TX General Lines - Property and
Casualty (Law and Regulations) EXAM
Questions Answered Correctly (Qs) 2026
update
Licensing Purpose - CORRECT ANSWERS For the protection of the public of this state.
Individuals must satisfy the following to be eligible to get a license: - CORRECT ANSWERS -18
years of age or older
-Resident of state
-Passed exam and pay fees
-Filed application and submitted a fingerprint card
-Not license for the purpose of selling to themselves, family, or employees
Refuse to issue any license if: - CORRECT ANSWERS -Material misrepresentation or fraud in
application
-Record of dishonesty or misappropriation of customer funds
-Is incompetent or lacks moral turpitude
-Record of suspension or revocation in other jurisdiction
-Convicted of felony
Types of licenses: - CORRECT ANSWERS -Agent
-Adjuster
-Surplus Lines Broker
-Managing General Agent
-Non-resident Agent
-Temporary
, -Conditional
Agent - CORRECT ANSWERS An individual or business entity authorized by and insurer to
solicit applications or to negotiate insurance on its behalf.
Agents represent - CORRECT ANSWERS the insurer, not the insured
Adjuster - CORRECT ANSWERS Any person who adjusts, investigates or negotiates
settlement of claims arising under insurance contracts on behalf of the insurer or the insured.
To be licensed as an adjuster: - CORRECT ANSWERS -Must be at least 18 years old
-Pass Texas Adjuster's examination
Surplus Lines Broker - CORRECT ANSWERS Any person who, as independent contractor,
procures insurance on behalf of clients wth Surplus Lines insurers such as Lloyds of London.
To obtain Surplus Lines Broker license: - CORRECT ANSWERS -First hold a Property and
Casualty Agent license
Managing General Agent - CORRECT ANSWERS A full time person who is responsible for
recruiting and training a local insurance sales staff for either a L&H or P&C
Non-resident Agent - CORRECT ANSWERS Who do not have either a principal residence or
place of business here. Can only have one.
Temporary License - CORRECT ANSWERS Commissioner may issue a temporary resident
agents license without examination.
Casualty (Law and Regulations) EXAM
Questions Answered Correctly (Qs) 2026
update
Licensing Purpose - CORRECT ANSWERS For the protection of the public of this state.
Individuals must satisfy the following to be eligible to get a license: - CORRECT ANSWERS -18
years of age or older
-Resident of state
-Passed exam and pay fees
-Filed application and submitted a fingerprint card
-Not license for the purpose of selling to themselves, family, or employees
Refuse to issue any license if: - CORRECT ANSWERS -Material misrepresentation or fraud in
application
-Record of dishonesty or misappropriation of customer funds
-Is incompetent or lacks moral turpitude
-Record of suspension or revocation in other jurisdiction
-Convicted of felony
Types of licenses: - CORRECT ANSWERS -Agent
-Adjuster
-Surplus Lines Broker
-Managing General Agent
-Non-resident Agent
-Temporary
, -Conditional
Agent - CORRECT ANSWERS An individual or business entity authorized by and insurer to
solicit applications or to negotiate insurance on its behalf.
Agents represent - CORRECT ANSWERS the insurer, not the insured
Adjuster - CORRECT ANSWERS Any person who adjusts, investigates or negotiates
settlement of claims arising under insurance contracts on behalf of the insurer or the insured.
To be licensed as an adjuster: - CORRECT ANSWERS -Must be at least 18 years old
-Pass Texas Adjuster's examination
Surplus Lines Broker - CORRECT ANSWERS Any person who, as independent contractor,
procures insurance on behalf of clients wth Surplus Lines insurers such as Lloyds of London.
To obtain Surplus Lines Broker license: - CORRECT ANSWERS -First hold a Property and
Casualty Agent license
Managing General Agent - CORRECT ANSWERS A full time person who is responsible for
recruiting and training a local insurance sales staff for either a L&H or P&C
Non-resident Agent - CORRECT ANSWERS Who do not have either a principal residence or
place of business here. Can only have one.
Temporary License - CORRECT ANSWERS Commissioner may issue a temporary resident
agents license without examination.
