1
CMCA EXAM Actual Exam 2026/2027 Real Exam
Questions and Correct Answers | Verified Answers A Grade
Brand New Version Complete Certified Manager of
Community Associations Exam Prep with CMCA Practice
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SECTION 1: ASSOCIATION GOVERNANCE (Questions 1-20)
Q1: A homeowner in an HOA wants to address the board about a proposed special assessment at
the next board meeting. According to standard parliamentary procedure, how should this be
handled?
A. The homeowner can speak at any time during the meeting
B. The homeowner should be added to the agenda and allowed to speak during the designated
homeowner forum. [CORRECT]
C. Homeowners are not permitted to speak at board meetings
D. The homeowner must submit their concerns in writing only
Correct Answer: B Rationale: Board meetings typically include a designated period for
homeowner comments, and homeowners should be added to the agenda to speak during that time
(B). Speaking at any time (A) disrupts meeting order. Homeowners are generally permitted to
speak at board meetings (C) is incorrect. Written submissions (D) may be accepted but do not
replace the opportunity to speak at meetings.
Q2: In the hierarchy of governing documents for a community association, which document
typically takes precedence over all others?
A. Bylaws
B. Articles of Incorporation
C. Declaration/CC&Rs [CORRECT]
D. Rules and Regulations
Correct Answer: C Rationale: The Declaration or CC&Rs (Covenants, Conditions, and
Restrictions) typically hold the highest authority in the document hierarchy as they are recorded
,2
with the county and establish the basic structure and obligations. Bylaws (A) govern internal
operations, Articles of Incorporation (B) establish the corporation, and Rules and Regulations
(D) are subordinate and cannot conflict with higher documents.
Q3: A board member is found to have a financial interest in a landscaping company bidding for a
contract with the association. What is the proper course of action under fiduciary duty principles?
A. The board member may vote on the contract as long as they disclose their interest
B. The board member must disclose the conflict and abstain from voting [CORRECT]
C. The board member should resign from the board immediately
D. The board member may participate in discussion but not vote
Correct Answer: B Rationale: The duty of loyalty requires board members to avoid conflicts of
interest. The proper procedure is full disclosure of the conflict and complete abstention from
voting (B). Voting after disclosure (A) violates fiduciary duty. Immediate resignation (C) is
unnecessary unless the conflict is ongoing and unmanageable. Participating in discussion (D)
may still improperly influence the decision.
Q4: At an annual meeting, the association's bylaws require a quorum of 20% of the voting
membership. If the association has 200 units, how many votes must be represented to establish a
quorum?
A. 20 members
B. 30 members
C. 40 members [CORRECT]
D. 50 members
Correct Answer: C Rationale: A quorum is calculated as 20% of 200 units, which equals 40
members (C). Twenty members (A) represents only 10%, thirty members (B) represents 15%,
and fifty members (D) represents 25%. Without a quorum, the meeting cannot conduct official
business.
Q5: Under Robert's Rules of Order, what is the proper motion to end debate and bring an
immediate vote on the pending question?
A. Motion to table
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B. Motion to postpone indefinitely
C. Motion for the previous question [CORRECT]
D. Motion to recess
Correct Answer: C Rationale: The motion for the previous question (C) is the proper device to
close debate and proceed immediately to voting. A motion to table (A) kills the motion without a
vote on its merits. Postponing indefinitely (B) is a motion to reject, and a motion to recess (D)
temporarily suspends the meeting without addressing the pending question.
Q6: A condominium association's board wants to amend the declaration to change the pet policy
from allowing two pets to allowing only one pet per unit. What is typically required for such an
amendment?
A. Simple majority vote of the board of directors
B. Majority vote of members present at a meeting
C. Supermajority vote of the entire membership (often 67% or as specified in documents)
[CORRECT]
D. Approval by the property management company
Correct Answer: C Rationale: Amending declaration documents typically requires a
supermajority vote of the entire membership, commonly two-thirds (67%) or as specifically
outlined in the governing documents (C). Board vote alone (A) is insufficient for document
amendments. Majority of those present (B) is inadequate for such significant changes, and
management companies (D) have no voting authority.
