North Carolina Medicare Supplement And Long-Term Care Practice Exam

North Carolina Medicare Supplement And
Long-Term Care Practice Exam

North Carolina Medicare Supplement And
Long-Term Care Practice Exam With 300
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A patient who has end-stage renal disease enrolled in Medicare on July 1 and started
received dialysis treatments at the same time. The Medicare coverage for the dialysis
treatment will begin on

August 1.
October 1.
January 1. July
1.
October 1.




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North Carolina Medicare Supplement And Long-Term Care Practice Exam

, North Carolina Medicare Supplement And
Long-Term Care Practice Exam

Medicare begins the fourth month of receiving dialysis treatments if the insured is enrolled
in Medicare because of ESRD.




Medicare Supplement business was transferred from one issuer to another. What is this
action called?

Subrogation
Replacement
Cancellation and renewal
Discontinuance


Discontinuance
The sale or transfer of a Medicare Supplement business to another issuer is considered a
discontinuance.


How long is an open enrollment period for Medicare supplement policies?

6 months
1 year
30 days
90 days




6 months
An open enrollment period is a 6-month period that guarantees the applicants the right to
buy Medigap once they first sign up for Medicare Part B.




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North Carolina Medicare Supplement And Long-Term Care Practice Exam

, North Carolina Medicare Supplement And
Long-Term Care Practice Exam

Occasional visits by which of the following medical professionals will NOT be covered under
LTC's home health care?

Community-based organization professionals
Attending physician
Registered nurses
Licensed practical nurses


Attending physician
Home health care is care provided in one’s home and could include occasional visits to the
person’s home by registered nurses, licensed practical nurses, licensed vocational nurses, or
community-based organizations like hospice. Home health care might include physical
therapy and some custodial care such as meal preparations.




When a patient is in a facility receiving care at the Medicaid rate and has limited resources,
the patient's income must be

More than the cost of care at the facility.
The same as the cost of care at the facility.
Below the income limits established by the Social Security Administration.
Less than the cost of care at the facility.




Less than the cost of care at the facility.
Medicaid pays for medically necessary nursing home care for patients in skilled or
intermediate care nursing homes or in intermediate care facilities for the mentally retarded.
The patient's income must be less than the cost of care in the facility at the Medicaid rate,
and there is a limit on resources.


Home Health Care is


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North Carolina Medicare Supplement And Long-Term Care Practice Exam

, North Carolina Medicare Supplement And
Long-Term Care Practice Exam

Full time.
Conditioned upon the payment of a deductible amount.
Primarily Custodial care given at the patient's home.
Primarily skilled care.




Primarily skilled care.
Home health care is acute care for the treatment of an illness or injury. It is intermittent (and
not full-time) skilled nursing care, physical therapy or speech language pathology services.
Home health care does not pay for the activities of daily living such as transfer, bathing,
eating, and dressing. There is no deductible for home health care.




#1. Insurers are prohibited from selling Medicare supplement (Medigab) policies to individual
enrolled under Medicare

a) Part A.
b) Part B.
c) Part C.
d) Part D.




c) Part C.
Persons who have enrolled in Medicare Part C (Medicare Advantage) do not need a
Medicare Supplement policy as MA, in effect, is Medicare and Medicare supplement
combined into a single program.


The Medicare Part A daily copayment for the first 60 days of a hospital stay is




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North Carolina Medicare Supplement And Long-Term Care Practice Exam