CFM Exam Study Guide with Complete Solutions.
Riverine, Coastal, and Shallow Flooding correct answers What are the three most common types
of flooding?
Flash Flooding correct answers Which type of flooding has accounted for the most flood-related
deaths?
Meander correct answers A curve or turn in a river channel?
Storm Surge correct answers What is the major cause in coastal flooding?
Underwater earthquakes or volcanoes correct answers What causes a tsunami?
1. Closed Basin Lakes
2. Uncertain flow paths
3. Dam breaks
4. Ice jams
5. Mudflows correct answers List the five types of special flood hazards covered in FEMA 480.
Recreational benefits, scientific and historical benefits, Ecosystem benefits, and they protect
communities from flooding. correct answers List three benefits that a floodplain contributes to
your community
1. Development alters the floodplain and the dynamics of the flooding
2. Buildings and infrastructure are damaged by periodic flooding correct answers What two
problems result from floodplain development?
It can accelerate flooding on properties at the end of the wall correct answers What is one of the
problems with constructing seawalls to protect buildings from flooding or erosion?
1. Hydrodynamic forces
2. Hydrostatic forces
3. Soaking
4. Debris impact
5. Sediment and contaminants correct answers What are the 5 main causes of flood damage?
3 correct answers Standing water as little as _____ feet deep can collapse the walls of a frame
house.
Disruption of public utilities, Electrocution, contamination of water supplies, fire, dirty ponds,
mold, contaminated air ducts, mental health problems correct answers What are some of the
safety and health hazards that accompany floods?
Structural flood control projects correct answers Prior to the 1960's what was the primary way to
reduce flood losses?
,A decision-making process that aims to achieve the wise use of the nations floodplains. correct
answers What is the unified national program for floodplain managements definition of
floodplain management?
1. To reduce the loss of life, disruption, and damage caused by floods
2. To preserve and restore the natural resources and functions of floodplains correct answers
What are the two primary goals of floodplain management?
1. Hilly areas with steep slopes and narrow valleys
2. Urban areas with large amounts of impervious surfaces and storm sewers
3. Areas downstream of dams or subject to ice jams correct answers What areas are conducive to
flash flooding?
No. Riverine erosion can move stream channels and undercut structures. correct answers Is
erosion only a threat in coastal areas?
Where storm water runoff collects in depressions and cannot drain out. correct answers What is
ponding?
Filling reduces the floodplains ability to store excess water, sending more water downstream and
causing floods to rise to higher levels. correct answers What does filling in a floodplain do?
Yes, it may remove a natural barrier that protects inland properties correct answers Does moving
sand and sand dunes affect flooding?
Moving, Standing correct answers Hydrodynamic forces are caused by _____ water and
hydrostatic forces are caused by ____ water.
Wood, gypsum board, furniture and upholstery, carpeting, mattresses, books, electrical
appliances, gas engines correct answers List three materials or house hold items that are
particularly susceptible to flood damage by soaking.
1. Regulations to prohibit development in high-hazard areas
2. Building codes requiring flood resistant construction for new buildings in flood prone areas
3. Acquisition and relocation of buildings in high hazard areas
4. Modifying or retrofitting existing buildings
5. Installing flood warning systems
6. Controlling storm water runoff
7. Provide self-help advice to property owners correct answers What are examples of non-
structural flood protection measures
1. Modify human susceptibility to flood damage
2. Modify the impact of flooding
3. Modify flooding itself
, 4. Preserve and restore natural resources correct answers What are the Unified National Program
for Floodplain Managements four main floodplain management strategies?
The National Flood Insurance Act created the National Flood Insurance Program to:
1. Transfer the costs of private property flood losses from the taxpayers to floodplain property
owners through the flood insurance premiums.
2. Provide residents and property owners with financial aid after floods, especially smaller floods
that do not warrant federal disaster aid.
3. Guide development away from flood hazard areas.
4. Require that new and substantially improved buildings be constructed in ways that would
minimize or prevent damage in a flood. correct answers What are the objectives of the NFIP?
1. Mapping
2. Insurance
3. Regulations correct answers What are the three basic parts of the NFIP?
1. Communities, states amd federal agencies for regulating new floodprone construction
2. Insurance agents use them when rating flood insurance policies
3. Lenders and federal agencies use them to determine when flood insurance must be purchased
as a condition of a loan correct answers Who uses NFIP maps?
Over time, exposure to flood damage should be reduced, as the older pre-firm buildings are
replaced by post-firm buildings. Eventually, a community should have only post-firm buildings
subject to little or no flood damage. correct answers What should happen to buildings in NFIP
communities over time?
They vary from state to state, but can include cities, towns, villlages, townships, counties,
parishes, special districts, states and indian nations with the statutory authority to enact and
enforce regulations. correct answers What type of governmental bodies are considered to be
communities by the NFIP?
The ten regional offices. correct answers Which FEMA office works directly with communities?
An arrangement whereby private insurance companies write and service NFIP flood insurance
policies under their own name correct answers What is the Write Your Own program?
1. A resolution of intent to "maintain in force...adequate land use and control measures" and to
cooperate with FEMA.
2. Its adopted floodplain management ordinance correct answers When a community applies to
join the NFIP, what must it submit?