Q7: Which officer position is typically responsible for certifying and maintaining official
association records, including meeting minutes and correspondence?
A. President
B. Vice President
C. Secretary [CORRECT]
D. Treasurer
Correct Answer: C Rationale: The Secretary (C) is responsible for maintaining official records,
taking minutes, and handling correspondence. The President (A) presides over meetings and
represents the association. The Vice President (B) acts in the President's absence. The Treasurer
(D) manages financial records and reporting, not general corporate records.
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Q8: A homeowner requests to review the association's financial records. Under most state laws
and governing documents, how must the association respond?
A. Deny the request as financial records are confidential
B. Provide access within a reasonable time period, typically 10-30 days [CORRECT]
C. Provide records only after the homeowner pays a $500 inspection fee
D. Refer the homeowner to the CPA who conducted the audit
Correct Answer: B Rationale: Members generally have the right to inspect association records,
and the association must provide access within a reasonable timeframe, typically 10-30 days
depending on state law (B). Financial records are not confidential from members (A). Inspection
fees must be reasonable, not prohibitive (C). While CPA reports may be available, the association
must provide direct access (D).
Q9: During a board meeting, a director makes a motion that violates the association's CC&Rs.
What should the president do?
A. Allow the motion to proceed to a vote since the board can override the CC&Rs
B. Rule the motion out of order and explain the conflict with governing documents
[CORRECT]
C. Table the motion indefinitely without explanation
D. Put the motion to a vote but recommend members vote against it
Correct Answer: B Rationale: The presiding officer has a duty to rule motions out of order
when they conflict with governing documents (B). The board cannot override CC&Rs (A).
Tabling without explanation (C) violates transparency principles. Putting an improper motion to
a vote (D) wastes time and may create liability if passed.
Q10: What is the primary purpose of a board resolution as opposed to a motion passed during a
meeting?
A. Resolutions are required for all board decisions
B. Resolutions formally document significant policy decisions or actions for the official record
[CORRECT]
C. Resolutions have more legal weight than motions
CMCA EXAM Actual Exam 2026/2027 Real Exam
Questions and Correct Answers | Verified Answers A Grade
Brand New Version Complete Certified Manager of
Community Associations Exam Prep with CMCA Practice
Test Pass Guaranteed - A+ Graded
SECTION 1: ASSOCIATION GOVERNANCE (Questions 1-20)
Q1: A homeowner in an HOA wants to address the board about a proposed special assessment at
the next board meeting. According to standard parliamentary procedure, how should this be
handled?
A. The homeowner can speak at any time during the meeting
B. The homeowner should be added to the agenda and allowed to speak during the designated
homeowner forum. [CORRECT]
C. Homeowners are not permitted to speak at board meetings
D. The homeowner must submit their concerns in writing only
Correct Answer: B Rationale: Board meetings typically include a designated period for
homeowner comments, and homeowners should be added to the agenda to speak during that time
(B). Speaking at any time (A) disrupts meeting order. Homeowners are generally permitted to
speak at board meetings (C) is incorrect. Written submissions (D) may be accepted but do not
replace the opportunity to speak at meetings.
Q2: In the hierarchy of governing documents for a community association, which document
typically takes precedence over all others?
A. Bylaws
B. Articles of Incorporation
C. Declaration/CC&Rs [CORRECT]
D. Rules and Regulations
Correct Answer: C Rationale: The Declaration or CC&Rs (Covenants, Conditions, and
Restrictions) typically hold the highest authority in the document hierarchy as they are recorded
,2
with the county and establish the basic structure and obligations. Bylaws (A) govern internal
operations, Articles of Incorporation (B) establish the corporation, and Rules and Regulations
(D) are subordinate and cannot conflict with higher documents.
Q3: A board member is found to have a financial interest in a landscaping company bidding for a
contract with the association. What is the proper course of action under fiduciary duty principles?
