estate & Mortgage Training Pre-test Questions And Answers Graded A+

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NMLS SAFE Affinity Real Estate & Mortgage
Training Pre-test 2025-2026 Questions And Answers
Graded A+

What law deals with the credit, APR & advertising of consumer loans?
TILA/ REGULTION Z (TILA the GodZilla)

Which regulation prohibits kickbacks?
RESPA/Regulation X

Which regulation requires the lender to cancel PMI when the loan reaches 78%
LTV
HPA- Homeowners Protection Act

Which regulations prohibits fee splitting?
RESPA/Regulation X

Regulation X is the letter used to describe which Law?
RESPA (ReXpa)

, RESPA is the acronym used to describe which law?
Real Estate Settlement Procedures Act

What type of mortgage requires a non-refundable funding fee?
VA Loan

What is the provision in a mortgage enabling a lender to demand full repayment if
the borrower DEFAULTS on the loan?
Acceleration Clause

What is the provision in a mortgage enabling a lender to demand full repayment if
the borrower TRANSFERS the loan?
Alienation Clause

What doe CFPB stand for?
Consumer Financial Protection Bureau

What two laws created the CFPB?
Dodd Frank Act and Consumer Finance Protection Act

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Uploaded on: April 3, 2026
Number of pages: 9
Written in: 2025/2026
Type: Exam (elaborations)
Contains: Questions & answers

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nmls safe affinity
nmls
nmls safe affinity real estate mortgage training
nmls safe affinity real estate mortgage
nmls safe affinity real estate

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NMLS SAFE Affinity Real Estate & Mortgage Training Pre-test Questions And Answers Graded A+

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