CROP INSURANCE FINAL EXAM CERTIFIED
QUESTIONS WITH 100% GUARANTEED
GRADE A+ ANSWERS {2026/2027}
What is a *peril*? - Correct Answers -A possible cause of loss
What perils does *Crop/Hail* cover? - Correct Answers -Hail, fire, lightning
What determines published *Crop/Hail* rates? - Correct Answers -State, County, Township
Whose signatures are required on the *Crop/Hail* application? - Correct Answers -The applicant
and the licensed insurance agent
How many seasons are *Crop/Hail* policies issued for? - Correct Answers -1,3,5 seasons
When does the *Crop/Hail* policy take effect? - Correct Answers -When the crop is clearly
visible above ground
How long does the Insurer have to pay a *Crop/Hail* loss? - Correct Answers -30 days after
reaching an agreement with the Insured
Can the Insurer defer adjustment of a covered *Crop/Hail* loss? - Correct Answers -The Insurer
may defer adjustment of a covered loss until the actual loss can be determined.
When a *Crop/Hail* loss is paid, how much is available for future claims? - Correct Answers -
The amount available for future claims is reduced by the amount paid
If an Insured and an Insurer can't agree on the amount to be paid for a *Crop/Hail* loss, how is
the claim settled? - Correct Answers -Appraisal
, How can an Insured assign their interest in the policy to another person in a *Crop/Hail* policy?
- Correct Answers -Only by written consent from the Insurer
How can an Insured assign their right to an indemnity to another person in a *Crop/Hail*
policy? - Correct Answers -Only on the Insurer's form and with the Insured's approval
What are the 5 standard exclusions in *Crop/Hail* policies? - Correct Answers -1. Any loss that
occurs before the application is signed
2. Loss by any uninsured peril
3. Loss resulting from neglect or failure to harvest matured crops
4. Loss of any portion of a crop recoverable by harvesting equipment
5. Damage to the vegetative or flowering portion of a plant except when it results in loss to the
crop itself
What does Transit Coverage cover on a *Crop/Hail* policy? - Correct Answers -the crop is
insured against fire, lightning, wind, collision or overturn and collapse of bridges while the
harvested crop is being transported to its first place of storage (up to 50 miles)
How much coverage is there for Fire Department Service Charges on a *Crop/Hail* policy? -
Correct Answers -$250.00
In a *Crop/Hail* policy, if crops are damaged to the point replanting is necessary and possible,
how much will the Insurer reimburse? - Correct Answers -The actual cost of replanting the crop,
up to 20% of the insurance on the crop
In a *Crop/Hail* policy, how long does an Insured have to replant? - Correct Answers -Up to 25
days
QUESTIONS WITH 100% GUARANTEED
GRADE A+ ANSWERS {2026/2027}
What is a *peril*? - Correct Answers -A possible cause of loss
What perils does *Crop/Hail* cover? - Correct Answers -Hail, fire, lightning
What determines published *Crop/Hail* rates? - Correct Answers -State, County, Township
Whose signatures are required on the *Crop/Hail* application? - Correct Answers -The applicant
and the licensed insurance agent
How many seasons are *Crop/Hail* policies issued for? - Correct Answers -1,3,5 seasons
When does the *Crop/Hail* policy take effect? - Correct Answers -When the crop is clearly
visible above ground
How long does the Insurer have to pay a *Crop/Hail* loss? - Correct Answers -30 days after
reaching an agreement with the Insured
Can the Insurer defer adjustment of a covered *Crop/Hail* loss? - Correct Answers -The Insurer
may defer adjustment of a covered loss until the actual loss can be determined.
When a *Crop/Hail* loss is paid, how much is available for future claims? - Correct Answers -
The amount available for future claims is reduced by the amount paid
If an Insured and an Insurer can't agree on the amount to be paid for a *Crop/Hail* loss, how is
the claim settled? - Correct Answers -Appraisal
, How can an Insured assign their interest in the policy to another person in a *Crop/Hail* policy?
- Correct Answers -Only by written consent from the Insurer
How can an Insured assign their right to an indemnity to another person in a *Crop/Hail*
policy? - Correct Answers -Only on the Insurer's form and with the Insured's approval
What are the 5 standard exclusions in *Crop/Hail* policies? - Correct Answers -1. Any loss that
occurs before the application is signed
2. Loss by any uninsured peril
3. Loss resulting from neglect or failure to harvest matured crops
4. Loss of any portion of a crop recoverable by harvesting equipment
5. Damage to the vegetative or flowering portion of a plant except when it results in loss to the
crop itself
What does Transit Coverage cover on a *Crop/Hail* policy? - Correct Answers -the crop is
insured against fire, lightning, wind, collision or overturn and collapse of bridges while the
harvested crop is being transported to its first place of storage (up to 50 miles)
How much coverage is there for Fire Department Service Charges on a *Crop/Hail* policy? -
Correct Answers -$250.00
In a *Crop/Hail* policy, if crops are damaged to the point replanting is necessary and possible,
how much will the Insurer reimburse? - Correct Answers -The actual cost of replanting the crop,
up to 20% of the insurance on the crop
In a *Crop/Hail* policy, how long does an Insured have to replant? - Correct Answers -Up to 25
days