Riverine, Coastal, and Shallow Flooding correct answers What are the three most common types
of flooding?
Flash Flooding correct answers Which type of flooding has accounted for the most flood-related
deaths?
Meander correct answers A curve or turn in a river channel?
Storm Surge correct answers What is the major cause in coastal flooding?
Underwater earthquakes or volcanoes correct answers What causes a tsunami?
1. Closed Basin Lakes
2. Uncertain flow paths
3. Dam breaks
4. Ice jams
5. Mudflows correct answers List the five types of special flood hazards covered in FEMA 480.
Recreational benefits, scientific and historical benefits, Ecosystem benefits, and they protect
communities from flooding. correct answers List three benefits that a floodplain contributes to
your community
1. Development alters the floodplain and the dynamics of the flooding
2. Buildings and infrastructure are damaged by periodic flooding correct answers What two
problems result from floodplain development?
It can accelerate flooding on properties at the end of the wall correct answers What is one of the
problems with constructing seawalls to protect buildings from flooding or erosion?
1. Hydrodynamic forces
2. Hydrostatic forces
3. Soaking
4. Debris impact
5. Sediment and contaminants correct answers What are the 5 main causes of flood damage?
3 correct answers Standing water as little as _____ feet deep can collapse the walls of a frame
house.
Disruption of public utilities, Electrocution, contamination of water supplies, fire, dirty ponds,
mold, contaminated air ducts, mental health problems correct answers What are some of the
safety and health hazards that accompany floods?
Structural flood control projects correct answers Prior to the 1960's what was the primary way to
reduce flood losses?
,A decision-making process that aims to achieve the wise use of the nations floodplains. correct
answers What is the unified national program for floodplain managements definition of
floodplain management?
1. To reduce the loss of life, disruption, and damage caused by floods
2. To preserve and restore the natural resources and functions of floodplains correct answers
What are the two primary goals of floodplain management?
1. Hilly areas with steep slopes and narrow valleys
2. Urban areas with large amounts of impervious surfaces and storm sewers
3. Areas downstream of dams or subject to ice jams correct answers What areas are conducive to
flash flooding?
No. Riverine erosion can move stream channels and undercut structures. correct answers Is
erosion only a threat in coastal areas?
Where storm water runoff collects in depressions and cannot drain out. correct answers What is
ponding?
Filling reduces the floodplains ability to store excess water, sending more water downstream and
causing floods to rise to higher levels. correct answers What does filling in a floodplain do?
Yes, it may remove a natural barrier that protects inland properties correct answers Does moving
sand and sand dunes affect flooding?
Moving, Standing correct answers Hydrodynamic forces are caused by _____ water and
hydrostatic forces are caused by ____ water.
Wood, gypsum board, furniture and upholstery, carpeting, mattresses, books, electrical
appliances, gas engines correct answers List three materials or house hold items that are
particularly susceptible to flood damage by soaking.
1. Regulations to prohibit development in high-hazard areas
2. Building codes requiring flood resistant construction for new buildings in flood prone areas
3. Acquisition and relocation of buildings in high hazard areas
4. Modifying or retrofitting existing buildings
5. Installing flood warning systems
6. Controlling storm water runoff
7. Provide self-help advice to property owners correct answers What are examples of non-
structural flood protection measures
1. Modify human susceptibility to flood damage
2. Modify the impact of flooding
3. Modify flooding itself
, 4. Preserve and restore natural resources correct answers What are the Unified National Program
for Floodplain Managements four main floodplain management strategies?
The National Flood Insurance Act created the National Flood Insurance Program to:
1. Transfer the costs of private property flood losses from the taxpayers to floodplain property
owners through the flood insurance premiums.
2. Provide residents and property owners with financial aid after floods, especially smaller floods
that do not warrant federal disaster aid.
3. Guide development away from flood hazard areas.
4. Require that new and substantially improved buildings be constructed in ways that would
minimize or prevent damage in a flood. correct answers What are the objectives of the NFIP?
1. Mapping
2. Insurance
3. Regulations correct answers What are the three basic parts of the NFIP?
1. Communities, states amd federal agencies for regulating new floodprone construction
2. Insurance agents use them when rating flood insurance policies
3. Lenders and federal agencies use them to determine when flood insurance must be purchased
as a condition of a loan correct answers Who uses NFIP maps?
Over time, exposure to flood damage should be reduced, as the older pre-firm buildings are
replaced by post-firm buildings. Eventually, a community should have only post-firm buildings
subject to little or no flood damage. correct answers What should happen to buildings in NFIP
communities over time?
They vary from state to state, but can include cities, towns, villlages, townships, counties,
parishes, special districts, states and indian nations with the statutory authority to enact and
enforce regulations. correct answers What type of governmental bodies are considered to be
communities by the NFIP?
The ten regional offices. correct answers Which FEMA office works directly with communities?
An arrangement whereby private insurance companies write and service NFIP flood insurance
policies under their own name correct answers What is the Write Your Own program?
1. A resolution of intent to "maintain in force...adequate land use and control measures" and to
cooperate with FEMA.
2. Its adopted floodplain management ordinance correct answers When a community applies to
join the NFIP, what must it submit?
