How to Get an SBA Loan — Curriculum
HOW TO GET AN SBA LOAN
Curriculum
Self-Paced Course: 10 Modules, 5 Stage Readiness Gates, Hands-On Exercises, Knowledge Checks
Note: Card terms, rewards rates, and tier requirements may change. Verify current offers directly with the issuer
before applying.
Bundle 4: The SBA Accelerator
© 2026 Darrell E. Brown Jr. All rights reserved.
March 2026
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 1
, How to Get an SBA Loan — Curriculum
HOW TO GET AN SBA LOAN
CURRICULUM
Self-Paced Course \| 10 Modules \| 5 Stage Readiness Gates
Hands-On Exercises \| Knowledge Checks \| Completion Milestones
Business and Finance Subject
Required Materials:
How to Get an SBA Loan --- Study Guide
How to Get an SBA Loan --- Implementation Plan
How to Get an SBA Loan --- Standard Operating Procedures
*Your Business Model Study Guide (Freeway Logistics or Community Group Home)*
Your Business Model Master Tracker (spreadsheet)
How This Curriculum Works
This curriculum is self-paced with 10 modules across 5 stages. It sequences the SBA Loan
Study Guide, Implementation Plan, and SOP into a structured learning path. It is designed to
work alongside EITHER business model curriculum (Freeway Logistics or Community Group
Home) --- the SBA loan process is the same regardless of what business you are starting.
Hands-On Exercises (orange boxes) --- practical tasks: pull your credit, calculate your equity
injection, draft sections of your business plan, practice your lender pitch, and execute SOPs.
Knowledge Checks (green boxes) --- self-assessment questions testing SBA concepts,
contingency requirements, and process steps. Answers in parentheses.
Readiness Gates (purple boxes) --- stage checkpoints. ALL criteria must be met before
advancing. Submitting an SBA application before you are ready is the most common and most
avoidable mistake.
Stage Modules Count Readiness Gate
Modules 1--4: Credit +
1 Pre-Qualification
680+ Score + All 4 10% Seasoned + Clean
Contingencies
Contingencies
2 Plan & Document Modules 5--7: Business
3 Complete Business Plan +
Assembly Full Document Package
Module 8: Lender Chosen
3 Selection & Submission 1 Application Submitted to
Lender
Module 9: Underwriting &
4 Approval Satisfied Commitment Letter
1 Received + Conditions
Module 10: Funding &
Funds Deployed +
5 Deployment Active + Business 1
Autopay
Launched
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 2
, How to Get an SBA Loan — Curriculum
HOW THIS CURRICULUM CONNECTS TO YOUR BUSINESS MODEL
This SBA Loan curriculum runs IN PARALLEL with your business model
curriculum (Freeway Logistics or Community Group Home).
Your business model curriculum teaches you Phase 0 (save $10K, build
credit, learn the business). This SBA curriculum picks up where Phase
0 ends.
The $10K you saved in Phase 0 becomes your 10% equity injection for
the SBA loan.
The 720+ score you built in Phase 0 qualifies you for the best SBA
loan terms.
The SBA loan funds Phase 1 of your business: trucks, property,
equipment, working capital.
After the loan is funded, you execute your business model's
Implementation Plan (Phase 1+) using the SBA loan proceeds.
Stage 1: Pre-Qualification Contingencies (Modules 1--4)
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 3
HOW TO GET AN SBA LOAN
Curriculum
Self-Paced Course: 10 Modules, 5 Stage Readiness Gates, Hands-On Exercises, Knowledge Checks
Note: Card terms, rewards rates, and tier requirements may change. Verify current offers directly with the issuer
before applying.
Bundle 4: The SBA Accelerator
© 2026 Darrell E. Brown Jr. All rights reserved.
March 2026
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 1
, How to Get an SBA Loan — Curriculum
HOW TO GET AN SBA LOAN
CURRICULUM
Self-Paced Course \| 10 Modules \| 5 Stage Readiness Gates
Hands-On Exercises \| Knowledge Checks \| Completion Milestones
Business and Finance Subject
Required Materials:
How to Get an SBA Loan --- Study Guide
How to Get an SBA Loan --- Implementation Plan
How to Get an SBA Loan --- Standard Operating Procedures
*Your Business Model Study Guide (Freeway Logistics or Community Group Home)*
Your Business Model Master Tracker (spreadsheet)
How This Curriculum Works
This curriculum is self-paced with 10 modules across 5 stages. It sequences the SBA Loan
Study Guide, Implementation Plan, and SOP into a structured learning path. It is designed to
work alongside EITHER business model curriculum (Freeway Logistics or Community Group
Home) --- the SBA loan process is the same regardless of what business you are starting.
Hands-On Exercises (orange boxes) --- practical tasks: pull your credit, calculate your equity
injection, draft sections of your business plan, practice your lender pitch, and execute SOPs.
Knowledge Checks (green boxes) --- self-assessment questions testing SBA concepts,
contingency requirements, and process steps. Answers in parentheses.
Readiness Gates (purple boxes) --- stage checkpoints. ALL criteria must be met before
advancing. Submitting an SBA application before you are ready is the most common and most
avoidable mistake.
Stage Modules Count Readiness Gate
Modules 1--4: Credit +
1 Pre-Qualification
680+ Score + All 4 10% Seasoned + Clean
Contingencies
Contingencies
2 Plan & Document Modules 5--7: Business
3 Complete Business Plan +
Assembly Full Document Package
Module 8: Lender Chosen
3 Selection & Submission 1 Application Submitted to
Lender
Module 9: Underwriting &
4 Approval Satisfied Commitment Letter
1 Received + Conditions
Module 10: Funding &
Funds Deployed +
5 Deployment Active + Business 1
Autopay
Launched
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 2
, How to Get an SBA Loan — Curriculum
HOW THIS CURRICULUM CONNECTS TO YOUR BUSINESS MODEL
This SBA Loan curriculum runs IN PARALLEL with your business model
curriculum (Freeway Logistics or Community Group Home).
Your business model curriculum teaches you Phase 0 (save $10K, build
credit, learn the business). This SBA curriculum picks up where Phase
0 ends.
The $10K you saved in Phase 0 becomes your 10% equity injection for
the SBA loan.
The 720+ score you built in Phase 0 qualifies you for the best SBA
loan terms.
The SBA loan funds Phase 1 of your business: trucks, property,
equipment, working capital.
After the loan is funded, you execute your business model's
Implementation Plan (Phase 1+) using the SBA loan proceeds.
Stage 1: Pre-Qualification Contingencies (Modules 1--4)
© 2026 Darrell E. Brown Jr. All rights reserved. | Page 3
