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HEALTH CARE CONSUMER MIDTERM | 135 QUESTIONS AND ANSWERS | 2026 UPDATE WITH COMPLETE SOLUTION

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HEALTH CARE CONSUMER MIDTERM | 135 QUESTIONS AND ANSWERS | 2026 UPDATE WITH COMPLETE SOLUTIONHEALTH CARE CONSUMER MIDTERM | 135 QUESTIONS AND ANSWERS | 2026 UPDATE WITH COMPLETE SOLUTION

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Consumer Health Midterm Questions

In terms of quality of care, how would you describe the current situation in the United
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States?
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a. we have one of the best health care systems in the world.
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b. our hospitals and physicians are among the best in the world.
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c. we rank very low on infant mortality rates and life expectancy at birth measures.
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d. we rank very high on infant mortality rates and life expectancy at birth measures. -
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ANS>>b. our hospitals and physicians are among the best in the world.
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The United States spends:
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a. more per person and greater percent of GDP (gross domestic product) on health
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care than any other country in the world.
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b. more per person but smaller percent of GDP on health care than any other country
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in the world.
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c. Less per person and a greater percent of GDP on health care than any other
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country in the world.
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d. Less per person but smaller percent of GDP on health care than any other country
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in the world. - ANS>>a. more per person and a greater percent of GDP on health
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care than any other country in the world.
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About how many per person is spent on health care in the United States?
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a. $750 annually b. $3,500 annually c. $8,000 annually d. $11,250 annually - ANS>>c.
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$8,000 annually
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About ___% of all health care expenses are incurred after age 65.
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a. 25 b. 50 c. 75 d. 90 - ANS>>b. 50
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A physician who is accountable for addressing a large majority of a person's health
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care needs and for developing a sustained relationship with patients is known as
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a(n):
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a. Allergist b. Independent practitioner c. Primary care provider d. Medical pracitioner -
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ANS>>c. Primary care provider
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A physician who specializes in the care of hormones and glands, including diabetes,
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is known as a(n):
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a. Hematologist b. Hepatologist c. Endocrinologist d. Neurologist - ANS>>c.
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Endocrinologist
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True or False: Receiving care in the emergency room is appropriate for those who do
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not have access to other health care services. - ANS>>False
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, Currently, until age _____ unmarried children are eligible for health insurance
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coverage under their parent's health insurance plans.
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a. 19 b. 21 c. 26 d.31 - ANS>>c. 26
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The extension in age of coverage of unmarried children on a parent's health
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insurance plan is due to the passage of "Obamacare," which is more appropriately
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referred to as the:
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a. Health Maintenance and Insurance Act b. Patient Protection and Affordable Care c.
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Health Care for All Reconciliation Act d. Health and Wellness for the Future Act. -
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ANS>>b. Patient Protection and Affordable Care
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Currently, about ____% of the cost of health care is paid by the government, meaning
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the costs are paid by the taxpayer via state, federal, or Social Security taxes.
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a. 25 b.50 c. 75 d. 90 - ANS>>b. 50
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A type of pre-paid medical service in which subscribers pay a monthly or yearly fee
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for all health care needs and the organization controls costs and access to specific
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services. - ANS>>Health maintenance organizations
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Medical services, emotional services and spiritual resources for family members and
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people who are in the last stages of a terminal illness. - ANS>>Hospice care
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Non-federal, short term general and special hospitals whose facilities and services are
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available to the public. - ANS>>Community hospitals
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A group of health care providers and hospitals that have contracted with an insurer or
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third-party administrator to provide health care at reduced rates to the insurer's or
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administrator's clients. - ANS>>Preferred provider organizations.
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Facilities open to patients who are ill or injured, but not serious enough for the
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emergency room. - ANS>>Acute care clinics/Urgent care clinics
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A marketplace of health insurance plans from which consumers may choose. -
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ANS>>Insurance exchange
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Usually accepts patients without appointments. - ANS>>Acute care clinics/Urgent care
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clinics
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A system in which there is one insurer of health care, the government. -
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ANS>>Single-payer health care.
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When dealing with a bill from an insurance company what is the allowed amount? -
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ANS>>This is the amount that the code is worth. The insurance sets this amount and
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this is what they get paid.
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