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NC Medicare Supplement & Long Term Care Insurance
Licensing Exam 2026 Actual Complete Real Verified
Exam Questions And Correct Answers (Verified
Answers) | Already Graded A+||Newest Exam!!!
Which of the following is not a requirement for long-term
care plans?
A. The individual must be unable to perform at least two
ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical
expenses or services covered by Medicare. - Answer-C.
Policies must accrue cash value.
Which entity handles claims from hospitals, skilled nursing
facilities, home health agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
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D. Utilization Review Committee - Answer-B. Intermediary
What is the term for private organizations that administer
Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - Answer-A. Carriers
All of the following are requirements for long-term care
and medigap policy except:
A. The agent must provide the applicant with a notice
regarding replacement
B. The notice regarding replacement must contain the free
look period
C. The notice regarding replacement explains the
replacing coverage in comparison to the existing coverage
D. A 60-day free look period must be provided - Answer-D.
A 60-day free look period must be provided.
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Which of the following is not an optional benefit provided
by long-term care policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - Answer-D.
Guaranteed renewable or noncancelable
An individual who is not eligible for premium-free Medicare
Part A coverage may apply for coverage during which of
the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period - Answer-A. All of the above
Medicare makes what payment for services in which
another payer may be responsible:
A. Conditional payment
NC Medicare Supplement & Long Term Care Insurance
Licensing Exam 2026 Actual Complete Real Verified
Exam Questions And Correct Answers (Verified
Answers) | Already Graded A+||Newest Exam!!!
Which of the following is not a requirement for long-term
care plans?
A. The individual must be unable to perform at least two
ADLs
B. Inflation protection must be provided
C. Policies must accrue cash value
D. Coveraged cannot reimburse insureds for medical
expenses or services covered by Medicare. - Answer-C.
Policies must accrue cash value.
Which entity handles claims from hospitals, skilled nursing
facilities, home health agencies and hospices?
A. Carrier
B. Intermediary
C. Quality Improvement Organization
,2|Page
D. Utilization Review Committee - Answer-B. Intermediary
What is the term for private organizations that administer
Medicare Part B benefits?
A. Carriers
B. Medical Providers
C. Intermediaries
D. Peer review organizations - Answer-A. Carriers
All of the following are requirements for long-term care
and medigap policy except:
A. The agent must provide the applicant with a notice
regarding replacement
B. The notice regarding replacement must contain the free
look period
C. The notice regarding replacement explains the
replacing coverage in comparison to the existing coverage
D. A 60-day free look period must be provided - Answer-D.
A 60-day free look period must be provided.
, 3|Page
Which of the following is not an optional benefit provided
by long-term care policies?
A. Inflation protection
B. Guaranteed insurability
C. Nonforfeiture options
D. Guaranteed renewable or noncancelable - Answer-D.
Guaranteed renewable or noncancelable
An individual who is not eligible for premium-free Medicare
Part A coverage may apply for coverage during which of
the following enrollment periods?
A. All of the above
B. Initial enrollment period
C. General enrollment period
D. Special enrollment period - Answer-A. All of the above
Medicare makes what payment for services in which
another payer may be responsible:
A. Conditional payment
