LOUISIANA PROPERTY AND CASUALTY
INSURANCE COMPREHENSIVE TEST 2026
SOLVED QUESTIONS
◉ 10 hours. Answer: How many carryover hours are allowed for
each licensing period?
◉ any person 65 years of age and older AND who has at least 15
years of experience as a licensed producer. Answer: Continuing
education does not apply to whom?
◉ The Commissioner of Insurance. Answer: Who does the licensee
notify in his or her change of residence or business address?
◉ 10 days. Answer: How many days do you have to tell the
Commissioner of the change of address?
◉ 4 years. Answer: The Commissioner of Insurance is elected every
how many years?
◉ Chief Deputy Commissioner. Answer: Who is appointed by the
Commissioner as an assistance?
,◉ take over in the Commissioner's absence and assist him/her..
Answer: A Chief Deputy Commissioner's job is to:
◉ The Commissioner of Insurance. Answer: Who enforces and
administers the Louisiana Insurance Code (Title 22)?
◉ What is required for a certificate to be authorized by the
Commissioner of Insurance?. Answer: insurers are required to:
invest funds as required by law; post bond if required; present a
copy of an acceptance of trust by directors, an oath of office,
company by-laws, identity of company owners; appoint at least one
producer; have an agreement that company will abide by Insurance
Code.
◉ at least once every 5 years or as often as deemed necessary or
requested by the Louisiana Insurance Guaranty Association..
Answer: How many times does an insurer need to be audited by the
Commissioner of Insurance?
◉ Unfair Claims Settlement Practices. Answer: -Misrepresentation of
pertinent facts of a policy
-Failing to promptly acknowledge, settle a claim, or provide
reasonable explanation for denial.
-Delaying the investigation or payment of claims without just cause.
, -Attempting to settle a claim for less than the amount entitled in
insured's policy.
◉ Appointment. Answer: an insurance producer must be appointed
by an insurer in order to act as an authorized producer of that
insurer.
◉ Termination of Appointment. Answer: A list must be submitted
for the termination of licensed producers with a reason for
termination.
◉ 30 days. Answer: How many days does the Insurer notify the
Commissioner of termination of a producer when the reason does
not justify the denial, nonrenewal or revocation of a license?
◉ 15 days. Answer: How many days if the reason for violation of Fair
Trade Practices could justify the denial, nonrenewal or revocation of
the producer's license?
◉ 5 days. Answer: How many days to notify the Commissioner for
fraud?
◉ Commissioner has authority to make an examination of all
insurers, producers, and brokers licensed to do business in
INSURANCE COMPREHENSIVE TEST 2026
SOLVED QUESTIONS
◉ 10 hours. Answer: How many carryover hours are allowed for
each licensing period?
◉ any person 65 years of age and older AND who has at least 15
years of experience as a licensed producer. Answer: Continuing
education does not apply to whom?
◉ The Commissioner of Insurance. Answer: Who does the licensee
notify in his or her change of residence or business address?
◉ 10 days. Answer: How many days do you have to tell the
Commissioner of the change of address?
◉ 4 years. Answer: The Commissioner of Insurance is elected every
how many years?
◉ Chief Deputy Commissioner. Answer: Who is appointed by the
Commissioner as an assistance?
,◉ take over in the Commissioner's absence and assist him/her..
Answer: A Chief Deputy Commissioner's job is to:
◉ The Commissioner of Insurance. Answer: Who enforces and
administers the Louisiana Insurance Code (Title 22)?
◉ What is required for a certificate to be authorized by the
Commissioner of Insurance?. Answer: insurers are required to:
invest funds as required by law; post bond if required; present a
copy of an acceptance of trust by directors, an oath of office,
company by-laws, identity of company owners; appoint at least one
producer; have an agreement that company will abide by Insurance
Code.
◉ at least once every 5 years or as often as deemed necessary or
requested by the Louisiana Insurance Guaranty Association..
Answer: How many times does an insurer need to be audited by the
Commissioner of Insurance?
◉ Unfair Claims Settlement Practices. Answer: -Misrepresentation of
pertinent facts of a policy
-Failing to promptly acknowledge, settle a claim, or provide
reasonable explanation for denial.
-Delaying the investigation or payment of claims without just cause.
, -Attempting to settle a claim for less than the amount entitled in
insured's policy.
◉ Appointment. Answer: an insurance producer must be appointed
by an insurer in order to act as an authorized producer of that
insurer.
◉ Termination of Appointment. Answer: A list must be submitted
for the termination of licensed producers with a reason for
termination.
◉ 30 days. Answer: How many days does the Insurer notify the
Commissioner of termination of a producer when the reason does
not justify the denial, nonrenewal or revocation of a license?
◉ 15 days. Answer: How many days if the reason for violation of Fair
Trade Practices could justify the denial, nonrenewal or revocation of
the producer's license?
◉ 5 days. Answer: How many days to notify the Commissioner for
fraud?
◉ Commissioner has authority to make an examination of all
insurers, producers, and brokers licensed to do business in