A. The board member may vote on the contract as long as they disclose their interest
B. The board member must disclose the conflict and abstain from voting [CORRECT]
C. The board member should resign from the board immediately
D. The board member may participate in discussion but not vote
Correct Answer: B Rationale: The duty of loyalty requires board members to avoid conflicts of
interest. The proper procedure is full disclosure of the conflict and complete abstention from
voting (B). Voting after disclosure (A) violates fiduciary duty. Immediate resignation (C) is
unnecessary unless the conflict is ongoing and unmanageable. Participating in discussion (D)
may still improperly influence the decision.
Q4: At an annual meeting, the association's bylaws require a quorum of 20% of the voting
membership. If the association has 200 units, how many votes must be represented to establish a
quorum?
A. 20 members
B. 30 members
C. 40 members [CORRECT]
D. 50 members
Correct Answer: C Rationale: A quorum is calculated as 20% of 200 units, which equals 40
members (C). Twenty members (A) represents only 10%, thirty members (B) represents 15%,
and fifty members (D) represents 25%. Without a quorum, the meeting cannot conduct official
business.
Q5: Under Robert's Rules of Order, what is the proper motion to end debate and bring an
immediate vote on the pending question?
A. Motion to table
,3
B. Motion to postpone indefinitely
C. Motion for the previous question [CORRECT]
D. Motion to recess
Correct Answer: C Rationale: The motion for the previous question (C) is the proper device to
close debate and proceed immediately to voting. A motion to table (A) kills the motion without a
vote on its merits. Postponing indefinitely (B) is a motion to reject, and a motion to recess (D)
temporarily suspends the meeting without addressing the pending question.
Q6: A condominium association's board wants to amend the declaration to change the pet policy
from allowing two pets to allowing only one pet per unit. What is typically required for such an
amendment?
A. Simple majority vote of the board of directors
B. Majority vote of members present at a meeting
C. Supermajority vote of the entire membership (often 67% or as specified in documents)
[CORRECT]
D. Approval by the property management company
Correct Answer: C Rationale: Amending declaration documents typically requires a
supermajority vote of the entire membership, commonly two-thirds (67%) or as specifically
outlined in the governing documents (C). Board vote alone (A) is insufficient for document
amendments. Majority of those present (B) is inadequate for such significant changes, and
management companies (D) have no voting authority.
Q7: Which officer position is typically responsible for certifying and maintaining official
association records, including meeting minutes and correspondence?
A. President
B. Vice President
C. Secretary [CORRECT]
D. Treasurer
Correct Answer: C Rationale: The Secretary (C) is responsible for maintaining official records,
taking minutes, and handling correspondence. The President (A) presides over meetings and
represents the association. The Vice President (B) acts in the President's absence. The Treasurer
(D) manages financial records and reporting, not general corporate records.
, 4
Q8: A homeowner requests to review the association's financial records. Under most state laws
and governing documents, how must the association respond?
A. Deny the request as financial records are confidential
B. Provide access within a reasonable time period, typically 10-30 days [CORRECT]
C. Provide records only after the homeowner pays a $500 inspection fee
D. Refer the homeowner to the CPA who conducted the audit
Correct Answer: B Rationale: Members generally have the right to inspect association records,
and the association must provide access within a reasonable timeframe, typically 10-30 days
depending on state law (B). Financial records are not confidential from members (A). Inspection
fees must be reasonable, not prohibitive (C). While CPA reports may be available, the association
must provide direct access (D).
Q9: During a board meeting, a director makes a motion that violates the association's CC&Rs.
What should the president do?
A. Allow the motion to proceed to a vote since the board can override the CC&Rs
B. Rule the motion out of order and explain the conflict with governing documents
[CORRECT]
C. Table the motion indefinitely without explanation
D. Put the motion to a vote but recommend members vote against it
Correct Answer: B Rationale: The presiding officer has a duty to rule motions out of order
when they conflict with governing documents (B). The board cannot override CC&Rs (A).
Tabling without explanation (C) violates transparency principles. Putting an improper motion to
a vote (D) wastes time and may create liability if passed.
Q10: What is the primary purpose of a board resolution as opposed to a motion passed during a
meeting?
A. Resolutions are required for all board decisions
B. Resolutions formally document significant policy decisions or actions for the official record
[CORRECT]
C. Resolutions have more legal weight than motions
