MHA 707 Exam D Study Guide Question and answers already
passed 2025/2026
1.What groups of-Unemployed,
Americans were-Employed with no ESI (employer-sponsored ins)
largely uninsured -Young employees
when the ACA-Those who didn't take ESI
was being con--Those who chose not to be insured
sidered?
2. Why didn't Each had its own stakeholder with invested interest in continuing
the ACA go to their role in the HC system. Allow many to purchase medicaid with
a single-payer means tested premium employers shift twd medicaid b/c it was
or an NHI
format? What cheaper than having private ins
was the
Public potion?
3. What were
the hoped
advan- tages Reduce increased care, expand rationing of care, costly exacerbation
of achiev- ing of health conditions, uncompensated care for providers (academic
expanded
coverage providers)
under the
ACA?
4. What features
of the ACA were
designed to in-
crease • Mandated that private health insurance plans meet minimum standards
coverage? What
are pre-ex- • Cannot discriminate against people with preexisting conditions
isting (guaranteed is- sue)
conditions and • Cannot impose lifetime and annual limits
guaranteed
issue? How on coverage Must extend dependent coverage
were they to age 26
Impacted by
ACA?
, MHA 707 Exam D Study Guide
Study online at https://quizlet.com/_e68o1p
5. What are pre-ex-
isting Made changing employer/insurance practical and more fair
conditions and Helped many who could not get insurance because of early life events
guaranteed
issue? Removed disincentives to practice "less-healthy"
lifestyles stop smoking, lose weight, etc.
Allowed people to "game the system" - buy insurance only when a health
6. What are problem arises and be uninsured (not pay premiums) otherwise.
Health
insurance ex- State-based health insurance exchange for individuals and small
changes? businesses to compare plans, apply for financial assistance, purchase
coverage
7. What is SHOP? Small Business Health Options Program Helped firms with 50 or less
employees to have insurance to cover them.
8. What was the Mandated that most citizens and legal residents have health insurance.
in- dividual
mandate and its distributes health care costs over people in poor health and good health
design? What (commu- nity rating)
happened to it?
9. How did ACA
aim to reduce
health care -Medicare fraud, excessive payment for prescription drugs, shift cost to
cost? the state (stronger federal partnership in Medicaid), series of HC reforms
10. What was the would save $349 billion by 2021 and $480 billion by 2023, $1 Trillion in
Center for the following decade
Medic- aid and
Medicare • Established to develop cost savings through health services
Innovation?
research that evalu- ates the ettectiveness and eflciency of health care
treatments (Like NICE in United Kingdom)
• Testing various payment and service delivery models to achieve
better care for patients, better health for communities, and lower
costs
, 11. Prevention and public health fund
Cuts in government spending (Dr. and hospital) and new revenues (tax
penalties)
passed 2025/2026
1.What groups of-Unemployed,
Americans were-Employed with no ESI (employer-sponsored ins)
largely uninsured -Young employees
when the ACA-Those who didn't take ESI
was being con--Those who chose not to be insured
sidered?
2. Why didn't Each had its own stakeholder with invested interest in continuing
the ACA go to their role in the HC system. Allow many to purchase medicaid with
a single-payer means tested premium employers shift twd medicaid b/c it was
or an NHI
format? What cheaper than having private ins
was the
Public potion?
3. What were
the hoped
advan- tages Reduce increased care, expand rationing of care, costly exacerbation
of achiev- ing of health conditions, uncompensated care for providers (academic
expanded
coverage providers)
under the
ACA?
4. What features
of the ACA were
designed to in-
crease • Mandated that private health insurance plans meet minimum standards
coverage? What
are pre-ex- • Cannot discriminate against people with preexisting conditions
isting (guaranteed is- sue)
conditions and • Cannot impose lifetime and annual limits
guaranteed
issue? How on coverage Must extend dependent coverage
were they to age 26
Impacted by
ACA?
, MHA 707 Exam D Study Guide
Study online at https://quizlet.com/_e68o1p
5. What are pre-ex-
isting Made changing employer/insurance practical and more fair
conditions and Helped many who could not get insurance because of early life events
guaranteed
issue? Removed disincentives to practice "less-healthy"
lifestyles stop smoking, lose weight, etc.
Allowed people to "game the system" - buy insurance only when a health
6. What are problem arises and be uninsured (not pay premiums) otherwise.
Health
insurance ex- State-based health insurance exchange for individuals and small
changes? businesses to compare plans, apply for financial assistance, purchase
coverage
7. What is SHOP? Small Business Health Options Program Helped firms with 50 or less
employees to have insurance to cover them.
8. What was the Mandated that most citizens and legal residents have health insurance.
in- dividual
mandate and its distributes health care costs over people in poor health and good health
design? What (commu- nity rating)
happened to it?
9. How did ACA
aim to reduce
health care -Medicare fraud, excessive payment for prescription drugs, shift cost to
cost? the state (stronger federal partnership in Medicaid), series of HC reforms
10. What was the would save $349 billion by 2021 and $480 billion by 2023, $1 Trillion in
Center for the following decade
Medic- aid and
Medicare • Established to develop cost savings through health services
Innovation?
research that evalu- ates the ettectiveness and eflciency of health care
treatments (Like NICE in United Kingdom)
• Testing various payment and service delivery models to achieve
better care for patients, better health for communities, and lower
costs
, 11. Prevention and public health fund
Cuts in government spending (Dr. and hospital) and new revenues (tax
penalties)
