Accident, Health PSI exam Page 1 2026-04-01
When COBRA coverage is elected, when is day after employer health coverage ends
coverage effective?
An employee is fired from job . Regarding COBRA , extension must be exercised and premium paid within 60 days of
which of the following is true ? notification
a group health care benefit plan where employees contributory plan
pay a portion of the premium cost and a minimum
75% of eligible employees must be enrolled is
referred to as?
Employer has an employee in poor health. On a covered with same benefit
group policy the employee will be?
What Provision in a group policy avoids double Coordination
payment of benefits?
An insurer may not refuse the renewal of a small overuse of medical services
group health plan because of :
1 of 47 1 Accident, Health PSI exam.pdf
,Accident, Health PSI exam Page 2 2026-04-01
All of the following are true regarding group health policy is issued to employee
insurance, EXCEPT?
policy is issued to employee
premiums can be jointly paid by employee and
employer
premiums can be 100% paid by employer
eligible sponsor must meet minimum size
requirements
Blue Cross Blue Shield is which type of service provider
organization?
A health care delivery system that provides doctor health maintenance organization (HMO)
and hospital care within the network and
emphasizes preventive care is called:
Minimum Standards Provisions for individual health adopted children are covered immediately from the date of adoption
insurance are required. Regarding new dependents
all of the following statements are true, EXCEPT?
2 of 47 2 Accident, Health PSI exam.pdf
,Accident, Health PSI exam Page 3 2026-04-01
Which of the following is NOT TRUE about group individually underwrites each member of the group
health insurance?
Pistol Pete has a comprehensive healthcare benefit $900
plan with a $200 deductible and 90/10 coinsurance
clause. Pete incurs $1200 insurance claim. How
much will the insurer pay?
All of the following are true regarding Long Term benefits must be provided for a minimum of 24 months to be considered
Care insurance, EXCEPT? a LTC policy by the Ok Ins Dept
Zak has a comprehensive healthcare benefit plan $760
with $500 flat deductible and an 80/20 coinsurance.
With a claim of $1,800 how much would Zak pay?
A group health insurance underwriter would be individual medical examinations
concerned with all of the following, EXCEPT?
3 of 47 3 Accident, Health PSI exam.pdf
, Accident, Health PSI exam Page 4 2026-04-01
There are twelve (12) required uniform standard free look provision
provisions in each individual health insurance policy.
Which provision allows a policyowner to return the
policy to the insurer with a certain period of time
and receive a full refund of premium?
All of the following statements are true regarding experimental prescription drugs are covered if prescribed by a physician
Medicare Part D, EXCEPT?
What is the name of the document given to each certificate
employee that summarizes the benefits and policy
provisions of the group health insurance plan?
All of the following are premium modes, EXCEPT? 9
Health insurance policies were renewal premiums guaranteed renewable
may be increase for an entire class of insurance but
not for an individual insured or called
4 of 47 4 Accident, Health PSI exam.pdf
When COBRA coverage is elected, when is day after employer health coverage ends
coverage effective?
An employee is fired from job . Regarding COBRA , extension must be exercised and premium paid within 60 days of
which of the following is true ? notification
a group health care benefit plan where employees contributory plan
pay a portion of the premium cost and a minimum
75% of eligible employees must be enrolled is
referred to as?
Employer has an employee in poor health. On a covered with same benefit
group policy the employee will be?
What Provision in a group policy avoids double Coordination
payment of benefits?
An insurer may not refuse the renewal of a small overuse of medical services
group health plan because of :
1 of 47 1 Accident, Health PSI exam.pdf
,Accident, Health PSI exam Page 2 2026-04-01
All of the following are true regarding group health policy is issued to employee
insurance, EXCEPT?
policy is issued to employee
premiums can be jointly paid by employee and
employer
premiums can be 100% paid by employer
eligible sponsor must meet minimum size
requirements
Blue Cross Blue Shield is which type of service provider
organization?
A health care delivery system that provides doctor health maintenance organization (HMO)
and hospital care within the network and
emphasizes preventive care is called:
Minimum Standards Provisions for individual health adopted children are covered immediately from the date of adoption
insurance are required. Regarding new dependents
all of the following statements are true, EXCEPT?
2 of 47 2 Accident, Health PSI exam.pdf
,Accident, Health PSI exam Page 3 2026-04-01
Which of the following is NOT TRUE about group individually underwrites each member of the group
health insurance?
Pistol Pete has a comprehensive healthcare benefit $900
plan with a $200 deductible and 90/10 coinsurance
clause. Pete incurs $1200 insurance claim. How
much will the insurer pay?
All of the following are true regarding Long Term benefits must be provided for a minimum of 24 months to be considered
Care insurance, EXCEPT? a LTC policy by the Ok Ins Dept
Zak has a comprehensive healthcare benefit plan $760
with $500 flat deductible and an 80/20 coinsurance.
With a claim of $1,800 how much would Zak pay?
A group health insurance underwriter would be individual medical examinations
concerned with all of the following, EXCEPT?
3 of 47 3 Accident, Health PSI exam.pdf
, Accident, Health PSI exam Page 4 2026-04-01
There are twelve (12) required uniform standard free look provision
provisions in each individual health insurance policy.
Which provision allows a policyowner to return the
policy to the insurer with a certain period of time
and receive a full refund of premium?
All of the following statements are true regarding experimental prescription drugs are covered if prescribed by a physician
Medicare Part D, EXCEPT?
What is the name of the document given to each certificate
employee that summarizes the benefits and policy
provisions of the group health insurance plan?
All of the following are premium modes, EXCEPT? 9
Health insurance policies were renewal premiums guaranteed renewable
may be increase for an entire class of insurance but
not for an individual insured or called
4 of 47 4 Accident, Health PSI exam.pdf
