P&C LICENSE EXAM - PRACTICE TEST EXAM
2026/2027|QUESTIONS AND CORRECT ANSWERS LATEST 02/09/2026
EXAM
P&C License Exam - Practice Test Exam
2026/2027|Questions and Correct Answers latest
exam (full verified) 100% solution
Who would be able to collect survivor and death benefits from WC in the event the covered injury
resulting in the death of an employee?
Spouse of Employee
Which type of crime best describes someone who waits until store personnel are preoccupied and
pockets merchandise while no one is looking and leaves without detection
Robbery
Not a common exclusion in a liability policy
damage caused by acts of civil disobedience and riots
The party who agrees to be responsible for loss in the case of a fidelity bond?
The Surety
An insured has transportation expenses coverage under part D of the personal auto policy when
involved in a collision. Coverage provides which of the following?
2/9/2026
Rental Reimbursement until claim is settled by insurance
1
, P&C LICENSE EXAM - PRACTICE TEST EXAM
2026/2027|QUESTIONS AND CORRECT ANSWERS LATEST 02/09/2026
EXAM
An insured operates an auto repair shop and has a garage coverage form with garagekeepers insurance
when an employee on a test drive with a customer's car is involved in a crash. How will the customer's
car be covered by the insured's policy?
The customer's car is covered for any physical damage while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to worker's
compensation laws, either as an employer or an employee?
A Crew member of an ocean going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion found under the
personal auto policy Part A liability coverage?
No
Does An auto not titled to an insured but available for regular use of named insured or family member
describe a non owned auto under the commercial auto policy symbol 9?
No
What best describes the CGL's general aggregate limit as it applies to the coverage parts of the CGL?
Coverage A, B, and C apply in sum and are the most that will be paid subject to the general aggregate
limit
Does Worker's Compensation benefits for loss of wages include replacement of a portion of lost wages?
2/9/2026
Yes
2
2026/2027|QUESTIONS AND CORRECT ANSWERS LATEST 02/09/2026
EXAM
P&C License Exam - Practice Test Exam
2026/2027|Questions and Correct Answers latest
exam (full verified) 100% solution
Who would be able to collect survivor and death benefits from WC in the event the covered injury
resulting in the death of an employee?
Spouse of Employee
Which type of crime best describes someone who waits until store personnel are preoccupied and
pockets merchandise while no one is looking and leaves without detection
Robbery
Not a common exclusion in a liability policy
damage caused by acts of civil disobedience and riots
The party who agrees to be responsible for loss in the case of a fidelity bond?
The Surety
An insured has transportation expenses coverage under part D of the personal auto policy when
involved in a collision. Coverage provides which of the following?
2/9/2026
Rental Reimbursement until claim is settled by insurance
1
, P&C LICENSE EXAM - PRACTICE TEST EXAM
2026/2027|QUESTIONS AND CORRECT ANSWERS LATEST 02/09/2026
EXAM
An insured operates an auto repair shop and has a garage coverage form with garagekeepers insurance
when an employee on a test drive with a customer's car is involved in a crash. How will the customer's
car be covered by the insured's policy?
The customer's car is covered for any physical damage while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to worker's
compensation laws, either as an employer or an employee?
A Crew member of an ocean going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion found under the
personal auto policy Part A liability coverage?
No
Does An auto not titled to an insured but available for regular use of named insured or family member
describe a non owned auto under the commercial auto policy symbol 9?
No
What best describes the CGL's general aggregate limit as it applies to the coverage parts of the CGL?
Coverage A, B, and C apply in sum and are the most that will be paid subject to the general aggregate
limit
Does Worker's Compensation benefits for loss of wages include replacement of a portion of lost wages?
2/9/2026
Yes
2
